Shrek
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Posts posted by Shrek
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On 2/23/2024 at 12:00 PM, Sheryl said:
Depends on age and type of cover (hospitalization only vs also outpatient etc) and how much deductible ("excess").
Cigna is comparatively inexpensive relative to other policies provided you do not opt for outpatient cover and you take at least some excess and/or copayment.
Again - how old are you? And do you have any chronic health conditions?
Are you moving to ThalIand permanently, or just visiting, or going back and forth each year? Travel policies are much, much less expensive than regular health policies but cover only emergencies and you need to be ready and able to fly back home for treatment once stable enough.
Can I private message you? Happy to give details but not in public. Thanks for responding
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There must be affordable options? All ex-pats cant be paying the £300 a month that Cigna want surely?
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I presume I wont get treatment under the Thai equivalent of the NHS
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Can't get a quote that's anywhere near affordable 🤒
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Thanks. He is in the housebook, at grandmas house, so we will wait for the papers to come then write and tell them he has lived in th UK for 12 years and doesn't read or write Thai and attach a letter from the University.
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Hi,
I'm Graham and age 59 English. I married Kung in 2005 in BKK. Same year we came to live in England. A few weeks later we brought Kungs two little Thai kids from her first marriage then age 5 and 3 to England. In about 2008 they all obtained British citizenship and UK passports. We have never rescinded their Thai citizenship (although their Thai passports have run out as we always use our British passports.)They have been back to Thailand since for holidays but that's all. Grandparents live in Sakhon Nakhon.
Son is now 17 and at college. Next year he will probably go to Uni in England until 2020. We want the 3 Thai people to retain Thai nationality, we may well all resettle there later, but son is approaching the age of conscription in Thailand.
Any idea what we do? He can barely speak Thai and cant read or write a word of Thai. He has been raised in England.
Anyone know the correct thing to do? We don't want to avoid the problem and see him arrested whilst on holiday!
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Thanks Richard. Sorry but who is Samran?
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My wife came to live in England in 2005; first on a spouse visa then on ILR after two years. We brought my wife's children to England in late 2005 (from her first marriage) then aged 5 (boy) and 3 (girl).
In 2012 they all obtained UK citizenship and British passports and have also kept their Thai passports so now have both British and Thai passports.
Miki is now nearly 16 and we are growing concerned that we will visit Thailand one day and have the immigration officials cart him off for enlistment to the army.
Is that possible? What can we do? Does he have to surrender his Thai passport? Write to the Embassy in London and somehow revoke his Thai citizenship?
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The usual conundrum every time we travel it seems to change
Out there for a month from next week
I was about to buy a travelex globe card - travelex do'and I always want cash when the banks shut
Travellers cheques same issue need a bank
Am I stuck with my debit and credit card for cash withdrawals? I don't really want to walk round with a wad of pound notes in my pocket
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SORRY
I've just seen the UK visa advice page and its clear my mate is, unfortunately, correct.
Blimey we were lucky back in 2004
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My mate, whose wife is in the UK on a holiday visa just now, was just saying that they had brought in the life in the uk / esol requirement for a basic 2 year wife visa to the uk. Is this so? First I had heard of it. I thought it was just on ILR or citizenship.
Also, does anyone know the basic income requirement for him to get her a spouse visa to the uk
thanks
shrek
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Now she can get on the dole.
Actually she has been in her job for 6 years now, and has worked full time since day 1, combining that with college to get her ESOL.
Dont judge everyone by your standards.
I thought the comment was just light hearted humour Shrek, directed at the UK rather than your missus.
Anyway, congratulations. Now you can both move freely without thinking of visas which could have put you off in the past. Bet the missus can't wait to use it so better book a short break somewhere quick time.
mais pen rai
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We just finished the same process. A week before the local citizenship & immigration office closed down. Congrats to you guys!
Nice one.
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Into the bargain, its the weekend when Thai son is ordained as a young monk....this beautiful temple in Surrey. Happy days.
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Well done to the Mrs. How long did she study for for the test? Have you tried the test? I did and failed lol.
if you go to college and advance to level 2 (I think) you dont do the test. basically its either (1) the test...over in 2 hours...if you canunderstand it, which few can OR (2) Go to college for either 1 or 2 years part time and progress to a certain level of ESOL, you get certificates then and dont need the test
Its either one or the other
The test is hard for us if we dont read the book but nigh impossible for thai ladies unless they went to Uni and studied English.
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Now she can get on the dole.
Actually she has been in her job for 6 years now, and has worked full time since day 1, combining that with college to get her ESOL.
Dont judge everyone by your standards.
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I thought I'd post this to try and bring some hope to all those who I see on here still going thru what we went thru back in 2004
Those months tore me apart, all the fear and uncertainty about whether I should try and bring K to England, Visas, etc etc
OK there were some cynics on here (they would say realists, and maybe they would be correct to an extent) but there were also many kind helpful people who pointed me in the right direction. Brian, Joy....Kevin, Pha...thanks so much.
Anyhow, this is where this chapter ends and another begins. The attached photo shows what my wife got thru the post yesterday. She hasnt stopped giggling yet.
Follow your heart. You only live once. Better to fail trying then spend years wondering what might have been.
G.
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Unfortunately this kind of thing is common, borrowing money against family property from local loan sharks.
Stands to reason that most of the loans cannot be repaid and so the family looses another piece of land. Our local loan shark is a sweet old lady who years ago had almost nothing but now owns chunks of land everywhere has just built a new supermarket and is worth millions.
Sorry got no answers for you
I'm currently running another thread where I'm trying to establish what ownership papers I need to look at and verify to be sure I'm dealing with the actual owners of any property before committing any money.
she is indeed a sweet old lady who has gradually bought all of sisters land as the sister got stuck in the debt spiral. We are trying to save the last piece...the house. Seems we cant lodge this 'letter' selling house part to us with deeds as she has already lodged a similar letter stating her intention to buy the field part for 150,000...at present its all on one deed till measuring man comes in march 2013
I could pay the interest 6000 pm till march 2013 then buy house march 2013 and sister owes me 254,000 at least then I am only trusting her with 54,000
thats the safest bet , in the meantime put pressure on the dept to get the land done earlier or get a private surveyor speed it up saving you money ...
Wow that was shot from the blue...can you do that...I didnt know you could bring in a private surveyor? I thought you had to wait for the official one? I wonder how the hell I find a surveyor in Sakhon Nakhon? It took me 3 weeks to find a car to hire !!
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Unfortunately this kind of thing is common, borrowing money against family property from local loan sharks.
Stands to reason that most of the loans cannot be repaid and so the family looses another piece of land. Our local loan shark is a sweet old lady who years ago had almost nothing but now owns chunks of land everywhere has just built a new supermarket and is worth millions.
Sorry got no answers for you
I'm currently running another thread where I'm trying to establish what ownership papers I need to look at and verify to be sure I'm dealing with the actual owners of any property before committing any money.
she is indeed a sweet old lady who has gradually bought all of sisters land as the sister got stuck in the debt spiral. We are trying to save the last piece...the house. Seems we cant lodge this 'letter' selling house part to us with deeds as she has already lodged a similar letter stating her intention to buy the field part for 150,000...at present its all on one deed till measuring man comes in march 2013
I could pay the interest 6000 pm till march 2013 then buy house march 2013 and sister owes me 254,000 at least then I am only trusting her with 54,000
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The sister could sell her total interest in the property to your wife for 200K and that 200k is used to pay off Mrs X.
Your wife promises to pay the sister her split when the property is eventually sold.
Sister will have to trust your wife and you will have to trust your wife.
That's exactly what we want to do. The problem surrounds the deeds...the house and the 'sold' field are still on one deed until the measuring man comes in march 2013. Family says we cannot register our interest on the house till then as Mrs x already has an interest on the deed due to the 120,000 she has paid for the field part. I feel very dubious about parting with 200,000 with no security
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Here's the story so far...
Me and wife have been together with the Thai kids in England 8 years now, them 3 all have British citizenship.
Family all in Don mafai.
Sister has nice Thai house with field near Sakhon Nakhon. (very near town)
Sister sells field part to Thai business person for 150,000 (Mrs x)
Mrs x pays 120,000 but not the last 30,000 as she finds out the house and field are on one deed.
Waiting list to be measured is 9 months
Thai person and sister sign letter selling 'field' to Mrs x when land is split.
This letter lodged with land registry in SN.
Sister then borrows 200,000 from Mrs x offering house part as security
Interest 6000 per month
Security appears to be another 'letter' securing loan against house part of land.
This letter lodged with land registry in SN.
Sister cant afford 6000 payments
Sister calls wife scared of losing house
House part worth about 600,000
We want to buy house part now for 200,000, pay money direct to Mrs x to discharge loan, and let sister live for cheap rent
When they eventually sell house part sister and my wife split profit 50/50
Family have suggested that we lend sister 200,000 and she signs similar letter to be lodged at land registry selling house part to my wife when measured in march 2013
Family are now saying that the two 'letters' that Mrs x has lodged with the land registry prevent my wifes letter being accepted by land registry therefore would just be 'held' by family
As I see it there is no security for our 200,000 loan...sister could sell house part quickly in March 2013 and with it our security or
Sister could borrow from Mrs x again between now and 2013 and again eat away at our security, without our letter being at the land registry I see it as worthless security
Finally, I have known these people for many years and suspect the story is, by and large, true.
If anyone can help, or even point me at a local solicitor or the number for the land registry, I would be grateful
Thanks
Graham
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Hey! Come to the UK (every b@st@rd else has)
Its great, we have a shiny new government thats gonna tax the arse off us
Raging unemployment
All the pits will be closed (ooops they already are)
Graduates leave Uni £30k in debt
Old people sell their houses to pay money-grabbing nursing homes to help them die
The only new buildings are mosques
Want me to go on... ????
Poor old you in Thailand.
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not an advert, i found this last week and i know there are thousands of rockers my age in LOS so had to share it
LIVE and I mean live classic rock NOT playlists
Alice Cooper for breakfast DJ
now playin dazed and confused
hope you all get some fun from this station it is a groundbreaker for UK classic rock live internet radio, also on DAB (no use to you in LOS!)
see you for songkran
snapper and kung
Suggestions for Thai medical insurance please? Currently in UK. Go Thailand soon
in Health and Medicine
Posted
Old and yes🥴