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Chris4466

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  1. Hi! Apparently it's no longer possible to obtain secured loans on farm land post-COVID (according to Kasikorn Bank and SCB last week)... The land in question is in Loei (29 Rai) and has been appraised at ฿2m. Pre-COVID it was possible to obtain a secured loan on any type of land (farm land included) with an annual interest rate of 6-8% (I'm not sure what the LTV ratio would have been though). My thought process is whether it would be possible to spend ฿100-200k on building some kind of "house" on the land so that ฿1-1.5m could then be raised from the bank in the form of a loan? I am not sure whether having running water and electricity is a hard requirement though... Would it be possible to use water tanks and solar/gas for example? It would be great to extract some sort of value from this Chanote to go towards a down payment on a home loan... It's a shame that the timing is a little off but I'm trying to see whether there's any ways to be inventive here... Any thoughts/comments are welcome!!
  2. I've been with Eric for 3 months after @Scouse123 recommended him to me. I ordered a second box from Eric yesterday for downstairs. I mainly use TV for background noise and it's nice to have all of the UK channels again that I've missed for a few years. The TV is on most of the day and very rarely you get the occasional freeze (which is to be expected from IPTV) but if you're watching the HD version of the channel, you can just switch to the SD version for a short time and the problem resolves itself. I'm a tech guy myself but I know absolutely nothing about IPTV nor Android. So it's been refreshing to deal with someone who clearly knows his stuff and answers any questions in detail. Like @Scouse123, I'm not affiliated with Eric in any way, apart from being a satisfied customer. I don't normally leave reviews, etc, but I'm still seeing my friends messing around with VPNs and catch-up TV, etc which is frustrating. I'm echoing some of the comments in this thread in the sense that some people are reluctant to jump into the world of IPTV for whatever reason, mainly because there's the misconception that you can get it all for free, which I guess you can to some degree, but if you want reliable IPTV hardware and a subscription handed to you on a plate, I would go with Eric...
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