Correct and incorrect at the same time, SMB can be enabled quite easily in windows 10 and 11 and with for example kodi installed on an android box or computer etc, it's very easy to connect to these external hard drives on the router, as I assume this is the reason to connect to the harddrive via the router, but even for simple file sharing still easy from within windows explorer, just map a network drive or browse the network...
Not that difficult and even for novices quite easily done...
Yes, a nas is for sure the easier way, however also the three times more expensive way and most of the time, if somebody owns the external hard drives for USB, these can not be used inside the NAS.
Just pointing out easy and cost effective ways... ????