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danbradster

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Posts posted by danbradster

  1. So I have started to do push ups in the morning and evening along with some situps...

    I do 5 sets of 20 situps and 5 sets of 20 "girly" style push ups... I feel that lots of repetition is better than 20 hard fought real push ups... Anyways, the body can really feel it and I think it is working... Just have to keep on working...

    I had to knock another hole in my belt as well... THat is always nice..

    Hard 20 fought is more effective than 20 easy ones.

    Like 5 sets of 5 squats (with heavy weight) will increase your leg and core strength really fast. High repetitions only creates minimal gains in strength, but more gains in endurance.

    The most effective reps for strength are when you can barely push out the last rep after 5 or 10, although for core exercises make that 20

  2. I wouldn't worry about tourism, its well made up for by the offset in the price off all the goodies in the ground, uranium etc, how many reactors are there in the US now? whistling.gif

    The rising dollar makes the value of our resources decrease...since we charge in USD. Nickel for example has been rising in US$/tonne, but the AU$/tonne converted price is almost stable - sad.

  3. 400,000 baht would turn into 1.5mill at 10% return per year for 13 years, not including inflation. Including inflation it would be worth roughly 850,000 baht in real money terms.

    Where did the 6 million figure come from? 22% return per year for 13 years?!

    I don't know what Thai public vs private school is like. Parents offering quality business and financial knowledge since childhood has a great effect though. Thanks to my financially minded mother teaching me about money/interest/investment since I was a toddler, at 21 years old I have a reasonably successful business and a lot of investments (1mill baht per year in reasonably passive income).

    I never studied too hard (except in things I love, like business) and only went to a private school for 2 years of my education. Parents make the biggest difference, not the school.

    Silly me, 400k per year for 13 years. Like others mentioned, go half half. Go for a moderate school and save up a fair amount of money. There's no point giving 6 million baht to a silly son/daughter.

    Anyway, if you make a smart and business minded child, they can make money from nothing. Give them a small amount like 200 baht per week and encourage them to grow it. Or help them brainstorm business ideas with no capital outlay. Soon they'll value their money and have business experience under their belt before they hit 18 years old.

  4. 400,000 baht would turn into 1.5mill at 10% return per year for 13 years, not including inflation. Including inflation it would be worth roughly 850,000 baht in real money terms.

    Where did the 6 million figure come from? 22% return per year for 13 years?!

    I don't know what Thai public vs private school is like. Parents offering quality business and financial knowledge since childhood has a great effect though. Thanks to my financially minded mother teaching me about money/interest/investment since I was a toddler, at 21 years old I have a reasonably successful business and a lot of investments (1mill baht per year in reasonably passive income).

    I never studied too hard (except in things I love, like business) and only went to a private school for 2 years of my education. Parents make the biggest difference, not the school.

  5. I am searching also. I am considering filling out SCB's long/complicated form. I'll stay invested in the Aussie market until I can find a worthy online Thai broker.

    You can always invest in Aussien countries from US or Europe with a reliable and trustworthy broker which I highly recommend instead of investing from Thailand

    I am in Australia, owning Aussie shares with an Aussie broker. I want to buy Thai shares with a Thai broker. Aussie brokers want to charge me 3000 baht per transaction for Thai shares.

  6. Put it in an A$ deposit a/c about 6%%.

    Those rates are not fixed, am I right? They can drop to .25% should things change.

    Interest rates in Australia are increasing, not falling to 0.25% any time soon. Or you could get a term deposit, locked in ~6%PA for 1-10 years. Australia is in a mining boom with falling unemployment at ~5%.

    I live in Australia at the moment, but I invest in self-picked shares. I focus mainly on small/medium-caps which I believe will have far superior growth to large-caps or term deposits. I am young though, so I can take more risk.

    Many property trusts and infrastucture shares pay out 5-15% dividend yield. You'll have to decide on your own how safe they are.

  7. Thanks guys, I guess I just have to be patient and wait it out... I am slimming down a bit faster than I like now... I have virtually cut the coke all out and drink too much water now... I do have my bad days, but that is just around pay day (too many coins in my pocket at that time)...

    Keep running (15k in one go now)... And try to eat healty- as I am doing... (well, it is better than before)...

    Which exercise is best for targeting the pecks??? (Pls. dont say push ups)... I hate them!!!

    Bench press - normal, decline and incline target the pecks great. It'll build muscle mass but not reduce the fat there...

    The running / calorie deficit will help your man boobs in time. As long as you continue making positive progress it'll happen.

  8. One idea I'm thinking of is an ecommerce website. But do Thai people buy things online? I've heard they don't but don't know for sure. Does anyone know if a Thai ecommerce site could be successful? If so, what sort of things do they buy online?

    If you can do ecommerce successfully you might as well do it globally and take advantage of the USD/Baht exchange rate - get paid in USD, not baht.

    I earn money online from ads and from dividends (AUD and USD), and it ends up being quite a lot when you convert it to baht.

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