I think that Ubonjoe is right to discourage speculation that the insurance requirement will apply to anyone other than an O-A Visa holder who enters after October 31st. Extending the requirement to others would have a lot of negative repercussions that I'm sure the authorities are aware of. There are a lot of issues to take into account, not the least of which would be what would happen to those of us who are too old to buy any of the insurance policies on offer. Also, there might be legal recourse available to families who are deprived of their providers. The government needs to think out carefully the implications of a blanket insurance requirement for everyone over fifty.