My (Thai) wife and I (Australian) will be spending around half of each year in Thailand after we retire in mid-2022. I'll either do tourist visas or spouse visas and rely on regular travel insurance, as I have always done.
I have switched off following Thailand events during the pandemic, not being able to visit. So I'm not much across the entry requirements. Just starting to look at it now, and hoping ASQ / sandbox / CoE requirements will be much reduced by the time we visit in six or seven month's time.
One thing I don't expect to go away for a few years is the 'USD$1,000,000 COVID insurance'.
I understand this can be purchased from a non-Thai company, but as it seems to be a farang-wallet-lightening scheme they ... prefer we use Thai companies. On this first visit I'll probably just suck it up and pay the tax for ease of entry.
Will I need regular travel insurance on top of the COVID insurance though? I am mostly concerned about being repatriated to my home country should I be badly injured / ill. The COVID insurance I have looked at would only repatriate my ashes; I'd rather not let it get that far.
Edit: Luma covers repatriation, costs THB27k for 6 months tier 3 (THB3m for repatriation.) Seems a bit steep, and only covers "as soon as you pass Thai immigration". Might be worth getting a basic COVID policy + regular travel insurance then.
The premium table shows 30, 60, 90, 180, and 365 days. I'll need to find out of they cover for, say, 190 days without having to pay for 365 days. Best do that before I book my return flight.