https://www.pymnts.com/cash/2024/swedens-central-bank-proposes-rules-to-facilitate-use-of-cash/
I fully agree with your assessment of slowly sliding into a dystopian future.
Fortunately, there are some exceptions to the rule - see above.
Even more remarkable considering Sweden is an almost cashless society now with 99% of all transaction cashless one way or another.
Another positive side of getting the vast majority of people embracing the fantastic tech (nobody wants to be seen as a technophobe) and unwittingly assisting the banks in saving the cost of maintaining branches, ATM's and having their storefront workforce decimated.
Positive for people holding and/or accumulating corresponding stock, cashing in on fat dividends😊