Yes, to be honest I have always kept 800K in my account but yes can see the case of an emergency one might need some of the funds, if they have not enough other income. Just a point and a question and please do not jump down my throat. I noticed as well that as well as not going going below 800k after a new extension on or after 1st March for 3 months and must not in any case fall below 400k at all in the other 6 months. I know nothing more has as yet been stated about compulsory local medical insurance (well only being discussed) but is this new 400k which can not be touched the figure they are possibly discussing for insurance. Just asking and no not meaning to worry people as indeed it has not been mentioned for a few months now. Also just trying to help others too.