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BobBKK

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    Managing forum toxicity and negativity

    in General Topics

    Posted

    On 11/10/2023 at 8:38 AM, OneMoreFarang said:

     

    Thanks

     

    If "you" change moderation policy I think it would be good to publish information about that so that we are aware of the changes.

    I was suspended a couple of times for little things which I would never have imagined could be a problem.

    Now I don't post certain things anymore because I don't want to be suspended again - and only for that reason.

    It's sad when members have to learn to self-censor even harmless jokes to avoid aggressive moderators. 

     

    I agree I rarely come here now but I might if the moderation really has changed. I got banned for the most innocuous reasons just because a mod didn't like my opinion - I then mentioned that and got banned for mentioning moderation! 

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    Thai government to tax all income from abroad for tax residents starting 2024

    in Jobs, Economy, Banking, Business, Investments

    Posted

    4 hours ago, Mike Lister said:

    I'm not going to argue with you, the State pension is at the bottom of the personal allowance stack, the total amount of the full state pension is still less than the personal allowance, ergo, it is not taxable (at present). If people have other income that sits on top of the pension, that is taxable. Now, if you ask the question, is the state pension capable of being taxed, if it exceeds the value of the personal allowance, the answer is maybe, we don't know for sure what government will or wont do if ever that point is reached. It has been said that in the event the state pension begins to exceed the personal allowance, the personal allowance will be managed upwards to ensure the state pension is not taxed. Why? Because it would be disingenuous to say the least if the government were to pay people the state pension and then demand a portion back in taxes. Done, out.

     

    Government responded

    This response was given on 31 July 2023

    The Personal Allowance is high enough that pensioners whose sole income is the new or basic State Pension do not pay income tax. The State Pension is designed to replace income and so is taxable.

    It is important to note that the PA is currently set at a level high enough to ensure that those pensioners whose sole income is the new State Pension or basic State Pension do not pay any income tax.

     

    https://petition.parliament.uk/petitions/635729

     

    I have more than one government pension - it is taxed.

    • Like 1

    Thai government to tax all income from abroad for tax residents starting 2024

    in Jobs, Economy, Banking, Business, Investments

    Posted

    On 11/8/2023 at 7:56 PM, Dah fahrang said:

    Hi,  UK State Pension recipients. You will never get a P60 from HMRC! Don't hold your breath!

    Reason is that the UK State Pension is not taxable. It is considered by HMRC as a state benefit.

    Example: if you are lucky to receive the full basic UK State Pension - about £200 per week, that is about £10,400 a year. It is below the £12,570 2023 HMRC Personal Income Tax Allowance threshold. 

    However... your UK State Pension is counted as income. So, if you receive additional UK sourced private pension(s), the UK State Pension of £10,400 is added to whatever ££ you receive from your UK sourced private pension(s).

    If the aggregated money from the UK State Pension plus private pension(s) exceeds the 2023 Personal Income Tax Allowance of £12,570, then any/all income you receive above the £12,570 is liable to UK tax at the relevant current tax rates. HMRC, via a 'Notice of Coding' will instruct your private pension provider(s) to deduct tax at source from any amount above £12,570 from your private pension but definitely never from the UK State Pension. Your private pension provider will receive the relevant tax code from HMRC for the tax year, and will deduct tax at the source. It is your private pension provider(s) that must, by law, issue an annual P60, but never HMRC!

     

    You may find link this helpful. I was quite astonished by it. If you register to use the UK Government Gateway, you will find both notice of coding and tax deducted information from all your private pension(s). The information goes back several years, and is downloadable. 

    https://www.gov.uk/check-income-tax-current-year

     

    It is taxable and is counted as income if it takes you over the personal allowance.

    • Thumbs Up 1

    Goodbye Alcoholism, Hello Sobriety!

    in ASEAN NOW Community Pub

    Posted

    2 hours ago, bob smith said:

    I don’t think cbd will save me but it could help.

     

    i would rather that than a benzodiazepine which could result in replacing one addiction with another. 
     

    I believe I can do it this time round. My perception of alcohol seems to have been drastically altered over the weekend. Knee jerk reaction? Possibly. But it’s something I’ve never felt before. Usually by this time I would already be 3 glasses in. The thought of that is revolting to me right now. So make of that what you will. And thanks for the kind words.

    Many like me drink wine not whisky - it seems to be the hard stuff that does the damage.

    • Haha 1

    How dependent are you on alcohol?

    in ASEAN NOW Community Pub

    Posted

    2 hours ago, billd766 said:

    Good for you.

     

    I am ex RAF and pub crawls at the weekend were normal in the UK. Overseas there wasn't an awful lot to do for a single man plus there was the advantages of duty free.

     

    In Germany on camp there were on double shots and duty free beer. I used to put vodka in the screenwash bottle in winter as it was cheaper.

     

    When I came out and worked for one company, 2 or 3 pints with lunch and a bottle of wine with dinner was OK on expenses, provided that the receipt only showed as a meal.

     

    When I worked here in Thailand, going up country was a body holiday as I seriously overindulged at the weekend.

     

    In New Zealand there was a grog shop around the corner next to the pie and chippy shop. Order my food and nip in for a bottle of something to take away.

     

    Touch wood that is all behind me now and my body is recovering.

    why are you too worried at your age? enjoy - you seem to love virtual signaling

     

    Celebrity son of Thailand’s ‘Mr Clean’ engulfed in crypto scandal

    in Thailand News

    Posted

    6 minutes ago, ChaiyaTH said:

    They invested in the concept of a game as far I am aware, not in actual coins or NFT's itself, to gain value, from the 15M investor side at least. If the market didn't collapse so soon, he might even been successful. Always easy to talk after.

    Don't disagree - sorry for those that lost.  NFTs are dangerous and I'd never invest personally - there is a case for regulation of some sort.

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