BasketCase
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Individual consulates can and do make up their own rules. Would not surprise me is a Canadian consulate required by insurance. The can only go by my own experience with LA, and no insurance required for a non-O the benefit of getting the non-O before entering the country’s you can easily get a back account to process the extension. No need to do the whole agent extortion routine.
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I did it 2 1/2 years ago via the LA consulate. technically, you just get a generic non-O visa, which is good for 90 days. Then you extend it in-country to a non-O based on retirement. Got the bank account as soon as I could anfer arrival. no insurance requirement
