brucec64
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Posts posted by brucec64
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3 hours ago, fredscats said:
Why should I get ins here in Thailand,when I can get fixed up far cheaply somewhere a couple of hours away
That's not always an option. Of course you can fly somewhere for long term care, but you planning on flying somewhere in the middle of a heart attack?
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On 11/6/2021 at 8:15 AM, Bangkok Barry said:
In Thailand it is always about control of the peasants, as it was in my native UK about 400 years ago where the rich few ruled over the poor. A government's job is to act in the best interests of the people, to protect the nation. It is not to interfere constantly in the private life of its citizens. But the control begins right from the time kids begin school, where every boy and every girl has to have exactly the same haircut. What is that supposed to achieve? Absolutely nothing. It's just control, teaching obedience, so they will become subservient little lambs in adult life too.
Weren't pubs closed in the UK for the better part of a year? That's longer than here, just a different time frame. Or was that 400 years ago?
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3 hours ago, dlclark97 said:
Have not read all the threads but if a foreigner has adequate health insurance that applies here in Thailand, that should be all that is required. For example, most military retirees have Tricare coverage. It pays about 75% of costs incurred and the retiree pays the other 25%. Retirees pay every month to their Medicare Part B to maintain their Tricare coverage. They also pay an additional amount to provide coverage for their spouse and any children up to age 23 if enrolled in an institution of higher education. The kicker seems to be that some hospitals do not direct bill Tricare, some do. It is an easy process if they would just do it. Tricare provides coverage in most countries around the world, many of which have differing insurance requirements so they will not specify in their annual coverage letter what specific amounts are covered. Basically, it is unlimited for illness or accident that would far exceed the Thai minimum requirements, it just can not be stated in the letter. In the event the sponsor should become deceased, the remaining spouse or any of the various military organizations such as the VFW, American Legion and others can assist in filing a claim for services provided.
A recent proposal seen is for persons to self insure is with a deposit of 3 million baht in a Thai bank to be used for medical purposes only. My question, if the individual passes away, what happens to that deposit? I would assume any medical costs due would be paid and hope that any remaining amount would be given to his/her heirs. Could we trust that to happen here?
Seems this 'insurance' requirement came about as a result of hospitals losing money because of thousands not paying or not being able to pay for medical care received. A far more fair way to provide for those incidents would be to add a 500-1000 thb surcharge to any foreigner entering the country for medical coverage during his/her time here and a 5000 bht payment to every extension of stay processed. This could be kept in a fund to pay for accidents/injuries for tourists and others while they are either touring here or for those who are determined are unable to pay for treatment.
As it currently is, it is grossly unfair to require the insurance provided by specific Thai companies to only those arriving or having arrived many years ago on an Non O-A visa for retirement. Supposedly this can be converted for reason of marriage to a Thai where there is no insurance requirement but the process not easily completed..
Why should I fund someone else not getting insurance? The point of insurance is that everyone pays and costs are payed from the shared pool.
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6 hours ago, jesimps said:
I voted for #3. I'm convinced that I can cover any eventuality by self insuring, I've paid cash for the few minor treatments I've had over the 15 years I've been here. However, I'm 77 and even if I could find someone to insure me, my savings wouldn't last too long if I had to part with premiums of 100000+ every year. Unless they make mandatory insurance a requirement of the non o retirement visa, the only way I'll be leaving here is as smoke up the wat chimney.
What's your game plan for a 500+k bypass surgery if 100k is going to break the bank? What if you are in a serious car/motorbike accident requiring weeks or months of hospital care?
I had a close friend (Thai) involved in a motorcycle accident where another motorcycle drove over him and crushed his hips. Multiple surgeries and 3 months in hospital came to 3m baht - and that was Thai prices. I upped my very good Aetna (formerly Bupa) from 2 to 5m after that.
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13 minutes ago, jinners said:Not always that simple. There are conflicting groups looking for the same scarce funds. This leads to whoever has the biggest D**K or brown envelope winning. Depending who is on the pay off list will decide whether you get to walk or a ride to soi 9
Also, there is optics involved. The police make a token raid every now and then to show that they are controlling the situation. They get the media attention and then it's business as usual.
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5 hours ago, kiwikeith said:
I'm not confused, it's not about foreign tourists spreading covid, it's about what has happened in Israel and Singapore and may happen in Thailand, not because of tourists, but because people might think that all is ok now, and through caution to the wind.
I agree - and also just a general increase in social interactions within the tourist industry because of higher traffic. In theory, having 70-80% vax rate allows for more cases to be absorbed without overtaxing the health system. Unfortunately, Thailand won't be there until the end of the year, so they are walking a tightrope between fully re-opening and keeping covid under control. That's why they are pushing the entertainment opening until next month. This month is just a ramp-up and I don't think there is any expectation of high tourist levels this month in any levels of the government.
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2 hours ago, RichardColeman said:
I would imagine the 8 million unemployed Thais with no jobs due to having no tourists for 18 months would vote open no matter what, but they will be sadly disappointed with the arrivals of just the families and the desperate coming due to the nonsensical hoops to get there - and back. 3 PCR tests for a a couple weeks holiday is ludicrous, and expensive especially for a complete family of adults
You would be surprised. 3 out 4 of the people working in the tourist industry that I talk to dont want the country to open.
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4 hours ago, vandeventer said:
More and more unvaccinated people may have to sleep on the streets? How stupid!
If only there was a simple solution...
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8 hours ago, darrenr said:
Dear , Thailand Tourism authority, I am an Australian fully vaccinated, when my boarders open i will only come back to Thailand if you:
1. Stop the alcohol ban and open the bars
2. No quarantine (including overnight in Bangkok to await for covid result on arrival)
3. Happy to have tracking App that will advise me of my result
4. Let me arrive in Bangkok and freely travel to other locations such as Pattaya, Chang mai, Koh Chang , Phuket , Samui
5. I understand that I am a guest and respect your rules , but without this myself and others are unlikely to come to visit unless the above is implemented
‘for your consideration
Dear Australia,
I am fully vaccinated. I will come to Australia if you:
1. Let anyone in
‘for your consideration
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3 hours ago, The Cipher said:I promised myself not to rile you guys up anymore, but just permit me this one.
As the word inevitably opens back up, the fearful basically have to either self-exclude, or engage in routine day to day interactions while in abject terror. I don't wish ill on anyone in particular, but gotta say, the schadenfreude is pretty sweet.
Actually, the opposite is happening. The selfish are being excluded, and those that are contributing to society and able to move about freely, and go about their lives. Those who are fooled by misinformation, or just selfish [deleted], are the ones who can stay home.
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2 hours ago, TooMuchTime said:
Israel was already extremely high before their largest outbreak.
You can even look at different US states and see the states that had a policy of no authoritarian control had the same curve as states that went full Mao.
The different states also have the same death/case ratio as well.
It is almost as if covid will spread regardless of forced closures, masks, vaxx.
The only thing spreading is the misinformation that you are spouting.
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4 minutes ago, saintbangkok said:
Says you. Without having a clue about anything.
I can go onto infowars.com and "learn" everything that you think you know. I have access to all the conspiracy websites and have enough critical thinking skills to determine they are nonsense.
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1 hour ago, saintbangkok said:
It is always safe to completely disregard any post that ignores the points made and instead just mocks.
The "points" made were just a regurgitation of alt right nonsense and not worth commenting on.
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41 minutes ago, saintbangkok said:It is quite clear to anyone with a brain cell that this is nothing to do with Virus risks and everything to do with social control and eradicating nightlife forever. If you have doubts, kindly explain why markets, BTS and trucks rammed full with labour workers have no need for the upmost care? Why is it ONLY bars cause spikes LOL. Wake up people.
It is always safe to completely disregard any post that has "wake up people" in it.
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4 hours ago, jacko45k said:
No it doesn't, it started Jan 1st 2001.
You must have been so fun at the 1999 going to 2000 New Years Party explaining to everyone that it wasn't really the new century. I remember "that guy" at the party I was at. Nobody really cared then, and I'm sure that hasn't really changed.
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33 minutes ago, brewsterbudgen said:
Maybe just 'authoritarian' is best.
I was also thinking of going with that.
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3 hours ago, Johnny Mac said:Draconian laws from a communist regime who utterly despise alcohol/bars, etc, and couldn't care less if Thai people go broke. An utter disgrace.
This government is facist, but that is a polar opposite to communism. At least get your whinge right ????
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10 hours ago, JayBird said:
The purpose of closing the border is to prevent introduction of the virus.
That has already happened.
The purpose of lockdown is to slow the rate of transmission.
Widespread transmission has already happened.
Since the measures in place do not accomplish the goals, there is no need for those measures.
Doing lockdown and border controls correctly is, evidently, not possible.
Therefore open everything. Transmission will remain close to where it is now, but at least the economy will recover.
Your logic is inherently flawed and your conclusions invalid. The purpose of border closures and lockdowns is to slow the spread. Both of these measures have been effective in slowing down the spread, so by your logic they should stay in place.
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1 hour ago, jaiyen said:
But what about the long term effects ? You will never get told. You will have to wait and find out !!
Long term effects are not get covid and die.
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On 9/4/2021 at 1:36 PM, Ralf001 said:
Get the jab or fly home to sign up for unemployment benefits.
That still isn't forced.
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3 hours ago, boogiewoogie said:
Them mathematicians again.
U forgot one major fact. There are many many people. Like majority. Who doesnt test and still have covid. 2 days running nose and he good to go. Or no symptoms at all.
So ur 1 percent is more like 0.1 percent or even lower.
That's the definition of an upward boundary - it means the worst case scenario, and that there most likely would be other factors that would reduce that number.
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2 minutes ago, tomacht8 said:
yeap I also calculated the 1%. How did you get to 700K?
That's if everyone in Thailand got Covid. I know that's not very realistic, but still the upward boundary. 1% of 70m.
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9 minutes ago, Midwit said:
Wear the masks always. Just wondering how long you can wear a mask before it’s effectiveness is reduced. How much humidity reduces the effectiveness? How small are the openings of the surgical mask? Asking for a friend because no one seems to know.
The WHO:
1. admits there are no reputable studies proving cloth masks are effective and surgical masks have limited effectiveness.
2. "Staff who do not work in clinical areas do not need to use a medical mask during routine activities (e.g., administrative staff)."
3. "The use of cloth masks... as an alternative to medical masks is not considered appropriate for protection of health workers..."
4. "One study that evaluated the use of cloth masks in a health care facility found that health care workers using cotton cloth masks were at increased risk of influenza-like illness compared with those who wore medical masks."
Largest study of masks yet details their importance in fighting Covid-19 (nbcnews.com)
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13 hours ago, tomacht8 said:
Thailand has 69 million people. Thailand has 1.28 million detected Corvit cases. Thailand has 12,855 Corvit dead. The death rate for detected Corvit cases in relation is around 1%. The risk of death in relation to the population would be: 12855 × 100 / (69000000-1280000) = 0.018%. Why do some doctors fail to understand that the population is willing to live under normal conditions with this risk.
Your math is flawed. The death rate of 12855 from 1.28 million cases is about 1%. That would mean up to 700k deaths in Thailand if no measures were taken and Covid was allowed to run rampant . Are you ok with that? Or, to put it in perspective, the average number of Facebook friends is about 300. Are you ok with doing nothing and letting 3 of them die?
The reason doctors have to make these decisions is that false information is being spread by people with little or no analytical skills.
SURVEY: Health Insurance for foreigners -- Good idea or not?
in Thailand News
Posted
I have been with Aetna (formerly Bupa) for over 10 years. Never put a claim in until this year. I had a hip surgery a year ago, two emergency claims, and surgery tomorrow, for a total of 1.3m bht. Aetna paid for 100% of all. There is always a bit of back and forth for surgeries, but so far they have come through.
Premiums do go up with age, but I was informed last time I renewed that premiums were based solely on age, and as long as you get in before 65 and always renew, you would never get kicked out.