sumrit 661 #1 Posted January 12 I've posted here because this relates to the new income method for extensions. Has any (retired) person opened a Bangkok Bank Account in Pattaya recently without having a work permit? If so, which branch did you use? I've lived here in Chonburi for fifteen years and have always used the income method for my retirement extensions. I use Transferwise, but my current Thai bank accounts (Krung Thai and Kasikorn) don't show transfers coming from overseas so I want to open a Bangkok Bank Account. I went to two Bangkok bank branches in Chonburi yesterday but both insisted I must have a work permit to open an account. My daughter and I tried to explain I was retired, why I needed to open an account and that, if I was working in Thailand and had a work permit, I wouldn't have to prove my income came from overseas anyway, but they just didn't understand. The second branch then said try Si Racha so I went there, but on my own this time. At Si Racha I showed them my passport and yellow book, then pink ID card and a Thai driving licence. After explaining I am retired so don't have a work permit they wanted to see my non O visa, which is several years old of course. I then showed them two pages of extension stamps to bring it up to date. They'd never seen an extension stamp before so, after twenty minutes on the phone to head office they finally accepted that was all in order. Next, I had to explain why I had a yellow book and pink ID card but they obviously didn't understand the system because they insisted, if I had a yellow book, I must own a condo. When I said no, my wife and I own a house they said my wife must come into the bank with me to confirm who I am and where I live. At this point I know they are just taking the p**s but just said of course she can come in, and she will need to bring her ID card, Tabien Baan, Marriage certificate and proof of where SHE works, along with proof of HER salary. What the H**L has her employment and salary got to do with confirming who I am and where I live, so at this point I did add that every country in the world recognises my passport as my ID. Plus, from the Thai Government, I also have a pink ID card and a Thai Driving Licence as official photo ID, both of which also contain my address. The Government also gave me a yellow Tabien Baan for official proof of my residence, but they also want all this extra info from my wife. What if I wasn't married, where would they get the information then. But they just replied 'that's what we want to see, come back with everything on Monday'. I know that when I go back Monday they'll just want more irrelevant information so I'd prefer to try another branch of the bank and thought maybe there would be one in Pattaya that is more aware of our needs with the change in the income requirement info. Please don't waste time by suggesting the '800k baht in the bank' as an alternative, that's simply not an option. 4 2 Share this post Link to post Share on other sites
ubonjoe 27,645 #2 Posted January 12 Your wife can act as a reference and her house book and ID can prove your residence although the yellow book does the same thing. Best to go to one of the main branches to get the account opened. 2 Share this post Link to post Share on other sites
SooKee 855 #3 Posted January 12 I recently posted a thread under the Business / Banking section about using an income affidavit to open an account with Bangkok Bank account in BKK. Not sure if you have access to one? Bangkok Bank list on their website what is acceptable and there is a section that covers non work permit applications. You could print that off and take it in maybe. Trouble is either way you will need one of the documents they refer to under the part about references. It's mostly about saying you are so you say, referring to your passport and that you live where you say. If it comes to it your embassy will be able to provide such a letter, at a cost of course. I still have my income affidavit which I didn't use yet so decided, with success, to try that. The bigger the branch I've found when opening accounts the more familiar they are with the rules. A few years back I actually called the bank's call centre when I was in the bank and got them to explain that I actually could open an account where Muppet staff member was saying "cannot". Good luck! Posted using Tapatalk 2 Share this post Link to post Share on other sites
Henryford 1,537 #4 Posted January 12 I am going to open a Bangkok Bank account in Pattaya in the next few days. I will let you know how it goes. Share this post Link to post Share on other sites
johnwf1963 31 #5 Posted January 12 (edited) Though I have accounts open already, after reading a few posts on here and Krungsi doing the "Cannot open Thai baht account without work permit" thing, went into the local UOB branch. The UOB staff said it was a standard policy at all their branches now (had mention that someone on here had opened a UOB account in Bangkok), ever so helpful, and not negative at all, just following guidance issued from on high. Bakery next door then opened, so not a wasted trip! So who is it that issued the guidance to the banks I wonder? Edited January 12 by johnwf1963 Share this post Link to post Share on other sites
Pattaya46 1,999 #6 Posted January 12 (edited) 27 minutes ago, sumrit said: I use Transferwise, but my current Thai bank accounts (Krung Thai and Kasikorn) don't show transfers coming from overseas so I want to open a Bangkok Bank Account. Maybe you should not hurry so much and wait a few weeks... Many people currently asking their local bank branch about this problem, and it could be that they soon offer an easy solution to it. Edit: See post for KasikornBank here: https://www.thaivisa.com/forum/topic/1077010-kasikorn-bank-cant-confirm-uk-pension-comes-from-abroad/?page=22&tab=comments#comment-13730235 Edited January 12 by Pattaya46 3 Share this post Link to post Share on other sites
theoldgit 3,736 #7 Posted January 12 This is what Bangkok Bank say are the required documents to open a savings account, on their website, I'm not sure if any Embassies would actually write a letter of reference, certainly the UK Embassy doesn't. https://www.bangkokbank.com/en/Personal/Save-And-Invest/Save/Savings-Account Bankok Bank said: 2. Foreigner without work permit Passport A reference letter issued by one of the following institutes or organizations or required document Embassy located in Thailand An overseas bank where the customer holds an account sent via SWIFT Trusted individuals such as a Bangkok Bank staff member or customer, director of a private company, permanent residence in Thailand, government or private educational institutes located in Thailand trusted by the Bank Trusted companies, e.g., an employment letter from the company if the customer is in the process of applying 2 Share this post Link to post Share on other sites
glegolo 1,864 #8 Posted January 12 Sorry to hear this about Pattaya banks, But guess that this is the price to pay for living in that rat-hole. Here in Chaiyaphum the banks (BKK Bank included) are all only asking for either yellow house book or thai ID-card......... glegolo 2 1 Share this post Link to post Share on other sites
riclag 1,993 #9 Posted January 12 (edited) 25 minutes ago, theoldgit said: This is what Bangkok Bank say are the required documents to open a savings account, on their website, I'm not sure if any Embassies would actually write a letter of reference, certainly the UK Embassy doesn't. https://www.bangkokbank.com/en/Personal/Save-And-Invest/Save/Savings-Account I was blessed to have my GF's relative(Professor), vouch for me ! He had to come along and sign many papers! The GF told me anybody that works in Government, can act as a guarantee Edited January 12 by riclag 1 Share this post Link to post Share on other sites
NanLaew 13,686 #10 Posted January 12 (edited) 15 minutes ago, glegolo said: Here in Chaiyaphum the banks (BKK Bank included) are all only asking for either yellow house book or thai ID-card Just so we can get some sort of perspective on this uniquely farang-tolerant backwater of this blighted realm, exactly how many foreigners in and around Chaiyaphum who have been seeking to open new accounts in their name with the local area banks have had such an overwhelming success and exactly how many of Thailand's banks have branches in Chaiyaphum? Edited January 12 by NanLaew Share this post Link to post Share on other sites
scubascuba3 2,205 #11 Posted January 12 What a palaver to open a savings account. Would make sense if a bank account with overdraft. Its a shame they don't question why they are following a daft procedure 2 Share this post Link to post Share on other sites
SooKee 855 #12 Posted January 12 24 minutes ago, theoldgit said: This is what Bangkok Bank say are the required documents to open a savings account, on their website, I'm not sure if any Embassies would actually write a letter of reference, certainly the UK Embassy doesn't. https://www.bangkokbank.com/en/Personal/Save-And-Invest/Save/Savings-Account What Bangkok Bank refers to as a reference in this instance is basically an Embassy generated proof of address which will indicate your name, passport number and address. The term reference is used somewhat imprecisely on the BKK bank website in this case. I used the income affidavit which in addition to the above also includes your income but no other detail nor a 'reference' as such. The UK Embassy will issue a address confirmation letter. Other folks report having successfully asked at Bangkok Bank to see a copy of what is required for their letters of reference which is as above. 3 Share this post Link to post Share on other sites
sumrit 661 #13 Posted January 12 (edited) 54 minutes ago, Pattaya46 said: Maybe you should not hurry so much and wait a few weeks... Many people currently asking their local bank branch about this problem, and it could be that they soon offer an easy solution to it. Edit: See post for KasikornBank here: https://www.thaivisa.com/forum/topic/1077010-kasikorn-bank-cant-confirm-uk-pension-comes-from-abroad/?page=22&tab=comments#comment-13730235 I understand your logic but can't really wait. I have to renew my extension next month so need to get the necessary bank account up and running for the required twelve months info for the extension next year, Feb 2020. 35 minutes ago, theoldgit said: This is what Bangkok Bank say are the required documents to open a savings account, on their website, I'm not sure if any Embassies would actually write a letter of reference, certainly the UK Embassy doesn't. https://www.bangkokbank.com/en/Personal/Save-And-Invest/Save/Savings-Account Thanks for the bank info. That's typical of the British Embassy.....I am British. 20 minutes ago, glegolo said: Sorry to hear this about Pattaya banks, But guess that this is the price to pay for living in that rat-hole. Here in Chaiyaphum the banks (BKK Bank included) are all only asking for either yellow house book or thai ID-card......... glegolo It's not the Bangkok bank in Pattaya that have been the problem, it's the main branches at both Chonburi and Si Racha. Edited January 12 by sumrit Share this post Link to post Share on other sites
thonglorjimmy 252 #14 Posted January 12 14 minutes ago, riclag said: I was blessed to have my GF's relative(Professor), vouch for me ! He had to come along and sign many papers! The GF told me anybody that works in Government, can act as a guarantee As a matter of interest what are the people who are being asked to write these letters being asked to guarantee? If a person wishes to open a savings account surely they intend to deposit their cash with said bank, so what guarantee should they be providing I wonder? 2 Share this post Link to post Share on other sites
NanLaew 13,686 #15 Posted January 12 2 minutes ago, SooKee said: What Bangkok Bank refers to as a reference in this instance is basically an Embassy generated proof of address which will indicate your name, passport number and address. The term reference is used somewhat imprecisely on the BKK bank website in this case. I used the income affidavit which in addition to the above also includes your income but no other detail nor a 'reference' as such. The UK Embassy will issue a address confirmation letter. Other folks report having successfully asked at Bangkok Bank to see a copy of what is required for their letters of reference which is as above. Sanity at last. Thanks for that clarification of what I have read on another forum as being accepted as the requested 'embassy letter'. The OP should secure this affirmation of identity and Thai domicile (home address) from his embassy then take it along with his passport, Thai issued ID and DL to the main branch of Bangkok Bank on Second Road @ Soi 6. I have also read that the Bangkok Bank branch inside Central Festival on Beach Road has also been amenable to opening an account without too much of a palaver. In common with dealing with banks anywhere, including ones home country, best to avoid peak times such as Monday morning, Friday afternoon and lunch times early in the week when a lot of locals are doing bank business during their lunch hour(s). 4 Share this post Link to post Share on other sites