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saiber

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    O/A visa and insurance experience today

    in Thai Visas, Residency, and Work Permits

    Posted

    1 hour ago, Sheryl said:

    I do not recall seeing a photo of  completed form for foreign insurance. There haven't been more than 3 or 4 reports of people managing to get that form signed.

     

    There was a photo posted of the form that Pacific Cross (local insurer) issues. Maybe that is what you remember? It is pretty much identical in wording. Doesn't add or subtract anything from the form just fills in the blanks and on their letterhead.

    I posted a signed form on page 113 ( beginning )

    O/A visa and insurance experience today

    in Thai Visas, Residency, and Work Permits

    Posted

    17 minutes ago, Peter Denis said:

    Yes, that's indeed a concern.  However, I guess that the need for those 2 director signatures should not be taken literally.

    I find it hard to believe that even thai insurance company directors would do the effort to sign a Certificate for a relatively low-value policy every year.  A company employee signing it with 'for' or 'on behalf of' a director will probably be acceptable.

    If you are nitpicking , it states only " authorized signature " and not "authorized signatures" . Singular !

    • Like 1

    O/A visa and insurance experience today

    in Thai Visas, Residency, and Work Permits

    Posted

    3 minutes ago, Peter Denis said:

    HI Saiber,

    Thanks for posting this > AFAIK yours is the first thai Certificate from a foreign insurance-company stating that the policy meets the OA Visa requirements for health-insurance.

    The Certificate indicates that your insurance-policy is valid from 29 May 2019 till 27 May 2020.

    Could you be so kind as to answer a couple of questions on how you used it?

    1. Did you do your application for an OA Visa at the German embassy BEFORE Oct 31?

    > If so there was no need for health-insurance at that time, and that means you requested the certificate from your german insurer to be on the safe side when being queried on entry.

    2. In case you did your application for an OA Visa AFTER Oct 31 (health-insurance being required from that date), did the German embassy issue you an OA Visa valid till the insurance expiry date (27 May 2020)?  Or did they put a comment re insurance on the OA Visa issued?

    3. When you entered or re-entered Thailand AFTER Oct 31, where you queried about health-insurance?  And if so did you show them the Certificate as proof of you having thai-approved health-insurance?

    Thanks in advance!

    The answers to the above would clarify the use of a foreign-issued health-insurance Certificate.

     

    I'm always having this Health insurance. Was not asked for when Thai Embassy issued my O-A visa 2018. Last time i re-entered Thailand on 22.10.2019 on re-entry permit. Also not asked for insurance. I posted that Certificate to my insurer in September 2019 just in case i might need it later. Hav'nt left Thailand not yet after 31.10.2019 again.

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    O/A visa and insurance experience today

    in Thai Visas, Residency, and Work Permits

    Posted

    20 minutes ago, Peter Denis said:

    Talking about travel-insurance > I made the effort to contact World Nomads, explaining the whole thing and specifically asking whether they would be inclined to provide the signed Certificate when I would take a full year travel-insurance policy with them.  I also made it clear that that would be a very very attractive proposition for most OA Visa holders, and hence a good business opportunity.

    They had their legal department take a look at it, but they declined and from their responses it looks like it was more of a semantics issue > we do not do health-insurance.

    The irony being that in their standard travel-policy the coverage when you get sick or have an accident and need treatment in a hospital is way beyond the ridiculous 400K/40K inbound-outbound patient care. 

    And on top of that with their policy - which more than fully covers the health-insurance requirement - you would also get all other travel-insurance benefits (like repatriation, legal assistance, etc.) at a price comparable with what the approved thai health-insurance companies are offering for IO approved health-insurance policies.

    A missed opportunity > but maybe it gets them thinking when more OA Visa holders approach them with similar questions.

     

    I did exactly the same with my German insurer ( Hanse Merkur ). They also checked and after a while I got the signed and stamped certificate posted back to me. 

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    O/A visa and insurance experience today

    in Thai Visas, Residency, and Work Permits

    Posted

    1 hour ago, Langsuan Man said:

    Right now the conventional wisdom (if you have an expired/cancelled O-A) is to go to a neighboring country and apply for a Non O, based upon retirement, following whatever instructions / requirements that they require

     

    Since most overseas Embassies and Consulates, as reported above, will no longer issue an O based upon retirement, does anyone really think that this local "loophole " will remain ?

     

    Immigration in Thailand is like the kids game Whack a Mole, once you follow their requirements, another new one will pop up

     

    I am one of the lucky ones, I don't have to come to Thailand, and there is less reason to be here since I followed the number one rule of living here: Don't invest more than you can afford to loose   

    100% agree.

     

    O/A visa and insurance experience today

    in Thai Visas, Residency, and Work Permits

    Posted

    6 hours ago, LivinLOS said:

    You leave once.. Then you extend uincountry in exactly the same way.. Minus the insurance. 

     

    You are aware that how it works yeah ??

    Yep, i do how it works with an NON O ME ,over 50 ,issued by Thai Embassy Berlin.

     

    ( "O": visa for other purposes
    NON-IMMIGRANT-O VISA S: (90-day stay, one-time entry, € 70.00 visa fee)
    NON-IMMIGRANT-O VISA M: (90-day stay per entry, validity 1 year, multiple entry, 175,00 € visa fee
    Pensioners / persons, from the age of 50 years)

     

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    O/A visa and insurance experience today

    in Thai Visas, Residency, and Work Permits

    Posted

    9 minutes ago, Max69xl said:

    There's nothing perfect with the O-A Visa. O based on retirement is the smartest,and no insurance needed. Extendable annualy at Immigration. 

    and after I have "dumped" my 800.000 THB ,at this exchange rate , they will have the funny idea and introduce a new insurance rule also for NON - O ...... Thank you. Plan -B-  , moving to Spain where retirees are more welcome.

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    O/A visa and insurance experience today

    in Thai Visas, Residency, and Work Permits

    Posted · Edited by saiber

    15 minutes ago, Jingthing said:

    Perhaps you misunderstand how to use an O visa for retirement status. First you get a 90 day O visa. Then you apply for your first annual extension based on retirement. There is no need to leave Thailand at all while on annual retirement extensions. 

    No misunderstanding. At the Thai Embassy in Berlin (Germany) you can apply for 1 year multiple entry NON-O visa ( based on over 50 ). If i would go that way with NON O i would do it yearly in Berlin.

    Clarification of insurance and extensions since 31/10.

    in Thai Visas, Residency, and Work Permits

    Posted

    42 minutes ago, Peter Denis said:

    Sad, and really feel for you!

    Suggestion > Nonthaburi and Bangkok are location-wise relatively close.  Therefore > would it not be possible for you to present your case at CW and ask for their advice/opinion?

    Reason for my suggestion is that there was a first-hand report posted of an APPROVED extension of stay based on an original OA - retirement Visa WITHOUT health-insurance at CW.

    That CW report and your report are at present afaik the ONLY two first-hand reports and they have a different outcome, so one of them is not correct. 

    Or alternatively, the health-insurance requirement is enforced differently in both locations (which might prompt you to temporarily re-locate to Bangkok and apply for your extension at CW).

    Just thinking out loud... 

    So whats about that certificate shown on longstay.tgia.org ? Would they accept Allianz insurance if they sign that cert ?!

    O/A visa and insurance experience today

    in Thai Visas, Residency, and Work Permits

    Posted

    1 hour ago, Sheryl said:

     

    Among other things the certificate asks them to attest that your policy conforms to a Thai Government Cabinet Resolution which they have no way of knowing the contents of. There isn't even an official English translation of it.

     

    You really can't fault a company for not being willing to sign that. I wouldn't either.

     

    I am informed by a  Canadian member that the Vancouver Consulate agreed to accept a copy of his policy documents. Bets thing for anyone in this situation to do is ask the concerned Embassy or Consulate to do the same.

     

    Of course as it currently stands, even if they do accept it, you get only the first year, unless you then go back home and get a new OA visa. You can't use it for a second year entry.

    Why you couldn't use it for the second year? Just take a 2 year insurance validy ( or even longer) and get the foreign insurer certificate signed.

     

    O/A visa and insurance experience today

    in Thai Visas, Residency, and Work Permits

    Posted

    1 hour ago, TallGuyJohninBKK said:

     

    I may have missed some posts re this... But, AFAIK...

     

    The problem isn't with Immigration officers at the airport being asked to, or being unable to, read English language insurance docs.  Under the rules, that was NEVER going to be the way the system worked.

     

    Under the rules, a person with a foreign insurance policy needing to have it certified for O-A purposes needed to download the Thai "Foreign Insurance Certificate" form and have it signed and certified by their foreign insurer... (which apparently is often virtually impossible to do). 

     

    Either to show at the Thai Embassies/Consulates where they also want to see copies of the applicant's foreign insurance policy documents, or presumably also at the airport Immigration checkpoints.

     

    But thus far, there have been few if any reports here of anyone actually being able to obtain a signed/certified Thai "Foreign Insurance Certificate" from their out-of-Thailand insurer...at least...not yet.

     

    Merely walking up to Thai Immigration at the airports with your foreign insurance policy in hand and trying to convince them to look at that and accept it -- even if it meets the coverage requirements -- is pretty much likely to be a non-starter.

     

     

    I posted the certificate to my German insurer ( Hanse Merkur) and they stamped and signed the expat foreign insurance certificate and sent it back to me.

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