onera1961
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Posts posted by onera1961
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10 hours ago, uzynkotak said:
If 1m baht for elite visa is about 6% of your net worth, your net worth is less than $600k. It's quite a lot but how do you manage to spend time in Spain and the US in addition to living in Thailand most of the year? I'm not saying it's impossible , just curious because normally a person needs more money to afford this kind of lifestyle.
What kind of medical insurance coverage do you have that includes overseas coverage? Is it an ACA (obamacare) plan with united health care? How much do you pay for it out of pocket?
I have a one bedroom apartment in Benidorm rented on AirBnb through an AirBnb management company. I also have a 2-bed 2-bath house in Las Vegas rented on AirBnb through a management company. My expenses are 30-35K USD/annum. I have airbnb income and passive incomes from investment. I also have a 400/500 dollar/month passive income from a website. I live comfortably without any financial problem or worry.
I have a catastrophic insurance with an HSA (Health Savings Account). All ACA compliant insurances have no limits after you hit out of pocket expenses. HSA has a master card where I have accumulated close to 15K in the last five years before when I was working for microsoft (pre tax). The oversees coverage is only for emergency visits. Catastrophic insurance has high out pocket expense and for me it's $7600. That means for the first $7600, I must pay from out of pocket which I can pay using my HSA master card. The card can only be used for medical expenses. For example, if I want to buy a flight ticket using the card, it will be rejected. After 65, I should be able to use it for anything. The card was accepted in Bangkok Hospital (70K BHT for blood in urine) and in Amsterdam (3K Euro for chest pain after smoking weed). My two yearly doctor's visits in the USA cost $320 ($160x2) for primary doctors paid using the card. Once a year, a complete lab and physical is available for free as mandated in ACA.
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2 minutes ago, Jingthing said:
bad news for those with O-A base visas.
Get out of Thailand. Get a tourist visa (or visa exempt). Enter Thailand with a Tourist Visa (or visa exempt) and then convert to Non-O and extension eventually. Problem solved if they really want to create two classess based on Non-O and Non O-A
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39 minutes ago, Jingthing said:
Once you enter the extension system in Thailand, it never makes one bit of difference. Is he right about that? I don't know. The party line here is that he is wrong. All I know at this point is UNCERTAINTY.
If they create two classes fo extension (one based on O and another O-A), what prevents a person from changing to O class by leaving the country and entering on visa exempt and then changing to O class extensions subsequently?
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30 minutes ago, rabang said:
Yeah, the immigration doesn't but I bet the condo owners of the places I stay at, owners of the coffee shops and restaurants etc. that I frequent, usually at times when they aren't exactly busy with other customers, would probably accept my money.
Everybody will accept my money in any country but that does not give me the rights to live in abother country on tourist visas.
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33 minutes ago, Thaidream said:Once you get sorted- please write a long letter to your Embassy explaing the difficulties you have faced as a result of the Embassy refusing to provide an Embassy Letter. Make sure to provide an Info copy to your Home Office.
The 3 defiant embassies need to be reminded over and over again the havoc they have caused their citizens, while the other 80 Embassies in Thailand have no problem issuing the letter and it is accepted by Thai Immigration.
I don't think embassies are responsible for finacial difficulties their citizens face in a foreign country. However, I do agree that thre three embassies abaondoned their citizens to the mercy of Thai immigration and they indeed stepped up and provided them refuge by allowing montlhly transfer of money method. So, kudos go to Thai immigration for this humanitarian acts to Wesstern people who fill up this forum with Thai bashing.
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Whatever immigration has implemented, I think they would soon find out it is not adequate and loophole exists to avoid it. Then they will start making more changes.
1. Assume it only applies to O-A and no extension at all.
People will start changing their visa type by leaving the country and entering on a visa exemept and then changing to Non-O/extrnsion inside Thailand. It is a no brainer. And if Thai immigration has indeed assume the law to be same as 1 above, then it will reinforce my beleif that Thais are least inteligent people on earth.
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They should have high deductible health insurance like 250K BHT. Put the money in the bank and then buy a meaningful insurance with at least twovmillion coverage. Coverage does not begin untill you have used up your deductible.
In the USA. it is called catastrophic insurance. It comes with a tax deductible HSA account with its own master card. You tax deductible money in HSA account within IRS limit. The ACA laws mandated no limit. Hopever, recently Trump has removed the no limit mandate but those insruance cant be sold in ACA exchange.
It does not have any restirctions about US residency. But Outside USA one can only visit hospital for emergency only -
6 minutes ago, gk10002000 said:
The advantage is/was that one could easily return to Thailand and stay for many months remaining on the visa/extension without having to file SETV type paperwork again. Some people have unusual work or life schedules so they just like to have things prepared for when they can travel/depart. I know one fellow here in Los Angeles California who for years did exactly that. He made money doing, well, let's just say his income was not on a firm schedule. He kept his retirement visa/extensions active and would jet back to Thailand for many months. No insurance hassles, no Thai embassy applications or paperwork. Now with the more stringent 800k baht seasoning requirements, the looming medical insurance, etc. long term stays using the retirement extensions are getting challenging. However, must getting SETVs, even with a 30 day extension are getting challenging. And using METVs seems to be getting challenging as posters have been reporting being denied entry even after getting the Visas. If the Thais get a sniff that you are living in Thailand and not "Touristing" some officials are taking a hard line approach. So from that point of view, somebody that thinks they may stay for many months during a year, keeping a retirement extension alive even while not in Thailand has some merit.
To add to that, I can be in/out multiple times when I'm in Thailand for 6-months for short neighboring country visit without bein in fear of entry denial. Also, in the present climiate there is alwasy a risk of entry denial; on any TV or visa exempt.
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5 hours ago, Fore Man said:
This might be the real sticking point here. I appreciate this response, kingofthemountain. It seems I need to look into this aspect in more depth. I normally obtained a multiple re-entry permit each time I extended my visa and in some years only used it once, making it a poor investment. But then I spent most of my time in Thailand. My idea for the future may not work if a visa holder is compelled to return within 90-days after traveling abroad.
If you're not sure how many times you would enter, it best to get a single re-entry permit at the airport before leaving. It superfast and only takes max 15-day. Hand over 1200 baht and your passport and they would give you a rentry permit. That's what I do during my 6-month stay in Thailand.
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Non O for retirement is not available in the US. Available only for family visit and volunteer workThe reason I was being pedantic is that the OP is totally confused. He thinks he has to obtain new non O-A. He thinks he has been extending it for last several years. He can obtain non O in usa and return to los then obtain 12 month "permission of stay based on retirement". Heck he could even return with setv or visa exempt and obtain " conversion" at imm.
This has been pointed out several times. Now the thread has morphed into discussion about insurance and what it covers etc.
Sent from my Hi9plus using Thailand Forum - Thaivisa mobile app
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I have United health, the largest health insurance company in the world. I don't have any limit but outside US it must be an emergency. Blood in urine and chest pain was considered emergency and covered. According to them I am still a us resident but I live 3/4 months in US, 3 months in spain, and 5/6 months in ThailandBetter read your insurance policy. My large US insurance company, Anthem, only covers 6 months out of the country in a calendar year and only for life threatening treatment for my policy (good coverage in the US, not cheap). Already had to use it once here in Thailand 3 yrs ago for hospitalization due to severe dehydration and it was a bitch to get them to settle.
Sent from my Hi9plus using Thailand Forum - Thaivisa mobile app
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I still don't understand what section 4 means. I'm lost in muta mota tindis ???? . Can somebody please find out what Order of Immigration 115 (2010) and 79 (2014) say or post it here? If they don't allow entry but give a 30-day visa exempt entry, it is still OK. One can immediately pay 25K to an agent to convert the entry to a yearly extension.
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I don't think reporting to media will have any impact. It is not like people fleeing war zones, violence, rape, and economic misery are denied entry enmasse. Even in that case, media report does not have any impact unless genocide is occuring. Moreoever, media personnel in UK and Europe are all very familiar with why people visit Thailand multiple times in a year. Million of tourists are coming to Thailand every year and most (99.9%) don't have any problem. It is only people who are trying to live in Thailand are having problems.
People who are trying to live in Thailand should fly to Kuala Lumpur and try to enter through a land border (like Penang). Penang to Hat Yai by bus is a good no hassle option I would think. They will pick you up in your hotel in Penang and cross the border. If I were in OP's position, I would only use the land border. Yes it is expensive and little inconvinience but it is for now the only safe way to enter.
Getting an ED visa just to live in Thailand is not a prudent move, in my opinion. Buying an Elite is OK if the money does not make dent in a person's savings. Use land borders as long as possible. -
Fly to KL and enter through land border. The safest bet now.Hello,
I've been reading this forum for a few days now and I really regret not following the thai visa development on social media/forums for the last months.
So just a few days ago I've been denied entry and I can get why: I've had a METV for more than 2 times, never had problems with it and thinking that it gets me through this time. Paid €175 for it, had to go to Frankfurt two times (alreday quite the hassle) and really didn't expect to get denied and send back to Germany. I was very confused, they let me wait for 2-3 hours without saying anything until I realized they actually want to send me back. I wanted to argue a bit, but the answer: you are not a tourist, what do you do here? - I explained I'm just a tourist, have savings and wanting to visit my girlfriend. The answer seemed predefined, already made the decision to kick me out but with the comment I should try again with a non-immigrant visa.
Very frustrating, costly and emotional breakdown experience. Well, I get that, IO's aciting arbitrary, rules have become more difficult.
Two more notes: my passport was filled with lots of stamps, my dress was just normal: good-looking shirt, jeans. I guess that was both a bad alarm for the IO.
Just wanna report another denied entry, and I have to say it scares me a lot. Now I'm a bit indecisive about what to do next. getting a non immigrant ed-visa? - What if they can even deny that again with my current history? What about getting a new passport? - Mine is already almost full and looks "used", so I guess I really increase my chances doing it, allthough that costs 4 weeks more where I can't get back to my girlfriend. Hard decisions.
Sent from my Hi9plus using Thailand Forum - Thaivisa mobile app
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8 hours ago, wasabi said:
I have decided to expedite purchasing a Thailand Elite Visa since our next move to Thailand is expected to last several years and that is presently our only long term visa option.
Just curious why Thailand? Why not Malayasia or Singapore? You seem to have enough money. Malayasia will be better for you. I think they have some kind of visa for under 50.
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3 hours ago, mngmn said:
My Thai partner was suddenly denied entry to Singapore on about the fourth trip. Put on a plane and sent back to Thailand. Hint. Singapore IOs think all Thais come to Singapore to work in Geylang.
Because of excellent reputation Thailand has gained by opening brothels (aka bars) all over the country.
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Can somebody explain what does section 4 mean in the above @Lovethailandelite's post? I'm lost in muta muta tandis (:))and two IB orders.
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Yes I use O-A also I have an insurance which I intend to continue till I am eligible for Medicare in 6-year. Not sure if they will accept my insurance. I've decided to use an agent and abandon the idea of an O-A. Thai people don't have any idea of how health insurance should be structured to provide meaningful coverage. They don't have concepts of out of pocket expenses, deductible, co-insurance etc. As they understand agent better, I will use an agent rather than meeting with their inadequate fake insurance.No not ethical approval and yes it might turn out to be the best option. I just resent doing it really, because it is so easy to do yourself. The OA was going to be so easy. I take out insurance anyway but just not expensive Thai insurance. From memory I think you use OA visas so its going to affect you too.
Sent from my Hi9plus using Thailand Forum - Thaivisa mobile app
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5 minutes ago, Genericnic said:
True. With the relatively low requirements that they have, it would not cover anything truly serious. I just had 2 cardiac stents - which is considered routine rather than serious these days - done last month and the gross about was around 665,000 baht. Luckily, my insurance covered all but about 80,000 baht of it. Nothing better than good insurance. ????
ACA complaint bronze insurance will mostly have 100K out of pocket expenses before unlimited amount kicks in.
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15 minutes ago, Genericnic said:
I have unlimited coverage for both inpatient and outpatient care.
I think all US insurance has unlimited coverage including Catastrophic insurance after you meet your out of pocket expenses. It is mandated in ACA. However, in recent years, after Trump admin removed the penalty for buying non-ACA compliant insurance, lots of deceptive insurance are spreading rapidly. I have a Catastrophic insurance with an HSA master card that currently has close ot 500K BHT, accumulated over 10 -years. My out of pocket expense is 7600 USD which I can easily pay using my HSA master card. I paid 70K BHT in 2017 in Bangkok hospital and 3K Euro in 2016 in Amsterdam.
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1 hour ago, jimn said:
I class myself as someone who is relatively well informed about the visa situation for long stays in Thailand. However with changes first to the ceasing of income letters from the British Embassy and now compulsory Thai insurance for Non OA visa's I am having a drastic rethink on what my next step should be when my current retirement extension finishes in May 2020.
For the last 6 years I have been on extensions of stay based on retirement. For various reasons mainly because I only stay 7.5 months I do not want to transfer 65k per month from the UK into my Thai bank account. I had planned to let my extension of stay expire and instead apply for an OA visa when I go back to the UK next May. If used right I could have got 2 years out of this visa. This new Thai insurance requirment scuppers that. I always take out insurance from a reputable UK company for my 7 month stay, I certainly will not be changing to a Thai one.
I would like to hear any suggestions on a way forward, one that would not give me any problems when I enter for my 7.5 month stay at Suvarnabhumi airport. I don't want to take the risk of a Multi Entry Tourist visa. I am thinking maybe getting a single Non O based on marriage from London for the first 90 days and then extending by 60 days. I would then have to travel to Laos to get another Non O for the remainder of my stay. Can anyone suggest anything else?
If it all is too much trouble, I will just revert to my extension of stay but use an agent for 13,000 baht in Pattaya something I never wanted to do but now have limited options.
Are you asking for ethical approval from the forum members for using an agent? I have no issue and I think it is an excellent option. It benefits you and it benefits lots of people in Thailand starting from agent, their staff, IOs. It is a win-win situation.
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22 hours ago, Martyp said:The OP didn't elaborate on his previous entry to Thailand. It might actually be useful to know how many times is too many.
I don't think there is any need for his Thailand visit history. Thai IOs have become very adept at spotting people living in Thailand. I think bottom line is they really don't care if you have money or not, working illegally or not, they're simply trying to reduce people living in Thailand on Tourist visa. People with self respect will stop living in Thailand on Tourist visas but addicts will sneak in trhough land borders.
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Not sure how much income is high income but in the USA people making more than 160K per annum have average savings account balance of 50K. Financial planners suggest to keep 5/6 monthly expenses in savings before taking any vacationThere are plenty of people with high incomes who do not routinely leave 6,000 euros lying around in a bank account. If the consulate just wants to see 5,000 euros in an account on the date of application, that may not be a big deal. If they want to see a continuous balance of that amount over months, many might not have that.
Sent from my Hi9plus using Thailand Forum - Thaivisa mobile app
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14 hours ago, JimmerJJ said:
Hi Fishtank thanks. 2 months prior would be Oct 20 so will be cutting it close for me because I went to a Thai bank today and they want a certified true copy of my passport that I'll try to get done on this holiday weekend, plus I will need a few business days for my USA bank to transfer about $27,000 to my new Thai bank account. Since this is a new change that's why I am asking if they are sticklers (buy the book) or does the Thai Immigration officer that does my renewal have any discretion to waive the 2 month requirement.
Sure they will waive the two month requirement if you go through an agent. Ortherwise why would they?
Legallity of visa agents
in Thai Visas, Residency, and Work Permits
Posted
Unless he is really laundering money, there is no way somebody can be accused of laundering money and put in jail. I simply don't beleive the storey. And if the person had hundreds of millions of dollars, why did he bring all his money to tthailand? Did he plan to buy 100 brothels (aka bars)?