al007
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Posts posted by al007
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20 hours ago, petermik said:
Sorry I cannot help as I,m not dead yet
Can you keep me on your pending list, and when you have gone through the experience let me know ! !! !!! !!!! !!!!!
Happy New Year
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Easy go to money lenders they will help you with alacrity as they will take it when you renege on their extortionate interest rates
I think you will find it almost impossible to refinance with a reputable bank unless you are buying it, and then very difficult, generally only those who do not need to borrow can borrow
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16 yrs running an illegal business in UK
16 years paying no tax in UK
What would you expect, a pat on the back I doubt it, wake up sunshine and get out while you can
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- Popular Post
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This is very simple
What you are doing is illegal, and you are aware of it
You are in a foreign land so you have to expect to live with the consequences
You are not so charitable you are making money
If In your home country and you run a school without the approvals etc, you know you would be shut down
Obvious solution, shut down immediately
Research the situation and try to find a legal way to reopen
At the moment you are free to leave Thailand
Jail time in Thailand is not recommended, breaking the law for 16 continuos years is serious
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5 hours ago, Get Real said:
Solution 1: If you are home when you open your beer you drink it up before you go out, and don´t forget to put the empty bottle in an environment safe place. Don´t litter!
Solution 2: If you buy a beer in another bar, why just not drink it up before you finish and go to the next bar? Here you have the upper advantage and never have do deal with taking good and responsible care of the empty bottles.
Solution 3: If you by any chance don´t understand Solution 1 or Solution 2, please stop drink beer and happily continue with the domestic rice whiskey (Lao Khao)
Seriously! Why would you ask a question like this? Why would anybody want to walk around with a beer bottle drinking outside while walking the streets?Simple answer SERIOUS ALCOHOLIC
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On 12/17/2016 at 4:21 PM, FlorC said:
Now here is a more specific question : Next month I'll be arriving at night at MoChit busstation . I want to stay there 'till the morning busses start driving ... will I get robbed there with my bags ?
What an amazing question two very different answers
Definitely yes , if you appear drunk and do not take good care of your bags and also hide in a quiet badly lit areas, also flash plenty of dollar bills
Definitely no if you behave well stay, in busy areas, have a small chain to go through all the handles of your bags, and generally act responsibly
So it is up to you as is the case on 95% of safety problems; some people just attract problems because of their behaviour, and this is not just in Thailand but in the whole world, London and NewYork as well
The thief and opportunist will choose someone other than the well prepared person, who are easier targets, so you make some of your own luck
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50 minutes ago, puffy said:
There are some parts of Bangyai which is a Redshirt stronghold area and would be dangerous at night. I live near there and although absolutely fine in the day, many of my Thai friends have said it would be dangerous for a foreigner to go out at night there.
Nothing wrong with the redshirts, they are normal people
Danger just the ROADS
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22 hours ago, lopburi3 said:
Huge difference - you always want to pay in local currency. Look up Dynamic currency conversion. When you use that you get a very bad exchange rate here (so local banks make money) and you may still have to pay foreign usage fee to your home country bank making it even worse.
Edit: changed misinformation - sorry - you pay your card in home country money but they pay local change in baht at official exchange rate for card used.
The key is not to accept any payment slip that lists payment in $. They can be very sneaky about this but have no right to change in anything but local currency if that is your choice.
Absolutely correct, it is not the local merchant who makes money on this but the bank
I generally have a dislike of banks, they are never happy
They do not like to lend in the beginning
They do not like if you repay early
tThey do not like if you repay late
They are a little like any bad woman, fortunately today I have a good woman and long may it last
Happy Christmas
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43 minutes ago, iamkanga said:
PLEASE NOTE
I will soon start a thread where people who feel inclined can assist with my mental well being.
BUT UNTIL THEN I HAVE A NAKED MAN IN MY FRONT YARD!
WOW WOW and WOW again, what a lucky man you are, is it making you salivate, you need to restrain yourself, everyone to their own fetiches
Obviously with this thread your boredom threshold is being seriously helped
Maybe you need binoculars so you can describe in greater detail
Keep smiling and remember how lucky you are that this is your worst predicament
Has he been at it today!!
Could be he is looking for a partner like you ! ! if you approach him be careful not to scare him away
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I have just read some of your other posts, because I feel you are in great pain
and quote you
"Thanks but I have zero plans for long term at the moment 6 months is my max and I cant see any situation where I would buy. So I guess my test live is 6 months!"
In your previous thread it was suggested maybe a hotel initially, you chose not to go that route, there you would have had a manager to resolve your problems
You are only staying short term, and say test live, so the test live has fallen below your expectations, but it was a test
May I suggest a little bored, you are very fortunate to be retired so early, find yourself a nice young lady, ( or even a bad young lady!)
You come from Australia I believe where you have some of the most wonderful beaches and ocean , maybe you need to go home, but remember you will take yourself with you
In any case good luck
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Look live and let live, would you be complaining so much if it were a sexy young lady, I doubt it
You are letting this man disturb you unnecessarily, and live rent free inside your head
Treat the whole thing as a joke
In Turkey many gross German women walk around on the beach naked, its awful but we can choose not to go there
You choose to live here and enjoy it I trust, if this is your worst problem be very grateful
You can always move, but then maybe something worse will happen to upset you
Happy Christmas, (Keep your curtains closed !)
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Go to the Bank with the lady, or get a friend Falange obviously to go with her
Ascertain the true facts
Then decide
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3 hours ago, nasa123 said:
If you have all receipts fore paid the rent, then you take these to the Tax Office and then I promise you, you get your money back. Your Landlord shall pay 15% Tax of what you pay in rent and Tax Office comes home to this owner and the owner most pay 15% Tax + 60% penalty tax :). Just a mate off me who had that problem down here in Phuket and he had all the receipts for 4 years back and he got his money the day after Tax office had been and visiting the owner. GO TO TAX OFFICE THEY BE WERY HAPPY.
Better than Shame and Name,
Moral is if you rent,( and I do not), KEEP YOUR BILLS and RECEIPTS, ( always insist on written receipt when paying rent) this will likely guarantee you get your deposit back, PLEASE SPREAD THE MESSAGE
I have not experienced not getting deposits back, but from what I have heard and read it appears to be a big problem in Thailand
It can probably also help if your landlord starts being unreasonable, it is always good to have that hidden ace up your sleeve ! ! ! !
Very cheap insurance
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On 12/4/2016 at 0:58 AM, Elkski said:
I don't have enough experience experience but to say either way. I see both sides. Maybe now is a good time to invest in store front property. Oh wait farang can't do that.
I am constantly asking financial questions of all Thai's I meet.
My phuket lady tells me restaurant owners she knows make 1-2 million a month profit in high season and that's why they can buy property and houses.
She also knows some fruit market ladies and they can make 10-20 k profit a day for high season. This year maybe only 10 k a day. Low season is 2-5 k. My friend has loaned these for folks some $. She told me interest free. We stopped by every day to collect 500 baht and I didn't VC want law trouble from illegal loan sharking
Does not add up
These people make so much money, so you are informed
So why are they borrowing from you/your girlfriend at money lender rates, no sense, none
I wonder is in fact; she in reality borrowing from them, who knows
Beware something smelly !
Good Luck
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On 12/2/2016 at 3:25 PM, phantomfiddler said:
On the other hand consider the businessman who has gone to great expense buying property on a street, only to have a street vendor appear and set up outside his shop and compete with him, facing overheads that are very close to zero ? Not really fair, is it ? Also the street vendors, after being in a location for a period of time, act as if they own their piece of street or sidewalk, often leaving piles of garbage to be cleaned up every day. Two sides to every story.
Obviously some strong views here
Some additional observations
THIS IS THAILAND
Go to many medium sized restaurants and people bring their own booze This is Thailand
Many Thais eat their own food in restaurants and the street vendors sell there This is Thailand
Open a 7/11 store and soon Family Mart or Tesco Lotus opens next door This is Thailand
For the man who has a shop, he knows this is Thailand, and if he is not happy he can go to a shopping mall, This is Thailand
Mini bus and buses generally kill many people each month, the energy to change should be directed to things like this, not persecuting street traders
Thailand is Thailand with many imperfections as we all have
Live and let Live
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Sadly you appear to have been screwed, but remember this is Thailand
So far as I understand the defamation laws here are almost as difficult as the laws preventing comments on the royal family
Be careful as I understand it, even if you tell the full truth, under the defamation laws the person you are naming has the right to bring not only a civil action but also a criminal action against you, and you already know your landlord is not a nice person
I would like to name and shame a hospital for medical malpractice but I believe it is too dangerous, even using internet cafes and VPNs, these defamation laws protect the crooks
Unfortunately you have now moved, and are having difficulty getting your deposit back, something that seems the norm in Thailand
You would have been better to agree the increase, and stay, so as not to loose your deposit and at the end of the term stop paying the rent so as to TAKE your deposit back
I am not a lawyer and only give advice based on my understandings and simple common sense
Move on put this behind you, otherwise you will be beaten up more mentally
Good Luck
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I pay all bills through internet banking with Bangkok bank, can also make one off payments
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ABSOLUTELY of course everyone thinks the foreigner is going to pay
Preferably at the beginning of the meal get out a big wad of 1000 batt notes, let everyone see
OR despatch one of the ladies to the ATM with your card and PIN, and tell her to bring back 20,000batt
Everyone will love you they will order food and waste it and when they go you can be assured they will return for more
What rubbish many will say, well only equal to the original post is the foreigner expected to pay
A fool and his/her money are easily parted and soon become broke
TRY AND LIVE IN THE REAL WORLD
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If this is True SAD SAD very SAD
Most of these people do not make fortunes, they live from day to day
They add color, they add some very good street food
They are doing their best to survive and pay their way
Sending them to the approved markets will be the end of many
I suggest those making these rules in their chaufeured limosines change places for a week, this is just SO SAD
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I love them bought many things, also many refunds, never a problem, living in Issan and paying on delivery is perfect
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I am certain I have the answer, and the parents will be so nice
Just give them an ATM card, it will remove everyones worries on how they are going to extract money from you
I am sure this will work, let me know how you get on and good luck
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4 hours ago, akentryan said:
He is entitled to 50% plus he shares equally in the other 50% with the mother and father. He has two-thirds. That is assuming the land and house is in her name. If it isn't, he has nothing except what they wish to give him. A lot will also depend on who is named the Executor if she actually owns the land and house. The Executor has one year to liquidate the estate. The husband has the option of buying the family out by paying one-third of the FMV of the property. But again he has to have a Thai person to take title - the sister perhaps? The family has the option of doing nothing and waiting him out, Just went through this last year with a wife that was 20 years younger. She died without a will and she was a lawyer. All it takes is one family member "that doesn't want to give up their inheritance" to screw everything up. Count on greed coming into play.
So so, very true, I do trust my wife, (and have moved a lot of assets into her name) but definitely not her family, which is why for me it is imperative she have a will, which was in place before I started moving assets; I am also appointed executor.
We have also discussed when I am gone and she will say I left her badly provided for to keep the family vultures away
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Randell,
Sad to hear your news, must be difficult for you at the moment, I wish you well
An observation, and I am not a lawyer, merely a retired Chartered Accountant from England, I believe under Thai Law you are entitled to at least 50% of your wife estate, if you could sell some of the land you have inherited, it could fund the 800,000 required for retirement visa, or maybe borrow from the sister
The economics of farming rice today do not add up, you are better buying the rice each December from other farmers
To others reading this thread, it is important our wives have wills, my wife today owns more than I do all of which has come from me, and if she dies before me it all comes back to me, and without it I would not have enough to continue a very comfortable life here in Thailand
My wife is 30 yrs younger than me, and over time I have been transferring assets so when I go she will be well provided for and have no hassle, I do also have power of attorney over those assets but in the event of her death that would cease
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Try blowing compressed air through it, put the air into the outlet, has worked for me, a non return valve blocked or stuck maybe
What happens when you die in Thailand?
in General Topics
Posted
Most of my assets are now in my wife's sole name, (in Singapore) although I manage the investments and have power of attorney and control on a day to day basis until dead
My bank accounts, here and UK,(the UK is joint just in case, but could still get frozen until IOM probate granted) she and a friend have access to internet banking, she is already in the list of authorised payees and have been told to empty them IMMEDIATELY
House in my wife's name
Easy NO PROBATE here or in UK
I also have will in Thai and English, in case I have screwed up
And for the Doom and Gloom merchants, I trust and love my wife, maybe not normal here, but good for me
I paid a few years ago for a pillar in the local temple and she will have me burnt there, and has been told to tell everyone I left her very little so as to keep the vultures away
I have also told her I would be happy for her to find a new husband but insist on 100,000 per month contribution so as to keep the free loaders away, if she stays unmarried she is well provided for
Happy New Year, may we all live long and Happy Lives