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chang50

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Posts posted by chang50

  1. Hi.Please move if this is the wrong forum.I've recently renewed 2 expired debit cards with Kasikorn and Krungthai banks but have noticed neither have the usual valid from date just the expiry date.This is a problem when this date is required eg on a UK passport renewal form and doubtless elsewhere.Anyone got experience of how to get around this?Thanks.

  2. 44 minutes ago, spambot said:

    One last thing...

    As long as you are receiving a pension at 5 April, the end of the tax year, your pension provider will give you an ‘end of year certificate’ P60. This might be given to you electronically, rather than on paper. This shows the total amount of tax they have deducted in the tax year.

    Thanks for all that info very helpful.

    • Like 1
  3. 3 minutes ago, jimn said:

    If I was you I would contact HRMC by either phone or online ASAP. If you delay all thats happening is that you are building up a large sum to be paid in bulk when they get round to sorting it. When I got my State Pension also in April I had to pay £150 a month extra tax. I already delayed like you and when I contacted them 4 months later my pension was reduced by £600 for the next month to pay the back tax. The longer you delay the bigger the bill, do it now and dont wait until they get around to it.

    Thanks I'm thinking about it do you have a contact number?.Luckily I wouldn't be paying as much as you as I have just scraped into the tax bracket I estimate about 25 quid a month.

  4. 28 minutes ago, howerde said:

    have you opened a government gateway account,  https://www.gov.uk/log-in-register-hmrc-online-services

    Everything can be done online, i have just had my 2021-2022 tax bill sorted, i owe 62 pounds, like you i have 2 pensions and it takes time for them to sort out, if you have a work place pension and state pension then there is no need for a self assessment, either send an online form or call them. Don't worry if you owe tax they WILL collect it

    I'm sure they will!

    • Like 1
  5. 51 minutes ago, Chomper Higgot said:

    If you do nothing now you will receive a tax bill after you complete your self assessment.

     

    This will come with a payment plan (I think two part payments or an option to add it to your PAYE for the coming year).

     

    Alternatively you can contact HMRC and ask for an interim assessment so you start paying now.

     

    I personally would do the latter so as to not have big bills next year.

    Thanks for the info.

  6. Hi guys I started to receive my UK state pension in April 2022 all fine there but when combined with my work pension I am now over the income tax personal allowance for this current tax year.In due course i will fill in an annual UK tax return for 2022-23 declaring my full income as usual.My question is since I haven't paid any tax yet when will HRMC start deducting income tax from my work pension as I believe is the normal procedure?Thanks.

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