First off inheritance can not be claimed by your wife. Plus what goes on in America should not be mentioned to your thai wife. Don't be the big shot and brag to any thai how super rich you are. My thai wife doesn't have a clue what investments or savings I have. I just told her that when I pass, she will be taken care of. And will never let her know how much it is. If she knew I would be dead by the end of the day.