paddypower

you velly hammm-som man. i wait for you. 555

agreed. but there is/was an active exchange of opinions on whether or not you had to wait the full 12 months, complying with the rules for both options, before switching ''off'' the deposit method. remember, I saw what happened at OK Corral. (gun shy 😉 0

I do have a modest request. MY wife gets 2 pensions from the Danish Government. One is an old age benefit and the other is from her contributions to the national pension plan. Are there any Danes on this thread? Hoping to share any thoughts about the situation, where there is no double taxation treaty between Denmark and Thailand. tia

I'm a shattered accountant (retired CPA). So, I tend to walk my dogs on the beach when the subject of anything to do with income tax comes up. Why? because some here seem to suffer from obsessive compulsive syndrome about the future landscape of Thai taxes. In your case, with respect, why in heavens name would you waste space quoting some non-expert your heard speak at a irrelevant forum?

don't worry, according to the tv show ''3 Body Problem'', the aliens will be here in 400 years and they have promised to do away with taxes (and anyone bugging you) completely. and thanks for all of the research, Mike.

Plus; I'd be particularly wary of unsolicited tax advice. The biggest international tax/legal public practices are prohibited from spamming, under ethical rules.

no so in Surathani. i get to chat up and am always welcomed in Thai, by half doz. of the women at Sizzlers, Home Pro also. It's just a matter of treating them, one on one like a human being. Most are single and say they do not want a Thai boyfriend or husband.

yeah and its odd how HP is many a Thai stockbrokers research dept. darling . Like we say here at the beach side on the East coast - many large new luxurious resorts, few people = ''laundly''.

agreed. same with Russia, North Korea, China (very unlikely, as they have conventional forces to achieve their aims). This is just aimless thinking: Russia would never drop one on Ukraine even if (I dearly hope) they look like their losing their 'special' war. North Korea has its begging bowl out, as it waves its missiles; but again unlikely, although the country is lead by nutcase #1.

Northern Ireland? - read your history books, bro. History has shown that most colonialist/conquering nations have left a trail of destruction, behind them,, due to political ignorance or, just plain ego. African countries, India, Pakistan, Bangladesh to name but few examples,are prime examples of conquering nations dividing up lands that left them disfunctional.

It's also a cost/benefit decision. This year end I will switch to pension income basis. so Il take 400k out for 6 months, invest it at 5% net of tax (that is 20,000 baht return on investment for 6 months) and rebuild my 800k balance using my incoming monthly pension. We live off Thai investment incomes/rents). the 40,000 baht a year saved will be invested in maintaining my wine storage unit 🙂

that reminds me of one of those bad jokes I heard about having a girlfriend. ''Don't buy one, just treat it like you would a book. Go to the library and return it after you've read it''. (pretty disgusting attitude, but then it did come from a bar fly) .

Great story! Age wise, I'm in the same boat, (78) excepting I have to be careful with our retirement capital, as my wife has special needs. I had the opportunity to cash in capital gains of 1+ MM baht earlier this year. I was very close to buying a car, (which I seen listed for sale here in Thailand). It is similar to the one I used to drive/race back in Canada 25 years ago. A 1984 manual Porsche 944. the only reason I'm posting is - we all have our dreams. I don't think that buying a new car should be one of them - especially many German models, most of which look indistinguishable from cars built in SE Asia. If you're keen on a German built car, why not wait for the coming financial collapse of the Thai economy. One of the first things to come available cheaply, is luxury cars.

sounds like you might have had a mid-life crisis? (I've had at least 3 (starting at 40). Or depression (ditto for me since I had a mental breakdown at 52 from overwork). Good to see you have found your true self. very few people are that lucky.

i understand it's common for many Thai wives to only go to bed at night, clothed. I'm a committed nudie, so for me, what's the point? Although I do understand the socio-cultural differences. I always find it odd that when you look at ''traditional'' post cards, images on monuments and so on - Thai women had no trouble baring it all to the wind, in the old days.

absolutely...Music was meant to be played VERY LOUD. and I don't mean most of today's divas and pretty boys, ..that.'s music??

MUCH appreciated. especially the reminder of the rules at 6.2. there are those who argue that using the piggy-back option when one's wife is not a Thai national, is unwise. That is, if it is granted by the IO you are dealing with, as it seems to be at their discretion.

cute. I'll save that idea.

old is a state of mind. one my buddies (who retired here 3 years ago at the age of 72), keeps fit, (despite a lot of back problems); speaks no Thai but seems to have a very successful social (short time) life. no bars.

Fear.........fear of getting old alone. 🙂 I used to do weddings, celebrants vows the lot. favourite bit of advice was - 'it's not choosing the right partner, it's being the right partner'. that works for us, for 51 years. but don't forget - fear.

agree, absolutely. You do have to be 100% careful. Some IO's, like mine, treat you like you're a potential criminal. I had a difficult time with the IO, showing her my 800k term deposit bank book. You would think that's a non- brainer, right? I presented the original book, updated with a deposit the day before the extension application date; together with the certification letter from the bank. Immediately got accused of possibly cashing the deposit in and then re-depositing it. Was not aware a certified detailed statement of the deposit account was also required. Fortunately, I was able to go to a local bank and get the statement. The bank said they could only update it to the date of the term deposit renewal - Sept 30, 2023. But that was 4 1/2 months prior to the application date. That left the IO in a quandary (which is like Purgatory for Catholics, a temporary place of suffering, while you wait to go to Heaven). Very fortunately, the SCB officer was really helpful and gave me her business card of the SCB branch and suggested I tell the IO to call her. Problem solved.

thanks - that's a big help.

that reminds me of a couple of similar questions from bar girls I've chatted with, over the years.

You're right. Also, having been married for a long time, we both notice that some western couples, out socializing (especially middle aged, so with no babies to distract them) who have the same problem. Sit there silently, b/c they have nothing to talk about any more. Sad. even worse, (imo) are the expat/Thai couples who sit in a cafe/whatever and the wife just obsesses herself with the photos in her mobile. I'd be up on a murder charge, likely. (later, of course) 🙂 🙂

and sleep is the last thing on your mind, right? there was a great post a few years back from a fella who said he used to get the most amazing massages from this wonderful lady. Then he married her. That was the last time he ever got a massage from her.