Jump to content

LarryLEB

Member
  • Posts

    266
  • Joined

  • Last visited

Posts posted by LarryLEB

  1. I just finished A Separate Peace by John Knowles and am now about halfway through Fried Green Tomatoes at the Whistle Stop Cafe (by Fanny Flagg).  I read 4 or 5 books a month.

     

    Trivia note:  You may remember Fanny Flagg as a frequent guest star on Match Game with Gene Rayburn.

     

    As others have noted, the Kindle is the way to go for readers in Thailand.  Posters here have mentioned some of the advantages of the Kindle, but one advantage hasn't been mentioned...  You can have a sample of the book (often up to the first 10% of the book, not just a random selection) sent to your Kindle.  After reading the sample for free, you can either order the book or delete the sample.

     

    I currently have about 60 book samples lined up on my KIndle.

    • Like 1
    • Thanks 1
  2. I've done all my annual retirement extensions myself:  Jomtien Office, last 10 years.

     

    My annual extension does not require one or two trips to Immigration; it requires THREE:

    • TRIP ONE:  Get queue number; give documents and passport; collect numbered chit for passport pickup next day (I always do trip one at around 3:00 p.m.)
    • TRIP TWO:  Swap numbered chit for passport.  Check passport for correct date of next visa extension.  Given a date-stamped document telling me to appear again in 3 months with proof that I still have at least 800,000 Baht in my account.
    • TRIP THREE:  Bring the date-stamped document and the required documents proving I still have 800,000+ in my account.

    Adding to the above the four 90-day reports, I make 7 trips to the Office each year.  (Yes, I could use the online reporting for those four, but I live only a 15-minute walk from the Office.)

     

    • Thanks 1
  3. I have an OA visa.  I have had medical insurance with a company here in Pattaya since age 57.  I'm currently 68.

     

    Until last year, I had only in-patient coverage.  To satisfy the new Immigration requirement last year, it was necessary to add at least 40,000 Baht in outpatient coverage.

     

    My insurance premium without outpatient was about 50,000 Baht for coverage of 5,000,000 Baht per incident (with a deductible of 40,000 Baht).  The insurance company offered me 2 choices by which to meet the 40,000 Baht outpatient requirement:

    1.  A premium of about 70,000 Baht which would provide FULL outpatient coverage.
    2.  A premium of about 60,000 Baht which would provide only 40,000 Baht of outpatient coverage.  (They simply added 10,000 Baht to my existing premium.)  So, the new Immigration requirement cost me 10,000 Baht.  In your case, being quoted 100,000 Baht for out-patient coverage is @#&!. 

    I chose the second option -- 60,000 Baht annual premium.  A few days ago, I renewed for another year at the same cost.

     

     

    Note that I have had no claims against my insurance since 2012, so I get a 20% discount for that (as well as a 25% discount for the deductible; and a 20% discount for not having full outpatient coverage).  In 2012, I had an appendectomy -- 140,000 Baht paid for in full by my policy.

     

    Note also that the discounts are not cumulative--they cannot be added together.  The 3 discounts amount to a real monetary discount of 52% of the initial premium.

     

    My advice would be to add ONLY 40,000 Baht of outpatient (not the more expensive full outpatient coverage) to your policy and to apply a deductible of 40,000 or maybe even 100,000 Baht.

     

    Policy premiums seem to jump every 5 years:  at 60, 65, 70, and so on.  As I age, I plan to reduce my policy in-patient coverage to 3,000,000 from 5,000,000, and even lower, as necessary to keep premiums low.  I will also move from my 40,000 deductible to higher deductibles.

     

    If you would like the name of my insurance company, you may send me a PM (personal message).

     

  4. Nothing seems to change in Thailand.

     

    Thirty years ago, while on my then-annual holiday in Bangkok, The Bangkok Post indicated that, for lung heath, living in Bangkok was the equivalent of smoking a pack of cigarettes a day.  The article went on to mention that, at any given time, a third of Bangkok's traffic policemen were on sick leave.

  5. Pre-Covid, the queue lengths at airport Immigration Arrivals desks were a national disgrace.  If the plan is to collect the 300Baht from tourists upon arrival at the airport, this will make the queues even slower to process.  (ASSUMING, of course, that tourist arrivals ever return to anything like they were before.) (and, if they don't, the geniuses in charge will cut staff at these desks!)

    • Sad 1
  6. 4 hours ago, Misterwhisper said:

     

    It's all about priorities whose order you perhaps fail to fathom:

     

    > First we pay our Chinese bosom buddies for those submarines (in the course of which we collect generous "commissions")

    > Then we fly to the moon (for which we collect generous "commissions")

    > And then we vaccinate

    > Then we start building a bullet train line with the help of our Chinese bosom buddies (for which we collect generous "commissions")

    > And then we vaccinate 

     

    Prestige and face always come first, people always last. 

    Totally correct.  Not a lot of "commissions" in a vaccine, sadly; so, dead last as a priority.

×
×
  • Create New...