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About Pib

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  1. Nope...being a citizen or non-citizen doesn't make a difference. See partial quote and full HR Block article below. https://www.hrblock.com/tax-center/filing/personal-tax-planning/filing-taxes-when-married-to-non-us-citizen/#:~:text=Married individuals are not allowed,to a non-U.S. citizen.
  2. Yes...I know...but maybe the same appt rules in terms of advance appts is followed.
  3. Actually the Transferwise exchange rate is better than Azimo when looking at the exchange rate "details" in your above weblink. But since a person needs to consider exchange rate and fees Azimo does come out on top which is what counts. I don't have an Azimo acct so can't say how good they really are, fine print, etc.
  4. Seems 28 days in advance is the current max for an appt. https://www.gov.uk/guidance/notarial-and-documentary-services-guide-for-thailand
  5. Sounds like the bank rep you dealt with just unexperienced in the bank's special Direct Deposit acct and the punted by saying you'll need to talk to the manager. Unless your branch happens to have a lot of American customers where setting up of direct deposit accts for SSA/VA/Military/Civilian Service retirement would have been common, the bank rep may have had little to no experience with direct deposit accts....therefore, punt the issue to the manager...and maybe even say the manager is not here today....please come back later. And whenever they say the manager is out for the da
  6. There are difference between Buying and Selling Rate. Buying Rate is used when a bank is giving your baht for your foreign currency (i.e., the bank is buying your currency)....Selling rate is used when the bank is selling your foreign currency in exchange for baht. The exchange rate they give for cashing a check would be their Cheque/Sight Bill Buying. That is how much money they give you for your check. TT Buying Rate (Telegraphic/Telex Transfer) is used for incoming international transfers like a SWIFT/ACH transfers. A higher rate is better for the customer as t
  7. Did you have a US or Thailand address onfile with those credit card companies?
  8. Here's a May 2019 article talking Citi cancelling credit card for folks with a "UK" address. Appears Citi decided almost 2 years ago not to provide credit card accounts for folks with a foreign address in certain countries. Guess they are just now getting around to Thailand. https://americanexpatfinance.com/news/item/180-citi-closes-small-portion-of-u-s-credit-card-accounts Partial quote of above weblink news article
  9. It was a nice way of trying to get you to explain your comment of "groups" as in relation to the DPA. I ask again, do you have an authoritative reference regarding your DPA related groups comment? Below is a list of financial institutions covered by the DPA....can you group these?...that is, tell us which of institutions are owned by some larger group? And to repeat, provide a DPA reference regarding your groups comment? Unless you can provide a DPA reference I'll continue to consider your groups comment as non-factual. http://www.dpa.or.th/en/articles/
  10. OK...so, you have no reference/authoritative source for explaining your comment about "groups" in relation to the Thailand Deposit Protection (DPA) program. If you have no source, such as the DPA website, just say so. Per the DPA weblinks/docs/snapshots I posted earlier in this thread the coverage is per financial institution.
  11. Me no need 65K a month coming into Thailand....me use no-fee home country credit cards to pay the majority of my day-to-day living expenses in Thailand....pay off credit card bills in full each month....money gets to stay in the home country.
  12. Probably sent the same police that bars have seen many times while in uniform....the bars probably thought police dressed in civilian cloths were just coming around for their periodic payment.
  13. Still true. Coverage is separate for each "bank" you have an account(s) at. And just to stress again we are talking separate "banks"; not different branches of the same bank. Like below example from a FAQ doc from the Deposit Protection Agency....the FAQ example given is when the coverage was 15M baht....right now the coverage is 5M baht so coverage at each bank would be 5M. Download the entire FAQ doc at below DPA link...it's well written (in English). http://www.dpa.or.th/en/file/download/khumux-tham-txb-phasa-xangkvs
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