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madmitch

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Posts posted by madmitch

  1. I'm in Thailand now for a short time, having been back in Britain for over two years, and I have realised how much I miss the place. 

     

    However much I miss it though, I won't be returning full time, even if my pension, when I finally retire, will go a lot further in Thailand. Bureaucracy, the way farangs are treated differently and, yes discriminated against, the stifling heat I'm currently experiencing, language difficulties (my fault for not learning anything other than basic Thai), the changing demographic in Phuket, where I was based, pollution, the cost of health insurance. I could go on but other aspects have been covered in the initial post. 

     

    Despite this, I still anticipate being a regualar visitor on a tourist visa with travel insurance. My partner is still in Thailand but our daughter is with me in England, where career prospects are so much better than in Thailand. She already earns more in a day as a part time waitress than many Thais earn in a week. And, apart from property, there's not that much differential in the cost of living.

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  2. A provincial Governor should be someone who knows the province, not someone brought in from outside, and the best way to ensure this if for a proper election.

     

    Also, if an appinted governor upsets the status quo, it's easy to get him(or in very rare cases her) moved to another province, something that couldn't happen with an elected governor. 

     

    Unlikely to happen under the current regime as this will give too much power to the progressive parties in many provinces.

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  3. Be careful with dowries. My GF "lent" her nephew 100,000 baht and 10 baht of gold for what was supposed to be for show only. 

     

    The in-laws returned the 100,000 baht but took a shine to the gold and it's not been seen since. This was four years ago and still causes friction in the family. My partner still wants it back, for obvious reason, but none of the other family members will take any responsibility.

     

    The price of face in this country! 

  4. 1 hour ago, kingstonkid said:

    I can remember a few years back when Thais got arrested because they showed a pic on Facebook

     

    There are things they can do.

     

    First, give the police a mandate to charge and arrest anyone drinking and driving. PERIOD

    Then take away their cars in a lot.

     

    Also, and this will upset many Farang, the rules about hours of service and selling alcohol should be changed. Any restaurant or bar that sells beer before 12 should be charged and closed.

     

    Can't argue with your first point but when the legal selling time is 11am, not quite so sure about the second, especially in tourist areas, where many Scandinavians are fond of a beer with breakfast!

  5. The old "crackdowns" that went a bit quiet during covid appearing again. As usual brought about by one isolated incident. I've known many people using this route ( I did myself several years ago) but not known any that have had problems. 

     

    It is illegal but as is often the case in Thailand, a two week hit then forgotten about....until another incident makes the headlines!

     

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  6. If the wholesale price of a box of beer goes down what effect will this have on prices in bars?

     

    I'd guess precisely zero.

     

    But when it goes back up to the original price again the bars will probably put their prices up!

     

    There's no chance of this boosting tourism. Even if duty on imported wine reduces this won't affect tourism numbers, it''s just that more of them might order a bottle or glass of wine with dinner.....but only if restaurants actually reduce prices.

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  7. 6 minutes ago, Ty Hareways said:

    I've actually asked several expats who have 'local' insurance but they say they've not heard of any where a one month 'tourist' can actually buy the same insurance for just one month.

    Whilst i have 'farang' travel insurance i still don't trust them so would gladly pay a local company for one month....i believe thai companies also pay up front for any treatment needed.

    I think he means buy travel insurance from their own country, not local as in Thailand as that isn't generally available.

  8. I don't think they have used actuaries in calculating and budgeting that amount. 1.5 baht per tourist? That 50m baht pot will last long.

     

    Policies often contain an "Other Insurance" clause, stating that the travel policy will only pay in excess of other insurance that might be in place. This includes Government pools and schemes. If the Government call this scheme "insurance" there could be some issues in claiming on travel insurance; you can't claim twice for the same incident.

     

     

  9. 14 hours ago, richard_smith237 said:

     

    Seem's they're based in Ireland (+353 country dialling code)

     

    Attached - the 117 page policy wording.

     

    This is a policy I am carrying for an 11 day trip (coming up).

     

     

     

    6.1) Travel Insurance Policy Wording.pdf 585.28 kB · 3 downloads

    Thanks for uploading. I did not read it from cover to cover but take a look at the language; there is no legalese at all, in fact, on my opinin, it is over-simplistic and that is why it is so long. And that's what you should now expect in insurance policies for consumers. The client must be able to understand it.

     

    NB Our American readers: your insurance policies are still years away from being consumer-friendly and I can't see any changes imminent. Your lawyers have to keep making money!

     

    o

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