I am on retirement extensions originating from my O-A visa issued in UK. Since my arrival I have had insurance with one of the companies listed as suitable online. I have the ฿400,000 cover with the same company through the same broker and have maintained that policy for well over a decade. It seems I might have to arrange cover of ฿40,000 OPD but that should not present a major cost. In the official documents I have seen they always refer to buying insurance "online". I bought mine through a broker. Does anyone have knowledge of or thoughts on whether this is a real problem or just loose wording?