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Chris4466

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Posts posted by Chris4466

  1. Hi!

     

    Apparently it's no longer possible to obtain secured loans on farm land post-COVID (according to Kasikorn Bank and SCB last week)... The land in question is in Loei (29 Rai) and has been appraised at ฿2m.

     

    Pre-COVID it was possible to obtain a secured loan on any type of land (farm land included) with an annual interest rate of 6-8% (I'm not sure what the LTV ratio would have been though).

     

    My thought process is whether it would be possible to spend ฿100-200k on building some kind of "house" on the land so that ฿1-1.5m could then be raised from the bank in the form of a loan? I am not sure whether having running water and electricity is a hard requirement though... Would it be possible to use water tanks and solar/gas for example?

     

    It would be great to extract some sort of value from this Chanote to go towards a down payment on a home loan... It's a shame that the timing is a little off but I'm trying to see whether there's any ways to be inventive here...

     

    Any thoughts/comments are welcome!!

  2. 9 hours ago, Neeranam said:

    This is not the case. If you are stopped by anyone and asked for ID, you would show them your DL. No need ot show your pink ID,which does say you can't travel outside the province, as the card is not official and they just, for some reason, started giving Westerners the same card that they give stateless people. 

    image.png.443b291b3127da8daaabefe039f91be0.png

     

    I have the one on the left (there's no English text on mine which is also why I couldn't use it to fly)... So, do I have the wrong type of card or is this the only style issued to foreigners who are not registered migrant workers?

     

    Also, on your point, what's interesting is that also on the back of my driving licence it says it's not valid outside of the province. So it's a little pointless because if I'm likely to drive, it would be to hire a car from Bangkok to go to another province but I can't do that because my licence is linked to my pink ID. I'd have to hire a car with my international licence instead. When I'm due to renew, I'll link it back to my passport because I didn't have that restriction previously...

  3. Thanks @blackcab, sounds like a nightmare..!

     

    As someone who is listed in the yellow house book (or if you're Thai, in the blue house book) but you're not the house master, what is the worst you can do out of curiosity? I'm genuinely intrigued because it seems like the house master always overrules.

     

    The properties I'm looking at aren't exactly cheap in terms of rental on a monthly basis, so it does beg the question, why they immediately reject such a request, especially during these times of COVID, etc when it's not easy to find a tenant willing to pay the full asking price and commit for a reasonable term.

     

    In all honesty, my gut feeling is that they don't know anything about the process, so they so no by default. Maybe it's the agent who relays it incorrectly because on one occasion, the agent did come back and told me they'd be happy to submit a TM30 for me. ????‍♂️

     

    But I guess I'm just doing some digging here to see if I can find a good angle of persuasion for the future ???? 

  4. I forgot to ask and this is one for way down the line..! But on my to-do list, I need to update the spelling of my Thai name. It's already been updated on my work permit and I only had to pay a small fee.

     

    Could I do the same with the yellow house book and pink ID by just turning up at the amphur? I guess I would need to go with the house master though.

     

    Or would I need to get my passport notarised and update the certified translation, to be stamped by the Ministry of Foreign Affairs first? I'm guessing this type of thing must happen if people get married but I wondered if anyone has experience of a name change? I'm only talking about a spelling correction of my Thai name though because the pronunciation is completely wrong as it currently is. My English name hasn't changed.

     

    It's not a big deal but one issue I'd like to fix before I apply for PR at some stage...

  5. @blackcab, excellent, thank you!

     

    On a side note, the reason why I'm looking to move to Surat Thani is to try and see out COVID in a rented villa (8-9 months minimum, then switch to a rolling 1-month).

     

    After a few initial enquiries, it seems most are likely foreign-owed but I'm guessing they will be owned by a Thai company with a Thai director. I would need this person to go to the amphur with me?

     

    To be honest though, I don't think many owners are going to bother with the hassle so it might be that I wait and re-register when I ultimately return to Bangkok.

     

    I'm still not sure why landlords are so against registering a tenant in the house book. I even made some enquires in Bangkok and it was a firm no. Perhaps because I'm foreign and maybe they don't understand the process (I didn't fully until now). But equally it also seems that the majority of Thais that I've asked just stay registered in their parents' blue book in their hometown, even if they're living somewhere else like Bangkok. So maybe landlords aren't even used to doing it for Thais..!

  6. Thanks everyone for the replies!

     

    I have a certified translation of both the pink ID and yellow house book...

     

    The yellow house book contains a "house code number" which is in the format of 1234-567890-1. This is the same number that's in the blue house book (I have a photocopy of that).

     

    Then against my name in the yellow house book, it lists my "identification number" in the format of 1-234-56789-12-3. The identification number begins with "6" and it's the only number which appears on my pink ID along with the words "Alien Entry". The house code number isn't on my pink ID.

     

    So I'm pretty certain that this identification number will stay with me for life and is registered with the Thai government. I think this must be true because I have linked my pink ID to my driving licence. So, rather than my passport number on my licence, it has my pink ID number and my name is also in Thai as well as English. I am going to switch this back to my passport though, because when your licence is linked to your pink ID, you cannot drive outside of your province (the notes mention this on the reverse).

     

    Perhaps the ID number is originally generated based on the amphur where you first register at, but will move with you to a different province when you register at another amphur?

     

    @WhiteBuffaloATM - you're quite right in that there's no real value to the pink ID but I also wanted one just to have it... You can't even use them to fly because your name has to be in English for some airlines. Actually, one airline let me board with the pink ID but the same airline refused it on my return, so if I didn't bring my passport or driving licence, I would have been in a tricky situation!

     

    @blackcab & @Tanoshi, that's an interesting note about the form that is available to switch to another address. So, is it really as simple as finding a new landlord that is willing to go down to the amphur with me with just their blue house book and Thai ID card? How would they look me up on the system if I'm supposed to have surrendered the yellow house book and pink ID? I'm guessing via my passport number but even that could have in theory changed if I had lost it (I haven't)... I'm just playing devil's advocate and let's pretend I also didn't remember my Thai ID number... Perhaps I can be looked up by my full name, DOB and my mother's and father's name. I'm pretty sure they even asked for my blood type and religion! Is this what the form can help with? It lists my last known information on the database before the ID and yellow house book is surrendered?

     

    It really was a long winded process to get the pink ID/yellow house book which included getting a notarised copy of my passport and getting it legalised by the Thai Ministry of Foreign Affairs, etc. Would I have to go through this process again or would the bulk of the previous process be due to the fact that I needed to be registered in the Thai government's system first? Like you said - hopefully I've already done the hard part... I'm not married, so I think this makes everything that little bit harder because I don't have a Thai spouse.

     

    To confirm, I'm in my 30s and the pink ID is only valid for 10 years!

     

    I've never heard that a yellow house book was needed for PR but I was under the impression that the time spent on a tabien baan gave you a number of "points" towards your application though!

  7. Hello,

     

    I've been renting long term in Bangkok and I was able to get the landlord to add me onto the yellow house book (I'm the only one in it)... Once I was on the yellow house book, I got my pink ID.

     

    The question I have is, if I move to another property, will my pink ID become void? I know that it will be almost impossible to get onto another yellow house book easily.

     

    It's unclear if the yellow house book and pink ID are explicitly linked / come as a pair? I was rather hoping that the ID number is now with me "for life" but it will still display my old address until I update it somehow... I guess I can use it day-to-day but I'm worried if I lose my wallet, etc.

     

    Could I, for example, go to the local amphur in Surat Thani (where I will move to) and update my address on the pink ID with a residency certificate (like I would with my driving licence)?

     

    I think I already know the answer but I thought it was worth some second opinions!

  8. Thanks @Seik, I appreciate it! I bought that course and I just didn't get on with it for some reason. I struggle with self learning unless it really interests me and learning Thai doesn't "interest" me as such but I find that I am needing it more and more as I am making Thailand my permanent home. I need that accountability you get with taking a class and I have the tendency to ask too many questions when I don't understand something and I would prefer to ask the tutor direct than go to a forum, etc!

  9. @patrick228, thanks for replying, but although I didn't understand exactly what was said in Thai, I can confirm that they were pointing out the fact that the blue book was blank and that's where the appointment stopped - they didn't even look at any of the other documents I had prepared. Since the appointment, I now understand that a Thai person can be only be registered in a blue book at any one time, so I would have countered with that argument had I known at the time. I'm just not sure why the person working didn't ask that question, so I'm trying to dig into this more as I don't want to keep having wasted trips there. I'm thinking of just going down the agent road for this anyway.

     

    Thanks also @Peterw42! I reckon at a push I could get the owner's blue book but I'm not sure he'll let me have his ID! I already have a copy though so I'm hoping that would be enough...

     

    @baansgr - that's not a bad idea actually! Although I guess I'd have to get the Thai person listed in my lease agreement first though? Because they would know from the lease agreement that the Thai person isn't the owner of the property?

  10. Hello!

     

    I've made the decision that I need to make a serious effort learning Thai. I've actually done some of my own research but I'm looking to see whether anyone recommends the same ones I have already found...

     

    I'm looking for something regular (1 hour per day, 3-4 days per week). I live in the Sukhumvit area and would prefer the option to take lessons at home because I also work from home.

     

    I've been living in Thailand for over a year and still don't speak any Thai which I also see as a good thing as I haven't picked up any bad habits, so I need to start from complete scratch (the ABCs)!

     

    I'm interested in writing (or the ability to at least recognise signs/menus at first) as well as speaking (of course).

     

    I have a work permit so I'm not limited to the ED visa options.

     

    Most of the Thai I will use in the future will be in an informal context and it seems to be that a lot programs only teach formal Thai which isn't used in everyday language by locals.

     

    Many thanks,

    Chris

  11. Hello!

     

    I've run into a road block when trying to obtain a yellow house book. I am looking to get a yellow house book so that I can apply for a non-Thai ID card.

     

    I am renting in Bangkok and the "owner" of my condo is a Thai company. The director of that company is a Thai citizen and in the lease agreement there is a copy of his Thai ID as well as his blue house book (he lives in a different province).

     

    Because the owner is not living in the property which I am renting, he is not listed in the blue house book (because you can only be listed in one blue house book at any one time).

     

    I have the physical blue book for the property I'm renting but when visiting the Wattana registration office, they won't proceed any further because the blue house book is blank/empty!

     

    I have prepared the following documents/items:

     

    • My passport
    • My Thai driving license
    • My social security card
    • The physical blue house book of the condo I am renting
    • 2 copies of my passport's photo page
    • 2 copies of the Non-Immigrant Visa "B" page in my passport
    • 2 copies of my latest departure card and entry stamp
    • 2 copies of my 90 day report
    • 2 copies of a residence certificate which I obtained last month
    • 2 copies of my work permit
    • 2 copies of my birth certificate translated into Thai (certified translation)
    • I also had my passport notarised by the British embassy, translated into Thai (certified translation) and then legalised by the Thai Ministry of Foreign Affairs
    • I also have a company-stamped letter of content from the Thai company who I am renting from (the owner), saying that I have the right to use the address with any Thai authority. This was in English but I also got it translated into Thai (certified translation).
    • My 23 page lease agreement which is company-stamped on every page and as I mentioned above, this includes a copy of the director's Thai ID card & blue house book of where he is currently living.

     

    I can only really find examples of foreigners obtaining a yellow house book who are married, so I presume their other half is listed in the blue book because they live there too which makes life a lot easier when obtaining the yellow house book.

     

    But I am thinking that my scenario must be a common one... Many Thai people would buy other condos/houses for investment purposes and rent them out but they won't be listed in that blue house book.

     

    Has anyone encountered this issue before? I am thinking this might be one for an agent if anyone has any recommendations?

    Also, I am not sure whether I need to go with the owner which would be virtually impossible because I gather he is a busy person and he lives in a completely different province (I always deal with his assistants).

     

    To confirm, I visited the Wattana registration office with a Thai citizen who has a Thai ID card who I was hoping could be my witness. We're both learning about the process as we go along but it's a little frustrating given the amount of documentation I have prepared and have available!

     

    Any advice would be much appreciated!

     

    Thanks,

    Chris

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