Joosesis Posted December 26, 2017 Share Posted December 26, 2017 My co-teacher had a pretty serious motorbike accident and was rushed to a Private hospital. Our government school insurance covers government hospitals. However, the Thai teachers are 'looking into' an emergency clause. Presumably there is some amount of coverage as the teacher was not in a capacity to designate to which hospital she was rushed. Does anyone have experience with this? I imagine the school will have more information soon, but I'd like to calm my friend's nerves a bit if I can. Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app Link to comment Share on other sites More sharing options...
jenny2017 Posted December 31, 2017 Share Posted December 31, 2017 It sounds like you've got the Thai Social Security which allows you to chose a government hospital, or two, right in the beginning. The insurance usually pays bills if an accident happens in another province and you've got to see a doctor, or stay in a hospital for whatever reason. ( Usually government hospitals) If I were you, I'd ask a Thai teacher to visit the social security office in person and tell them what has happened. I'm sure that they'll handle that from there. A speedy and fully recovery for your colleague ! Link to comment Share on other sites More sharing options...
jumbo Posted December 31, 2017 Share Posted December 31, 2017 SS also allows you to chose from several private hospitals for example Sikarin and Camillian Hospital in Bangkok and Rajthanee in Ayutthaya and others in other locations. You need to do some research when you get the SS Hospital list handed to you from your employer Link to comment Share on other sites More sharing options...
Joosesis Posted December 31, 2017 Author Share Posted December 31, 2017 Thanks for the help. My question was to ask what happens when you go to a hospital for which you didn't designate. As of now, it looks like my colleague is paying most of the bill. ...but teachers at our school think a small portion will be covered since the patient was incapacitated and couldn't tell first responders of her designation. Luckily, the teacher will eventually make a full recovery. ...and in light of that, bills seem a minor worry.Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app Link to comment Share on other sites More sharing options...
jenny2017 Posted December 31, 2017 Share Posted December 31, 2017 1 minute ago, Joosesis said: Thanks for the help. My question was to ask what happens when you go to a hospital for which you didn't designate. As of now, it looks like my colleague is paying most of the bill. ...but teachers at our school think a small portion will be covered since the patient was incapacitated and couldn't tell first responders of her designation. Luckily, the teacher will eventually make a full recovery. ...and in light of that, bills seem a minor worry. Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app The best place to find an answer is still the SS office in your province. They're usually pretty cool and they might use the daily fee of the government hospital plus used meds, and operations. No matter how long your friend will be hospitalised, it would make sense to think about a change of location and get in touch with the government hospital ASAP. Link to comment Share on other sites More sharing options...
jumbo Posted January 4, 2018 Share Posted January 4, 2018 On 12/31/2017 at 1:55 PM, Joosesis said: Thanks for the help. My question was to ask what happens when you go to a hospital for which you didn't designate. As of now, it looks like my colleague is paying most of the bill. ...but teachers at our school think a small portion will be covered since the patient was incapacitated and couldn't tell first responders of her designation. Luckily, the teacher will eventually make a full recovery. ...and in light of that, bills seem a minor worry. Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app The hospital normally contacts the SS and then they determine who will pay for what In emergencies the SS can pay the full the bill, there is a text on the internet or in hardcopy at HR department that will inform you about this So 'going to' a hospital for which you didn't designate means you could get nothing, it has to be an emergency Link to comment Share on other sites More sharing options...
Joosesis Posted January 4, 2018 Author Share Posted January 4, 2018 The hospital normally contacts the SS and then they determine who will pay for what In emergencies the SS can pay the full the bill, there is a text on the internet or in hardcopy at HR department that will inform you about this So 'going to' a hospital for which you didn't designate means you could get nothing, it has to be an emergencyThanks! I will share with my friend.Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app Link to comment Share on other sites More sharing options...
pearciderman Posted January 5, 2018 Share Posted January 5, 2018 On 1/4/2018 at 11:27 AM, jumbo said: The hospital normally contacts the SS and then they determine who will pay for what In emergencies the SS can pay the full the bill, there is a text on the internet or in hardcopy at HR department that will inform you about this So 'going to' a hospital for which you didn't designate means you could get nothing, it has to be an emergency Totally wrong, please refer to Paras 16 and 17 which explain clearly and correctly what will happen to the OP's friend. Thai SSO Fund Info.pdf Link to comment Share on other sites More sharing options...
Joosesis Posted January 5, 2018 Author Share Posted January 5, 2018 Totally wrong, please refer to Paras 16 and 17 which explain clearly and correctly what will happen to the OP's friend. Thai SSO Fund Info.pdfCan you please share paragraphs 16 and 17 or share a link?Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app Link to comment Share on other sites More sharing options...
jumbo Posted January 5, 2018 Share Posted January 5, 2018 18 minutes ago, pearciderman said: Totally wrong, please refer to Paras 16 and 17 which explain clearly and correctly what will happen to the OP's friend. Thai SSO Fund Info.pdf I think it states what I have mentioned...?? Plus the word 'normally' is what happened in the cases in our company that I have witnessed The hospital (government) contacts the SS and discusses what will be paid by SS and what the patient himself will have to pay Link to comment Share on other sites More sharing options...
pearciderman Posted January 5, 2018 Share Posted January 5, 2018 24 minutes ago, Joosesis said: Can you please share paragraphs 16 and 17 or share a link? Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app Link is at the bottom of my post Link to comment Share on other sites More sharing options...
Joosesis Posted January 5, 2018 Author Share Posted January 5, 2018 Link is at the bottom of my post Thanks. I must have missed that the first time.Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app Link to comment Share on other sites More sharing options...
jenny2017 Posted January 13, 2018 Share Posted January 13, 2018 On 1/5/2018 at 12:52 PM, Joosesis said: Thanks. I must have missed that the first time. Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app How's your friend doing? A speedy recovery and hopefully no surprise in for of a horrendous bill. Link to comment Share on other sites More sharing options...
Joosesis Posted January 13, 2018 Author Share Posted January 13, 2018 How's your friend doing? A speedy recovery and hopefully no surprise in for of a horrendous bill. Thanks for asking! Still healing, but out of the hospital. Won't be back to teach until February. The school says she has exhausted her contracted sick days and are requesting her to come in to clock in....but she's not able to do that yet.As far as I know, she is paying most of the private hospital bill, but they are being flexible with her for now. She had a meeting with the school this werk to talk details, but I didn't hear the outcome. I did forward to her all the info on this thread. I appreciate everyone's input!!Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app Link to comment Share on other sites More sharing options...
jenny2017 Posted January 13, 2018 Share Posted January 13, 2018 7 minutes ago, Joosesis said: Thanks for asking! Still healing, but out of the hospital. Won't be back to teach until February. The school says she has exhausted her contracted sick days and are requesting her to come in to clock in....but she's not able to do that yet. As far as I know, she is paying most of the private hospital bill, but they are being flexible with her for now. She had a meeting with the school this werk to talk details, but I didn't hear the outcome. I did forward to her all the info on this thread. I appreciate everyone's input!! Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app I was in a similar situation many years ago, when a speeding kathoey in a Pick up did a red light and hit me driving my pick up on my way to school. I had been sick for six weeks and I found out that one of my colleagues was trying to get his best mate in. Then you really know who your friends are. Fortunately, if your friend hasn't caused the accident they can't kick her out. Would it have been her own fault, they could. Regards from an unknown guy to your friend and thanks that you're doing so much for a colleague. Link to comment Share on other sites More sharing options...
Joosesis Posted January 13, 2018 Author Share Posted January 13, 2018 I was in a similar situation many years ago, when a speeding kathoey in a Pick up did a red light and hit me driving my pick up on my way to school. I had been sick for six weeks and I found out that one of my colleagues was trying to get his best mate in. Then you really know who your friends are. Fortunately, if your friend hasn't caused the accident they can't kick her out. Would it have been her own fault, they could. Regards from an unknown guy to your friend and thanks that you're doing so much for a colleague. Sorry to hear about your accident. I have heard so many similar stories recently. I guess it's time for me to get that motorbike helmet. I don't drive, just ride on the back. In had resisted getting a helmet because I didn't want to be the one weirdo on the back with a helmet. ....but these accidents are all too common.Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app Link to comment Share on other sites More sharing options...
jenny2017 Posted January 14, 2018 Share Posted January 14, 2018 21 hours ago, Joosesis said: Sorry to hear about your accident. I have heard so many similar stories recently. I guess it's time for me to get that motorbike helmet. I don't drive, just ride on the back. In had resisted getting a helmet because I didn't want to be the one weirdo on the back with a helmet. ....but these accidents are all too common. Sent from my [device_name] using http://Thailand Forum - Thaivisa mobile app Thanks, the accident is already water under the bridge. If I were you, I'd not have a problem what others might think when you're the only one who's wearing a helmet. I've seen accidents where young people have died because they didn't wear a helmet. An accident with 30 km/h can be enough when you hit the road with your head. Link to comment Share on other sites More sharing options...
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