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Henri

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  1. Immigration Kamphaeng Phet requires a TM30 whenever you not sleep at home, even when you stay one night in a hotel in the place where you live. Every year when I apply for an extension of stay, I ask them again if they still require a TM.30 when I not sleep at home. Answer is still the same. In October last year I asked them if I also had to make a TM.30 when I stay one night in a resort opposite my house. The answer was "yes, whenever you don't sleep at home, no matter where, you have to fill a new TM.30 within 24 hours after you return back home". It really is absurd.
  2. When you want high quality products, good service and advice, talk with enjoysleeping. The best you can find in Thailand. I only buy from him, on request he make other sizes aside of the standard bed size that is used here. Products are 100% cotton. He sells to private people also, however, he mainly sells to high end resorts and hotels. Home sales are not his main target. You can talk with him in Line, Lazada, Shopee or make a phonecall. Line ID enjoysleeping.
  3. No need to contact the SVB. Hanssna quit working too long already. Indeed it is possible to continue to contribute for the AOW and pay 27 years (50-23 years) to receive a full pension of 100%. But people have to start paying premium to the SVB short time after they stop working. Personally I had done this since the premium is affordable. Unfortunately I read about that possibility 3 years after I quit. So I had to live 19 years from my savings. 3 years In NL and 16 years in Thailand before I received my AOW.
  4. When you are married and have a Thai wife you will receive less Euro indeed. The calculation is like this: Euro 920 (married pension) - 2% for each year you didn't work and was not insured for the AOW. Besides you have to deduct the tax, withhold in NL, according to the blue table (Blauwe belastingstabel). Then you know the net amount you will receive. You also must use the amounts mentioned without discount (Dutch = zonder loonheffingskorting). Indeed we are treated very unfair for the AOW and tax. After you left NL you not exist anymore, they don't care one iota about you. As example, I worked 34 years in NL before I moved to Thailand. I am not married to a Thai. My pension per 1 January 2023 is 34x2%=68% of the single pension. Cut 16x2%=32% for the years I didn't work. In case you only have AOW than it is impossible to live from such a small amount.
  5. Spain is part of the EU. There are different rules for the EU and the Schengen area and for the countries in the rest of the world, like Thailand in this case.
  6. Your information is not true. They have many ways to check if you lied. When you lied you must pay back the difference over the time you received a pension for a single person. You get a fine of around 150%, you get a criminal record, and in worst cases even an arrest warrant from court and extradition back to The Netherlands..
  7. In case you separate you will get a single pension after 3-5 years, not immediately. Probably a difference between Australia and The Netherlands.
  8. The rules from SVB are quite complicated. Personally I would not ask information on a public form. Visit the website from the SVB in NL, there you find all information you want to know. Start with the information "AOW en gezamenlijke huishouding", this brochure you can download in PDF format. There are much more brochures that are useful to download and read. You receive the "married pension" not only when you are married, also when your child reach a certain age, have a live-in housekeeper, and much more. As Groenen said you have to fill every year a Life Certificate which must be approved by the SSO (Social Security Office). The SSO makes a copy from the certificate and your passport and keep this in your personal file they have about you. SVB NL works together with the SSO in Thailand. The way they check if the information on the Life Certificate is true can be done in many ways. 1. SVB send an officer to Thailand and check people together with officers form the SSO and the police in a house visit. 2. The SVB give a list to the SSO with details of people they want to be checked. In that case the SSO checks if your address is correct with immigration and the local amphur. furthermore when they have doubts about anything they will visit neighbors and interrogate them about you and if you really live alone, are not married, etc. 3. The SVB has much more ways to check you, by Dutch law they are allowed your social media accounts, bank accounts (to see if you support another person or make regular payments to a person), and ask the Ministry of Finance for details about you. If appears you have lied about your personal situation you are in deep trouble. Aside from paying back the difference between the single and the married pension you will get a fee of 150% and SVB will file a complain about fraud with the Ministry of Justice, which will give you a criminal record for the rest of your life. Aside of the AOW, apply for a DigiD before you receive your pension. A DigiD save you a lot of hassle in communication with the SVB. sending your Life Certificate back after approval, apply for your AOW, and more. Don't try to fool the SVB, you will lose for sure. It is impossible to hide your Thai wife or girlfriend forever. The SVB has many ways to check you. Sorry for my bad English, I am Dutch and not English. I have had my problems with the SVB too but was able to solve them. Same like the Ministry of Finance they are not easy to communicate with and you must be able to prove everything. In case you want to know more you can PM me, then I can write in Dutch which is easier. about this subject. Good luck with getting the AOW you are looking for. Henri.
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