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stevemiddie

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Posts posted by stevemiddie

  1. Are you all alcoholics? Reading these topics and the hand wringing that seems a prerequisite, I wonder if you are all boys or men. It's sad how many of your lives revolve around alcohol.

    Go read a book.

    Now that you,re banned you have plenty of opportunity to read. Enjoy. I,ll have a beer and think of you. :o

  2. Make money online... yes it works if you know how

    Make money in commodities trading.........................yes it works if you know how

    Make money in the Investment Banking world...........yes it works if you know how

    Make money at the casino tables..............................yes it works if you know how

    Make money in currency trading...............................yes it works if you know how

    Make money blah blah blah......................................yes it works if you know how

    Thats what the OP is asking..................how? :o

  3. Why Am I Making This %#@^& Stupid Border Run ?, Does anyone have ANY explanation that makes sense?

    stupid border runs are mandatory for people who lack the intelligence to seek alternatives. as simple as that! :o

    OK Naam, maybe you could enlighten me. I am 35, not married, and don't work. I have had a legitimate non-o visa for the last 2 years, how would you suggest I avoid the border runs?

    Why is everyone complaining? If you want to live in another country you have to follow that countries procedures.

    Get over it.

  4. Must have been a farang rat that committed suicide by jumping off the counter.

    I doubt it. The OP has not reported that said rat had a plastic bag on its head nor were its paws tied together so I think we can discount suicide.

  5. http://www.thaivisa.com/forum/index.php?sh...=177299&hl=

    From jelluk

    worked for me he is how to do it

    I wanted to get a Thai bank account as I plan on retiring here in 2 years and wanted a way to transfer funds from America to Thailand as prices are a lot less than Western Union. I figured PayPal (paypal.com) would be the transfer vehicle and thought I would be able to use my US PayPal account. I was partially correct. Here is what I did.

    Step 1: Open Thai bank account. I chose Kasikorn bank after reading many favorable reviews online. Went with my teerak to the bank, took a number, and was seen in minutes. Explained, through teerak, that I wanted to open an account. The bank clerk asked if I lived or worked in Thailand, and my teerak explained that I did not, but visited 3 or 4 times per year. The clerk then asked if I had a Thai address, and teerak said I could use her mom's address.

    Signed a couple of forms (all in Thai) and deposited 500 Baht. I also had to pay 300 baht for the ATM card. There were actually 2 fees, one for 100 Baht and the other for 200 Baht. My guess is one to create the card and one for the annual fee. I got the card on the spot along with a sealed document that included my PIN number. I can keep this number or change it at any ATM.

    Passport was required (and copied) to verify who I was. So it boils down to an in-country address and a passport, along with a few baht to open an account.

    Step 2: Try to add the Thai bank to my US PayPal account. No joy. I can only add US banks to my US PayPal account. I email PayPal and ask them what to do. In less than 24 hours, they say that I can open a 2nd PayPal account and designate Thailand as the country. I do this with no problem.

    I then try to add my Kasikorn bank account to my Thai PayPal account. Still no joy. I try different variations – with the dashes, without the dashes– all to no avail.

    I then call the Kasikorn Bangkok help desk, on a Saturday, and confirm what I read on the Kasikorn web site. I need to have online access (K-cyber account) and then I will be able to add the account (almost).

    Step 3: Back to Kasikorn bank. I get the same clerk and explain that I want to get the K-cyber access. I sign another form in Thai that lists my name, account number, and my email address. I am told that I will get the log in info via email.

    Step 4: Receive email within 24 hours for Kasikorn telling me that my K-cyber account is set up and they provide log in and password. On initial log in, both password and user name have to be changed. They also require a 2nd password for any transactions. This can either be done via SMS or I can create a second password. I choose a second password in case I am not in-country when I want to make a transaction.

    Kasikorn web site - http://www.kasikornbank.com/portal/site/KBank/ - from the drop down select "K-Cyber Banking. A new window will open. Choose ENG for your language.

    Step 5: In order to make online purchases or transactions there is another step. I have to create a K-web shopping virtual credit card. It is a simple application, requiring the 2nd password, and within 24 hours I have a virtual credit card. What this means is, I was emailed a 16-digit number (same as a Visa card), expiration date, and a CCV (the 3 digits on the back of the card). All of this is virtual. This is an additional security step that the bank uses.

    Step 6: Back to the Thai PayPal account. I log in to my Thai account, add the virtual account info (which is linked to my Kasikorn account), and the card is accepted. WOO HOO! PayPal requires verification. They will deduct $1.95 from the account and the transaction will be listed as PAYPAL1234 or 1234PAPAL. The four digits will then have to be posted at the PayPal account to verify. In the US, they deposited a few cents and then you had to enter that info in your account to verify. Once verified, PayPal will reimburse the $1.95.

    Step 7: Receive email confirmation that PayPal has deducted money from my account and the email has the 4 digits I need to confirm my account. Back to Thai PayPal and enter the 4 digits and all is good. Now I have an online account and can go shopping online, transfer money, etc.

    Step 8: Time to test the transferring of funds from US PayPal to Thai PayPal. I send $100 (send money email to email) and receive immediate confirmation via email that the transaction has completed. I log in to my Thai PayPal online account and can see that the funds are available and I now have to accept or deny. I accept.

    Step 9: I now want to transfer the $100 from PayPal to my Kasikorn bank. Problem. I don't have a bank account associated with the Thai PayPal account. The virtual info is already there, but not a real bank account. So, I click on "add a bank account". All is well until I select the drop down that lists all of the banks, and everything is in the Thai language.

    I open a second window and go to the Kasikorn web site and compare the Thai script and find my bank in the drop down window (2nd bank listed). I select it and next is a confirmation page and Kasikorn Bank is now in English so I feel a little better that I have chosen the correct bank. I confirm the transfer and next window informs me that it will take 5-7 days for the transfer (a little longer than US PayPal which is 3 to 4 days).

    Bank account must be entered without the dashes.

    Not sure if the same has to be done at other Thai banks - but this is what it took at Kasikorn

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    +

    I assume you know that Paypal has an almost 10% charge on currency conversions? Thats on top of the normal charges. Its hardly an appropiate vehicle for money transfers.

  6. Have to agree with the above. Boring food? You obviously did'nt know where to go. For anyone reading try "Le Vedrome' a k or so from the fountain (to the right if standing behind it, walk for around 800 metrtes and take a left towards the river - its on the right). Fantastic food. We had the following 10 days ago:

    Fois Gras (pate to some)

    Salad Nicoise (tuna/potato/olives/pepers/lettuce the rest) - a salad to some.

    2 steaks in red wine sauce with "pommes frites" Chips to some

    I carafe of decent vin rouge. i.e plonk

    Total cost - 700 baht for two. 7,000 for anything comparable in Bangkok! Vientiane is crawling with great food be ot Italian/French/Lao/Vietnamese. Funnily enough, it's quite hard to find good Thai food!

  7. Pattaya is a really bad place for people being exploited.

    Can't even get into this too much without violating forum rules.

    I personally have no use for people who exploit the poor.

    I,m with you on that one !

    Its disgraceful that we have to pay double for things just because we are farangs!

  8. Thank you for your replies. I have driven down the streets of many townhouses and many appear very old from the outside. Also, there's one family so close to another that it must feel like you're living together. To be honest, I am happy living in Thai but I don't want the Thais too close to me nor do I wish to be dependent on Thais for repairs/maintenance. I simply don't trust nor have faith in them to service my home as needed.

    Is it just me, or this an astonishing attitude?

    TH

    Its not just you. I thought it very weird too.

    Likes living in Thai but puhhhhhhhleassssseee no Thai,s near me.

  9. Whenever my girlfriend and I have visited Pattaya from Bangkok we have ended up in club called 'duffer'..... Its where a lot of other friends (mainly Thai) go to when they are taking a weekend away from Bangkok and want a some night life.

    Its been a decent evening with none of the naughtier aspects that Pattaya offers in other areas.

    Its called " Differ " :o And yes I agree, had some good nights there.

  10. I think this is a bit of an odd coincidence.

    Wasn,t it a Brit and a Canadian that made the news LAST YEAR for having false docs relating to degrees? I think it was about 1 year ago? And the names are familiar. Is this not just a rehash of an old subject? Please correct me if I am wrong. :o

  11. I am a teacher who has graduated from TEFL. You have to be a native speaker of English. The Filipino is not the one taking the jobs. The Thai Government has cracked down on the requirements for teaching. You must have a Ma or BA degree. Plus you must have TEFL certificate. This certificate is now recorded with the Ministry of Education in Thailand. This is a new procedure here in Thailand. The reason is to keep the fake teachers with faked credentials out of the loop. I agree this is the way it should be. Some schools only require a TEFL certificate which is registered with the Ministry of Education. The British Schools require the Ma or Ba. Also a dgree in Business English will go a long way here in Thailand.

    Hhahahaha ! Congratulations on your " graduation". Did you wear a gown? :o

    Its not a requirement to be a NES.

    Its NOT required that you must have an Ma or BA. ( at present )

    You ARE NOT required to have a TEFL certificate. In fact the value of the TEFL/TESOL/CELTA maybe somewhat irrelevant to Thailand if latest postings about the TCT requirements have any value.

    I see from a previous post of yours that you have renewed your retirement visa? How,s retirement treating you? Or are you now working? Hope the change of visa went ok for you. :D

    May I advise that you go back to sleep? I think you have had a bad dream, or a somewhat unfortunate encounter with a cowboy TEFL training company.

  12. Sit her down and explain the decision. Explain that she does not have experience in this industry and no track record to substitute for cash. Explain the idea of a business plan, what you would like to see before you invest any money, so it is a not at this time answer not a never in a million years answer. Things like some formal training, which her friend would have received in her time with 7 eleven to be able to manage people, money, suppliers and stock control.

    Many of these skills will also be useful to the husband's family business too if there is a chance of succession, or in any venture she wants to pursue in the future. You may do well to invest in the education, rather than the business right now. Make the offer as part of the not right now answer.

    Sit her down and explain???. Like you have to explain yourself. Like a small child that did something wrong.

    More easy is it to say "No". And if asked why. "I don't invest in something i don't own".Simple and it will get you more respect in the long run.

    Well that is what i would do.

    I doubt that somehow. I think it would be perfectly reasonable to EXPLAIN the decision. We are talking about family here I believe?

    And LOTS of people in business invest in something they DO NOT OWN. And if you don,t invest in something you don,t own............why are you building a house in Thailand? You OWN the land?

  13. At the bottom of the screen near the clock there should be the letters TH (thai). Click on it and EN (english) should pop up . Click on that and the language will change.

    It does on my screen anyway.

    I thought that this only affects the input language from the keyboard but has no effect on the display of web-sites. :o

    Could the regional settings help?

    opalhort

    The Thai sign TH also allows for regional settings ( I think ) so that when it is changed to EN it SHOULD allow you access English script websites such as MSN.com.

    Hopefully. :D

  14. I've been sending money to a bank account in Thailand, via wire transfer, at least once a year, for the last twenty years, and have never had a problem like this. The first time was a few days ago, when my bank in farangland said they got a fax saying I needed a 10 digit BNF account number on the form being sent. The person I talked to at my bank didn't know what they were referring to by a BNF number, so we figured it was because there was no Swift Code on the form. Went home and looked up the Beneficiary bank's swift code on the web, and phoned it in to my bank. I get a call a couple of days later, saying there was still a problem. Went in this morning and they said the account number was showing as 12 digits, and the Correspondent bank wants only 10 digits. Explained that that was the way I sent it last time, and there was no problem. The extra two digits at the beginning denote the bank code. Anyhow, to make them happy, dropped the two digit bank code from the form, and now they have a 10 digit number. Hopefully, the money gets there OK.

    Anyone else have a similar problem lately?

    No problems. Most banks use SWIFT which is an agreement between international banks ( kinda like a super agreement between banks by using codes in messages ) Not all banks are members of this.

    The BNF is an abbreviation for BENEFICIARY. I note that the banks name may also be "Beneficiary". Do not get confused with the two. The amount of digits COULD vary from bank to bank depending on how many numbers are involved in the customers ( beneficiary ) account .

    Can sometimes be replaced by the IBAN ( International Bank account Number ).

    Its used to identify the account holders full account details. The IBAN is now a mandatory requirement for banks in the EU since about 2005/2006 to receive funds internationally.

    Are you within the EU? The banks in the EU now have to have an additional two digit number to verify that a transaction / bank is valid. This two digit requirement is, I believe, fairly recent which MAY explain why one bank has asked you to drop two digits.

    It gets complex I know and I still don,t understand all the latest regs.

    No idea what the US banks are doing currently.

  15. You have to leave Thailand to receive another multi Non Imm B. Yes, you can apply for another multi before the existing one expires. Always best to confirm with your local consulate first.

    There are various ways of extending a current visa for 1 year so that you do not have to leave or do border runs.

    Are you actually working? Are you married?

    Congrats on the baby.

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