Shoeless Joe

Thank you all for your responses (which are much appreciated) regarding available services for transferring the money. I'm going to stick with Lloyds but I'm still none the wiser regarding whether or not I'm better off (with regards to exchange rates) making the transfer in sterling or baht. Regards, Joe

Yes, this is exactly why I'm doing this and with regards to Transferwise, that's my understanding too. Regards, Joe

Thank you for your response. However, I need the transfer to be easily idientifiable as a "Foreign" transfer, not "local". Regards, Joe

I have an account with Lloyds TSB bank in the UK and I'm never sure whether it's best to transfer money to Kasikorn bank in sterling and have them change it to baht. or to use the low Lloyds exchange rate (currently 38.7 baht to the pound). Wahtever method I choose Lloyds will charge me a transaction fee of £9.50 (approx 360 baht). Also, Lloyds say that transferring money in sterling might mean the transaction takes some days longer to complete. Can this be true? Simple answers would be appreciated. Regards, Joe

OJAS, As a follow-up to your reply to my post, I thought you might like to know that I've taken your advice and asked the IPC to revert to paying my pension into my UK bank account. Thanks and Regards, Joe