ghworker2010 532 Posted March 17, 2018 Share Posted March 17, 2018 I went to the local market this morning with my wife and MIL. At the markets old khun yai said to my wife in Thai 'that women over there owes me 2000 baht from 2 yrs ago'. So they walked over and confronted her and asked for the money back. Excuses were made and she offered some coins. Then she said she will pay back when retiring. My wife wasn't happy and mentioned something about karma. I suggested that tomorrow my wife should send the women a LINE message with a photo of MIL's bank book stating that she needs to credit the bank account today or next week we will arrive at her work with the police. I know its only 2000 baht but its the principle of the matter. The women works at her husbands village school where he is the director. I think it would be a great losing face exercise and a bit of a laugh. What are your thoughts? In a separate incident... over 12 months ago my wife had a friend of a friend send her a message asking for 5000 baht. She said no. Then 3 weeks ago the same girl asked again and obviously theres no way she would lend it. Another example...some time ago a 'cousin' married to a German living in deutschland asked my wife to pay a few thousand baht into her friends bank account. The cousin didn't pay it back for ages and then negotiated to send my wife herbal tea bags instead. I recently sent a message to this cousin on fbook (without consent from my wife) stating that she is never to ask my wife for money in the future again. She didn't reply to me but complained to my wife saying 'this is thailand, its family' It goes without saying that lending money to anyone in thailand is a bad idea.... Link to post Share on other sites
InMyShadow 1760 Posted March 17, 2018 Share Posted March 17, 2018 Anyone lived here more than 5 mins already knows this. Also anyone living here more than 5 mins knows not to stick their beak into other peoples business. Dumb idea OP to get yourself and your mrs involved Link to post Share on other sites
Rhys 1992 Posted March 17, 2018 Share Posted March 17, 2018 ...and of course to anybody on TV or on line.. Link to post Share on other sites
tropo 8824 Posted March 17, 2018 Share Posted March 17, 2018 6 hours ago, ghworker2010 said: It goes without saying that lending money to anyone in thailand is a bad idea.... Where in the world is lending money a good idea? Nowhere that I know. It's the quickest way to lose friends. If you are indeed "lending" money to family, you are not actually lending money, but giving it. The "lend" word is merely a soft approach to asking for money. Don't confuse the two. It should be pretty obvious that people who need money now are not likely to have extra money in the future to pay you back. If you don't want to see them again, by all means - lend them money. They will avoid you like the plague in the future. Link to post Share on other sites
cornishcarlos 23477 Posted March 17, 2018 Share Posted March 17, 2018 I just lent my mate, in Phuket, 1000 euros the other day !! Wish you had posted sooner, I wouldn't have bothered :) Link to post Share on other sites
cornishcarlos 23477 Posted March 17, 2018 Share Posted March 17, 2018 1 hour ago, tropo said: If you don't want to see them again, by all means - lend them money. Not true, tired that with the MIL but she keeps turning up :) Link to post Share on other sites
tropo 8824 Posted March 17, 2018 Share Posted March 17, 2018 1 hour ago, cornishcarlos said: Not true, tired that with the MIL but she keeps turning up :) LOL> you married her - what did you expect? Link to post Share on other sites
theguyfromanotherforum 6785 Posted March 17, 2018 Share Posted March 17, 2018 2 hours ago, tropo said: Where in the world is lending money a good idea? Nowhere that I know. It's the quickest way to lose friends. If you are indeed "lending" money to family, you are not actually lending money, but giving it. The "lend" word is merely a soft approach to asking for money. Don't confuse the two. It should be pretty obvious that people who need money now are not likely to have extra money in the future to pay you back. If you don't want to see them again, by all means - lend them money. They will avoid you like the plague in the future. When u gonna give me my 4000 baht back? Link to post Share on other sites
BEVUP 1741 Posted March 18, 2018 Share Posted March 18, 2018 2 hours ago, cornishcarlos said: Not true, tired that with the MIL but she keeps turning up :) None of them have any guilt Link to post Share on other sites
jackdd 9319 Posted March 18, 2018 Share Posted March 18, 2018 I also think that you should not lend anybody money... unless it's a good friend where you know 100% that you will get it back, but also then not more than you are willing to lose. A while ago a friend of my GF asked my GF to borrow 5000THB, i told her to not do it, but she didn't want to listen, so she did it. What she didn't tell me at first... her friend pays her 500THB interest per month until the credit is payed back in full. So more than 10% interest per month. In the last few months the friend payed her, let's see if it will continue until it's payed off. But with such an interest rate you probably make money even if sometimes people default the loan. Link to post Share on other sites
alex8912 2579 Posted March 18, 2018 Share Posted March 18, 2018 OP you write about your antics as if you are very immature. Get off face book, get off line, get out of you wife’s and MIL’s petty nonsense and GET a life! Link to post Share on other sites
torrzent 667 Posted March 18, 2018 Share Posted March 18, 2018 6 hours ago, tropo said: Where in the world is lending money a good idea? Nowhere that I know. It's the quickest way to lose friends. If you are indeed "lending" money to family, you are not actually lending money, but giving it. The "lend" word is merely a soft approach to asking for money. Don't confuse the two. It should be pretty obvious that people who need money now are not likely to have extra money in the future to pay you back. If you don't want to see them again, by all means - lend them money. They will avoid you like the plague in the future. Well said...it's global common sense. Neither a borrower or a lender be! Link to post Share on other sites
RichardColeman 30821 Posted March 18, 2018 Share Posted March 18, 2018 I'm always lending money to the Thai wife;s sister or Thai brother in law, but as they pay back within a week with all bank charges I feel OK about it. I think they know that if they screw up, their credit line ends - for good. Link to post Share on other sites
soistalker 1796 Posted March 18, 2018 Share Posted March 18, 2018 If she wants to borrow 1000baht, she can come to my condo at 8pm and get the money at 8 am. Link to post Share on other sites
whaleboneman 2908 Posted March 18, 2018 Share Posted March 18, 2018 6 hours ago, cornishcarlos said: I just lent my mate, in Phuket, 1000 euros the other day !! Wish you had posted sooner, I wouldn't have bothered :) I think I saw him in the bar the other night, cuddling with three girls. Link to post Share on other sites
AlQaholic 2633 Posted March 18, 2018 Share Posted March 18, 2018 Huh? you didn't know? In Thailand, a loan is more like a gift. Nobody ever expects the money to actually be returned. Link to post Share on other sites
cornishcarlos 23477 Posted March 18, 2018 Share Posted March 18, 2018 9 minutes ago, whaleboneman said: I think I saw him in the bar the other night, cuddling with three girls. Money well lent then :) Link to post Share on other sites
torrzent 667 Posted March 18, 2018 Share Posted March 18, 2018 1 hour ago, torrzent said: Well said...it's global common sense. Neither a borrower or a lender be! Let me grammar police my own Shakesperean post! Neither a borrower nor a lender be! Link to post Share on other sites
hobobo 1868 Posted March 18, 2018 Share Posted March 18, 2018 29 minutes ago, soistalker said: If she wants to borrow 1000baht, she can come to my condo at 8pm and get the money at 8 am. My MIL wants your address. Link to post Share on other sites
Bundooman 2274 Posted March 18, 2018 Share Posted March 18, 2018 Neither a lender or a borrower be........................... Link to post Share on other sites
Jingjock 329 Posted March 18, 2018 Share Posted March 18, 2018 6 hours ago, cornishcarlos said: Not true, tired that with the MIL but she keeps turning up :) Brought a chair for the MIL but the wife wont let me plug it in Link to post Share on other sites
tigermoth 607 Posted March 18, 2018 Share Posted March 18, 2018 You are bloody stupid getting involved in someone elses business. Anyone who has lived here for any length of time knows never to expect anyone to repay any money you might have lent them. Link to post Share on other sites
idman 514 Posted March 18, 2018 Share Posted March 18, 2018 Free Life Lesson; Never a borrower nor lender be. You're welcome. Link to post Share on other sites
sanuk711 11346 Posted March 18, 2018 Share Posted March 18, 2018 Does remind me of that old story doing the rounds years back......... A rolls pulls into a lay-by and the driver opens a basket of food, a Tramp shuffles up to his window & taps on it. Push of the button & electric window glides down... Tramp--S'cus me Gov you couldn't spare a shilling for a cup of Tea. My Good man..."Neither a lender or a borrower be" William Shakespeare -The window glides back up. After a minute another tap...down glides the window Tramp--- <deleted> ...... D.H Lawrence Link to post Share on other sites
seancbk 2830 Posted March 18, 2018 Share Posted March 18, 2018 3 hours ago, soistalker said: If she wants to borrow 1000baht, she can come to my condo at 8pm and get the money at 8 am. Without you having any idea what she looks like. Link to post Share on other sites
GreasyFingers 1684 Posted March 18, 2018 Share Posted March 18, 2018 3 hours ago, RichardColeman said: I'm always lending money to the Thai wife;s sister or Thai brother in law, but as they pay back within a week with all bank charges I feel OK about it. I think they know that if they screw up, their credit line ends - for good. Yes I am the same, never had a problem. Lent money to the DIL to buy a motorbike. The money came back as soon as she had it. If you are any judge of character you know who to lend to. I am still waiting on $10000 from a mate at home from 1999 though. Has never attempted to repay it. Link to post Share on other sites
Lacessit 23552 Posted March 18, 2018 Share Posted March 18, 2018 My GF sometimes asks to "borrow" 500 baht. We look at each other and both laugh, because we know the end result. I've loaned small amounts to several people at the condo, most of whom repaid. The only one that didn't knows better than to ask again. I don't trust anyone sufficiently to loan large amounts of money. As another poster has said, it ruins friendships. Link to post Share on other sites
juice777 971 Posted March 18, 2018 Share Posted March 18, 2018 What do they say in Thailand don't lend your friends money or you loose your friend and your money. I lent a ex GF(Filipino not Thai) 3500THB a while back because she got drunk and gambled her wages away and couldn't pay her rent. I was short of cash at the time and couldn't really afford it bit after her begging I finally gave in she promised me a month later. It took me 6 months to get it back with so much shouting at her down the phone and threatening her with all types of things apart from violence there was no way I was letting her getaway with it even if it was only 3500THB. In the end I got it back and we was back on talking terms a few months later she was in hospital and couldn't pay her bill nope sorry no way Darling I don't care if they send you to prison. Sent from my SM-G900F using Tapatalk Link to post Share on other sites
Tofer 1353 Posted March 18, 2018 Share Posted March 18, 2018 I lent 3k to a neighbour for medication for a very obvious condition, never expecting it to be paid back, and hoping never to be asked again. Friends then told us he owed money all over? He paid it back and asked for 5k the next time, it became apparent this chap was quite smart, building up to a considerable sum somewhere in the future, so said no, he doesn't even acknowledge us in the street now. Link to post Share on other sites
Andrew Dwyer 15067 Posted March 18, 2018 Share Posted March 18, 2018 “ Neither a borrower nor a bellender be “. Link to post Share on other sites
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