AAInsuranceBrokers
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We can offer quotes for 'Superbikes' as long as they are registered, please go HERE and send the details
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Sorry but AXA will not insure a mobile phone.
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With Pacific Cross you can pay the premiums half yearly.
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Yes she should call the insurance company and have their representative attend the meeting with the Police and other party. She should not attend the meeting until she can be sure the representative will be there with her and to say nothing until the representative understands the full implications.
1st Class insurance does cover both vehicle.
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Yes you can cancel your vehicle insurance - you will need to send back the original policy to your Broker and they will arrange for you the return of any premium.
Note - depending on where you keep the vehicle it may be worth keeping the policy in force, also if you cancel you may lose your NCB.
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As ‘Overcome’ has mentioned Pacific Cross now offer a myriad of plans from the very basic to the high end – 9 in total with many variations based on those and so can cover any eventuality.
As obviously it would be impossible to list all the variations in a Forum we suggest contacting us ( HERE ) and telling us your requirements so we can offer suitable recommendation to suit your own circumstances.
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There are several polices available for young children/infants but as with all medical insurances there will be an application form to complete where any existing conditions/problems will need to be listed. In the majority of cases these problems will be excluded depending on the severity. Should you wish us to try for you please go HERE
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There are many companies offering a variety of Property Policies - may we suggest you go HERE so we can offer you quotes ?
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There are many insurance companies offering Travel Insurance for Thais with many different policies. May we suggest you go HERE and we can offer you various choices ?
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We can only speak from experience as we have customers with Cigna and not had any problems – or heard of any problems from genuine claims.
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Apologies if we missed an email from you Merlin as we try and respond to all emails within 24hrs - but please feel free to call if you need something urgent : 081 782 2196
For the Compulsory (Government) insurance the benefits have been increased (a little) see below, but the voluntary 1st, 2nd, or 3rd Class cover is always recommended and yes, all 3 do include a Bail Bond (min. needed 200k Baht).
Preliminary is initial amount paid without any proof of fault (claim within 7 days of the accident)
Medical service expenses
not more than 30,000 Baht
Loss of Life
Loss of organs
Permanent disability35,000 Baht for person
Maximum coverage
(including preliminary coverage)Bodily injury
Not more than 65,000 Baht
Loss of Life
Permanent disability200,000 Baht
Medical Service Compensation
200 Baht per day but not more than 20 days
The highlighted amounts are the benefits that were increased. -
A point to remember is a P.A. (accident) policy is no substitute for a medical (health) insurance policy, but it is obviously cheaper due to the lower benefits.
There are a great variety of policies on offer so when looking for a P.A. policy you need to decided which benefits are important to you i.e. list your priorities. Example, is the Life benefit more important than the Medical expenses or maybe the Disability benefits and so on.
As Brokers we can offer polices from all insurance companies and so can fit the correct policy to your own requirements. LINK
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There are many Life companies in Thailand and we can offer quotes for all or any of them if you wish.
Please go to this Link and send us her basic details and the amount to be insured.
Please note unless you state otherwise this will be for straight Life and not the usual nonsense many companies try and sell.
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Travel insurance ! Wants wrong with you turkeys, you forget where you are, the country is under marshal law,read your policies everyone there is not an insurance company that will cover you, Online they have been bombarding me to buy expat insurance why, they have the same clause.so before offering advice, i would go and check the fine print on your policies.
Not true, several insurance companies will insure you, the only proviso is you do not get involved in any demonstrations i.e. the normal holiday maker will be covered.
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Bupa Thailand Sunshine Plan is an option (...up to and inclusive of the age of 70 years...):
http://bupa.co.th/en/individuals/health-insurance/individual/detail.aspx?iid=5#.VNX02PmG_Tp
BUPA Thailand will only insure if you apply before age 65. Age 59 - 64 will insure to age 69.
Not according to Bupa's web-page for the special "Sunshine Plan":
»Members must be over the age of 18 years and may apply up to and inclusive of the age of 70 years only.«
(sic.)
The Sunshine plan will take applicants up to 70 but do note the max term is 6 months and the max benefit 1m Baht.
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Most hospital insurance (rarely any out-patient coverage) available in Thailand for 70 year old foreigners would require that you initiated coverage before 50 or 55 and not let the policy lapse once you exceed those limits. Even then it would be very pricey.
And even for a company like BUPA, travel-medical insurance excludes people over 70.
- We do not cover medical expenses for children under 1 month and persons over 70 years of age
There are several medical insurance policies (both In Patient and Out Patient) available in Thailand for persons over 70 but agree the premiums increase as the risks are obviously very high.
As mentioned earlier Travel cover for up to 180 days available from several companies.
Either PM me direct or go HERE for a quote.
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Travel Insurance is readily available for a 70 year old traveling to Thailand for a 6 month holiday.
For a quote please follow this LINK
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Your personal items as you described can be included in an All Risks property policy but they will need to be listed and in the case of jewelry copies of invoices, receipts etc. supplied.
Should you want a quote please go here LINK
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There are several companies that offer cover depending on what level of cover you are looking for but may we suggest you go HERE as we can then send you suitable options ?
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Approx 7,500 Baht depending on value - for a firm quote please go HERE
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Yes the 2nd Class covers Fire & Theft and is not expensive.
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For the voluntary insurance you have a choice of Any Driver or (max 2) Named Drivers. As wilcopops pointed out Named Drivers do help to lower the premium (as does a deductible/excess).
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Very few offer Tsunami cover but we have an underwriter who will insure you - please contact us HERE
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It's not because you reached 60 years of age. Now as vehicles get older the coverage levels in certain areas of the policy decrease and if you want to keep them at certain levels you have to pay extra---have you been doing that which could have caused the increase. Condition of the car in the owner's mind (or odometer) means very little to an insurance company, but the age of he vehicle does. Ask for some quotes from other companies/brokers.
In fact once you reach the age of 50 many companies decrease the vehicle premiums - not by much though
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Coronavirus Policy
in Insurance in Thailand
Posted
A basic low cost Policy has now been introduced for problems should one have the Coronavirus
Coverage_and_condition_Coronavirus_Eng.docxwww.aainsure.net