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Moneyhonour

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Posts posted by Moneyhonour

  1. Just now, NextG said:


    You are showing yourself up. I’m not joking. Re-read what you have written. None of it makes any sense. I have explained it quite clearly. Everyone else here understands what I have posted. So instead of arguing stupidly and making yourself look a fool, look again at everything written until you understand it. It’s quite clearly explained. 

     Mr. Pancake is probably derived from the nickname "Banana Pancake" The name we give to the lowlife travellers that have not enough money to enjoy fully SE Asia. Renting an $11 room says it all. In my native language pancake is translated "Pannenkoek" it's also a name we give to extreme and utterly dumb persons.

  2. 54 minutes ago, MrPancake said:

     

    Yeah but we're talking Cambodia here. Would you get the same deal with your Thai card in Cambodia ?

     

    You're right, I was only reacting on the post by @NextG who mentioned ATM fee less exchange of Thai Baht.

    As stated earlier in Cambodia I only use Cash Dollars.

    My Wise card and iPhone Wallet app I use in shops around SE Asia. It's not possible to add Cambodia Riel to your Wise account so you must use Dollars.

    When obtaining cheap cash dollars at the lowest rate and without fee's This is still the best way.

    Trick: try to find in your homecountry shops and exchange offices who accept cash dollars.

    They accept them at the most horrible rate for tourists visiting your country.

    Robbing/scamming Tourists is not only in SE Asia, for instance look at airport shops worldwide.

    You can buy those dollars for less than the rate system banks states.

    The shops will be happy because they don't have to pay transfer fee to their currency and still make some profit and you buy cheaper dollars than the interbank rate. I agree that Wise is in the rest of SE Asia a very good way to get not robbed by the system banks.

    I have debit credit on my Wise card in various currency like Malayan Ringgit, Vietnamese Dong and Singapore Dollars and works like a charm, only the ATM fee is <deleted> but can accept that.

    Paying cardless in shops around Asia works very good and without fee. The only fee you pay is the exchange fee Wise get when adding to your card which is very low.

    • Thumbs Up 1
  3. 15 minutes ago, NextG said:


    For example; ‘Interbank rate’ on the 8th; 35.53

    Mastercard rate on the 8th; 35.42

     

    Obtaining cash the equivalent of US$100 in Thai will get you US$98.25 x 35.53 baht, equalling 3,491 baht. 
     

    I would get 3542 baht. 
     

     

    If you don't pay the 220thb ATM fee this will be absolute the best deal. Are you using Thai cards? As I stated in an earlier post I use Wise to send money to my Thai bank account at lowest fee and the best possible rate. That also give me the opportunity avoiding the ATM fee. Another good alternative is Revolut.

  4. 17 minutes ago, MrPancake said:

     

    1) No accommodation, food and drinks are the cheapest in Vietnam. Pretty easy to verify. Hotels, you go on Agoda. Food and drink you check on Grab. Transportation might actually be cheaper in Cambodia. I can't remember how much I paid for my Grab tuk tuk the other day but I remember think "God, that's cheap". But that's because I went through Grab so the driver didn't have a say regarding the fare and couldn't try to f$ck me over.

     

    2) I don't understand your Kasikorn shenanigans. Seems to me you're talking about something that only applies to Thailand. So completely off-topic. But I'm happy you found a way to pay for your stuff. I do everything with my Wise card and account. So far it has been the best deal I've found.

     

    3) Happy pizza. Right. Just the name I already know it's some sort of small disgusting street food pizza. No thanks. I rather eat two large grilled pork sandwiches for that price.

     

    Don't worry, I'm cool.

    Always.

     

    giphy.gif

     

     

     

    Yes indeed the K card I use for my Thai Baht sorry for the Off Topic. In Cambodia and Vietnam I use my cheap Dollars as mentioned in my earlier post (On Topic)

    Sad to read you stay in the cheapest hotels you can find on Agoda (try Momondo much cheaper) but what saddened me the most is that you have to eat and drink on your hotel room what you ordered by Grab. Transportation costs in Cambodia I don't know, because I use my own car. I live in Si Sa ket near the Cambodian border

    • Like 1
  5. 18 minutes ago, MrPancake said:

     

    Ok so essentially you don't understand yourself and why you thought this post was a joke in the first place.

    So let me clarify because you're obviously struggling.

    The way I presented things was kind of a joke. You know ?

    Like the gif saying I'm laughing not to cry, etc...

    Over-dramatization if you will.

    What is not a joke is the fact that the entire system is design to get as much of your money as possible in exchange of nothing. I'm a capitalist and I like to get stuff for my bucks.

     

    I didn't say Cambodia wasn't a beautiful country. I said PP sucks.

    Restaurants might be good. They're also horrendously overpriced.

    Everything is far more expensive than in Thailand and Vietnam.

    And there is no credible justification for that.

    You can say whatever you want, the fact remains that the entire city riverside is in the business of ripping off tourists.

     

    PP is just terrible value for money.

    Cambodian ATMs are a rip-off.

    Dollars are useless.

    And, as demonstrated in my OP, in the best case scenario (that is if you use a wise card), you'll need to pay a 5% fee on whatever you want to spend in order to be able to spend it.

    If you ain't using Wise, It's probably more like 8-10% depending on how f$cked up your bank is.

    This is BS. Period.

     

    I call your BS,

    Cambodia is from the three countries you mentioned still the cheapest, maybe the beer in Vietnam is cheaper when you go to a local Bia Hoi corner.

    Accommodations, food and drinks are in Cambodia the lowest of SE Asia except Laos I think.

    Tell me where can you find $1 GT's or beer in LOS/Vietnam (brand name no Bia Hoi)? I prefer my drinks in a bar or restaurant not in front of the 7-11. I also sleep in hotels not hostels.

    About ripping off tourists Thailand is absolute King followed by Vietnam, Cambodia is a quick learner. 

    Here is a Wise lesson: I transfer at lowest possible fee (1.5%) with the highest rate, my Euro's into Baht to my Kasikorn account. My K-card is not charged any fee at the ATM when collecting cash. With my Wise wallet in my phone I can pay at any store in SE Asia.

    Filling my debit card wallet via Wise in any local currency (Baht/Dong) is even a cheaper fee (0.67%) with the highest rate compared to all the system banks. 

    Oh and BTW you can have a Happy Pizza just for $4 in PP, please try makes you more relaxed.

     

     

  6. On 10/7/2023 at 11:54 AM, Isaan sailor said:

    Got an age gap marriage to an Isaan girl.  She’s sexy, hard-working and appreciates a little money.  First thing she did after marriage—get her high school equivalence degree.  We live in her village, and a small house on the coast.  No regrets

    That's interesting. Which coast of Issaan? East or West?

  7. A few things i don't understand and did not read in this tread. 

    When you apply for a TP, after the whole procedure and after sending application.

    You will receive a confirmation and as a receipt you get a four digit number, that you can use to check the status of your application.

    Did you receive any of the above?

    If so, what was the status of your apllication? Have you checked?

    If not, there was no application send.

    Also, did you check your Spam/Junk folder in mail?

  8. 6 hours ago, Swampy999 said:

    2022 is the year of booster shots ????????

    Please correct me if I am wrong but in my medically uneducated way of thinking a booster shot follows after a previous shot therefore there will not be many booster shots administered here in Issan aka the bottom of the barrel.

    You are wrong. All the people I spoke in several provinces in issaan already had their 2 vaccines months ago. 

    My GF lives in a small village in Si Sa Ket, and all villagers have had their booster shot already. This campaign started a month ago. Not only in the big city Si Sa Ket but also in the smaller ones like Kantharalak and small villages throughout the province. The same is for Surin province.

     

    When I was in Bangkok last month lot of people I spoke where already boostered especcialy people in healthcare and retail. In all the shops in the big malls and local shops in cities and villages in the issaan you see signs on the shop windows that personel is fully vaccinated.

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