WeekendRaider
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Posts posted by WeekendRaider
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5 hours ago, Peter Denis said:
Please close this thread, as the answer is crystal clear.
>> NO health-insurance needed for entry or extension based on an original Non Imm O Visa.
the Nikkei Asian Review states in an article just today that it will be a requirement for all retirees in Thailand on any kind of one year visa. So maybe more clarification will be needed.
published 5 hours ago:
Tourism proves hazardous to Thai hospitals' financial healt
As of Oct. 31, foreigners residing in Thailand on one-year visas -- mainly retirees -- must have their own insurance.
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it’s probably that many immigration folks see the 800k method to be simple and easy paperwork, and that’s why they want to push it. And we also are seeing it that way, us retirees.
so then the question is why wouldn’t someone oblige? even with Thai health coverage a few million THB is needed if you are not ambulatory enough to get back to your home country. and for myself, I would add I don’t want to ever go back to the USA, let alone enter my 7os or 80s, still quite healthy, but not able to pay my way in the Thai hospital system.
so 800k is what makes sense to most of us now, and 65k gets attention as.... why? and please, a Thai retail bank account is quite safe, there are lots of other things to worry about if you worry about a large Thai retail bank having such problems. really.
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it's what? almost impossible to imagine eh? let alone accept?
example. July 2019 was the hottest month ever recorded.
too simple. higher temps and less rain overall... isn't "real" enough eh?
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11 hours ago, Matzzon said:
Nah, logistics would not be such a big things, due to that a branch of the bank probably will exist in almost the same area.
Not to put you down, but it can not be a reason to complain just because you can not be the first in line.for me, the same issue but it would not be about "being first in line". and it is a huge issue.
it would be about my bank not being in the "weeaung" by about 40 clicks..... and that I want to leave the "weeaung" as soon as I can. always. a distaste for everything about the city that I have always had. or anything closer than 20 clicks of it, what the tourists call "Chiangmai" but isn't to anyone else. it's no different from being in Bangkok or any city anywhere except cheaper for some service things. especially still being there in the late afternoon or evening at all.
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even with health cover and 800k THB that is not enough for any serious medical issue if it involves expensive tech such as scans or drugs such as cancer treatment. it's not even in the ballpark, at all. in Thailand.
services are not expensive, but tech or anything imported is perhaps even more expensive here than at home because we will be helping to subsidize it whereas at home it is just normal treatment.
and this will be more and more true going forward because of Thai demographics.
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it's not really "teaching" here unless it is a very unique private school.
students rarely ever raise their hand in the classroom.
classroom sizes, even for spoken language studies, are huge.
exams are almost all only multiple choice, and not very good ones.
and English at best is taught and learned as a third language, even as far as I know for kids in Bangkok.
as a few basic issues.
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oh, this is real easy. FD2953 after a few days in Macau, maybe a fan boat ride to and from Hong Kong included. you don't arrive in Bangkok, but the "weeahng" of Chiangmai instead. another plus probably.
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no one is being clear on pension income accrued abroad but not necessarily at all ever transferred, in whole or in part, into a Thai retail bank account versus... pension income accrued abroad and is transferred at least once a month into a Thai retail bank account with no such transfer below 65k THB.
the first of those requires an affidavit obviously. the 2nd one I assumed until now only needs the bank or deposit book to show as FTT or US Social Security direct deposit to Bangkok Bank.
these are not two different things???
BOTH of these categories requires an affidavit ???
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you should not be staying with someone who does not comply with Thailand's rules about foreigners and gives excuses about taxes etc. the 'this is Thailand' excuse or 'I am a poor Thai person'.
not just immigration, you yourself should also be concerned.
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also, don't assume any rules need to make any sense.
and don't ever take the easy route out by allowing an officer to instruct your Thai wife with the details, instead of talking directly to you, and then assume your wife fully understands what is involved, or is any better than you are, at getting a handle of what is needed.... before it is too late or, at the least, leads to a stressful situation.-
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always use SWIFT. pay the bank fees for 65K monthly or do the 800K lump sum. or wait for Soc Security which goes directly into a BBL account w/o an ATM.
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I did that, and don't remember a thing about the background check at the North Hollywood consulate or whatever. the only thing I remember is some farlang guy telling me over and over that it is Who You Know.... not what you know in Thailand. and to not waste my time learning the upper diglossia. that guy, and his advice which was quite apropro, is the only thing I remember about that.
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immigration requirement. not "requirement".
health cover is already required.... even if you have a Thai Soc Sec card, which ajarn typically have and.... even if you are Bill Gates or Donald Trump. the hospital doesn't know you will pay up..... and...... it isn't just immigration that requires paperwork to be up 100%. they all prefer dealing with a Thai health insurer (actually there is only one big one the last time I checked the www.oic.or.th website). so it's already a requirement. never leave the house without an insurance card and copy of passport, with or without all those other silly cards they give you at each "anamy" and "payubahn".
it's only not an "immigration requirement". yes? -
well, if you don't live in the Bangkok area..... you have to learn the spoken-only upper diglossia to get that..... and except to watch TV... you will never hear any "pasa Thai" except to order food or engage in small talk with some ajarn or other foreigners who studied it quite a bit.... but it is not useful enough unless you live somewhat isolated from the local folk always anyways.... and only talk with certain locals... which is quite common but is not really "living" here.
yes, it is written also.... but only phonetically and that is easy to learn... street sign pasa Thai without having to reach a conversational level in it... very easy. but conversational "Thai"? only useful for official work and TV or ordering simple food..... or hanging out mostly only with younger Thai I guess.... hmmm. but for relatively normal long stay tourists in most of the rest of Thailand? not conversational.
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good question. here's one answer. if you are a 180 day or plus Thai resident you get a killer corporate tax refund on top of hefty dividends, and can also quite often get in and out without the stock even staying stuck at it's "XD price" for more than a few days. that's fun! if you are here for more than 180 days, which retired guys and gals typically are. even a lousy 800K is a nice chunk of change to play with.... even if you have 10 or 20 million Thai Baht bouncing around in local brokerage accounts on top of the 800K. it's fun! that's a reason. but many of us also try to keep local cash as small as we can, at the same time, and playing with local Thai stocks is not nearly as much fun when you use an offshore account. fees and late night phone calls. unless you are a insider, which would generally mean you are Thai.... and not one of us "real" foreigners :-)))))
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if you mean you will live in the "wee-ahng" of Chiangmai the answer is you no longer need to go early.
but if by Chiangmai you mean, as most folks do, the areas outside the city of Chiangmai and not the city, then maybe you probably want to be very early, and 5AM sounds good to me. at least it was, still, just this past March to be there at that time of day so that by mid morning we can get out of the "wee-ahng" as fast as we got there.
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thank you for the compliment at (1). however, I believe those kinds of generalizations are one of the dumbest things we all do and that the only generalization that works at all, for people, is that we are all not very intelligent. all of us. except maybe Noam Chomsky.
as for "Thailand" having a policy for this or that.... you don't mean the current government because all of these rules and stuff have been around for some time, a lot longer than a few years. so you are speaking about Thai culture.
reading your post I'm gonna do my own "mind reading" too, and ask this: how well do you believe you speak the local dialect conversationally (the lower diglossia, whatever it is) and as well mostly only hang out with regular Thai folks... as opposed to hanging mostly with 'farlang' or other kinds of foreigners...... notwithstanding how many decades you have been here.agree on the obvious though. 800K is a good yardstick, probably even a few million short of what we need to stay here, but the visa extension is a yearly thing (only).
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6 hours ago, Maestro said:
It depends on the immigration official to whom you summit your application.
if it is a distribution from any type of USA IRA arrangement, it is pension income by any definition. i.e. a 1099-R, the R stands for pension income. if it applies. Thailand may have a different definition, but that would be really really off base and pretty nutty as well. almost all pensions now are like that, unless you were police or other government in which case, in conversation, those are actually "entitlements" now.... because we all voted for deficit spending and we knew all along those old law pensions are quite questionable now. even Social Security to some degree shares this risk, especially of a lower US dollar in the future as a result. keep hedged as much as possible in regional currencies! yes???????
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27 minutes ago, lopburi3 said:
The bank is responsible to USG for any money disbursed after the death of annulant so Bangkok Bank felt prudent to make it a live process to obtain funds. US banks do not. As for notification of death Thai authorities immediately advise concerned Embassy so it would not likely be a serious problem in this country.
they must, I always thought. that's why the exclusive arrangement as well , just like an import agent. the carrot and stick is that exclusive arrangement, which makes it strange to me that all the other different color motif retail banks will soon have the same privilege.
any other arrangement no matter how clever, until all ATM's biometrics instead of PIN codes, will probably become increasingly problematic, as well as have lousy FX rates when investigated to several decimals. simple. 800K in a bank account and use BBL direct deposit. and you can get 100 Baht notes instead of those ridiculous 1000 Baht notes from a machine as well! another little benefit. -
Just now, gk10002000 said:
I actually think that some history of monthly transfers proves little to nothing about income. It only shows somebody transferred in some money. They could be spending down a lump sum, they could have begged, borrowed or stolen some funds from somebody to limp along, etc. The transfers give no substantive proof of any sustainable future income such as a pension or military retirement pay would, or even a large stock or dividend paying portfolio, rental property income etc. I am sure the original intent of monthly income to most Thais probably did mean a pension or military retirement sort of income. But that doesn't mean that other types of reasonably regular income are excluded. Most people just can't grasp or never did amass enough of a portfolio to live off of dividends and interest. I have seen posts where people plan to spend down their 401ks, take enough out every month/year to meet the 65K baht requirement. But that to me is not income. It is just reported income as you make distributions from your 401k or IRA. You are not earning or making any income. It is a challenging issue as to the best way to show or prove future income. Gosh, even many pension providers have gone broke and stopped paying pensions.
it's the old style pensions, if anything, that are NOT EARNED even to such extent that they can be seen as "entitlements"... INCLUDING Social Security as such. we know we are running deficits. on the other hand, funds in a 401k or IRA were definitely "earned" in every sense of the word. not just based on promises by anyone. cash. and a distribution from an IRA or 401k is pension income. that we refer to them as "accounts" makes it sound like they are not pensions, but that kind of wording is for marketing purposes.... not anything that.... even in Thailand..... would be thrown out with the baby's bath water.
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2 hours ago, Thailand said:
So many unknowns here, shot at dawn may even be a possibility.
yeah, meaning it won't be at all fun, at a minimum. if you have a life here, notwithstanding how well it works out.
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they accept a foreign currency account..... today...
they do not require FTT or the like to show or be shown by additional statements.... today...
but nonetheless Thai Baht for someone retired in Thailand makes more sense overall, in a regular account as well..... unless you are from Zimbabwe as the AEC and Asia in general still, which includes Thailand, increasingly looks like the only place on Earth with sustainable high growth rates.... and the THB has still not fully recovered, let alone adjusted, post Tum Yung Goong.
it’s been a really big winner for some time now, and no sign of anything big enough to knock it away as the larger trend.
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49 minutes ago, rumak said:
don't think too much. first answer was right one.(fixed acct) easiest . get letter from bank, update when get letter, go to immig. Usually you have a few days but some here say their IO wants same day that you go to immig.
same day as you get the letter? man, that would be a major thing in Chiangmai.... banks open at 8 something... it would be midday before we even get a queue number, which means a full day spent in the ‘weahng’ of Chiangmai at the least. Yuk!
that can’t be.
example, your bank is in Sanpatong or even further out. and why wouldn’t it be? anything closer to the city of Chiangmai would really suck as a place to live.
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yeah, if 2 million THB is a lot of money to you.... keep it in an account which does not have an ATM or anything else. if anything but for simple peace of mind, and if you do that... you have nothing to worry about. it’s much safer to have money in Thai Baht... given we have no idea what will happen to fix rates if we need more QE in USA or EU etc.
Online 90 day reporting available from April 1st
in Thai Visas, Residency, and Work Permits
Posted · Edited by WeekendRaider
is this the software app that takes a keyed address and records it? asks for your name too. in the year 2019. and now yet another announcement that it really is working on all browser and OS platforms. it also contains some original code, now ‘commented out’ so it is not executed, that says “hello world!” that was used to get this project originally bootstrapped.