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BANGKOK 23 April 2019 19:42
ghworker2010

What banks can I open an account at without a WP?

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Would the answer to my question depend on the city? i.e. maybe pattaya is more farang friendly?

 

I have KTB but applied for this when I had a WP a few yrs ago

 

thanks for any info on this

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9 minutes ago, ghworker2010 said:

thanks for any info on this

what sort of "visa" do you have?

 

remember you are opening a saving account, not a checking account.

 

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Posted (edited)

I opened a savings account at the Bangkok Bank on a tourist visa.

 

Edit

https://www.bangkokbank.com/en/Personal/Save-And-Invest/Save/FCD-Account-for-Non-residents

  • Foreigners without a work permit

Passport and one of the following documents:

A reference letter issued by one of the following institutes or organizations

  • Embassy or international organization
  • International institution, e.g. pension certificate issued by overseas organization
  • An overseas bank where the customer holds an account sent via SWIFT
  • Trusted individuals such as a Bangkok Bank staff member or customer, government officer, director of a private company, government or private educational institutes located in Thailand trusted by the Bank
  • Trusted companies, e.g., an employment letter from the company if the customer is in the process of applying for a work permit.
Edited by ravip
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Posted (edited)
20 minutes ago, ghworker2010 said:

i.e. maybe pattaya is more farang friendly?

Compared to "in the sticks", yes.

But even there look for main branches not some shopping center micro branch.

If you don't have a WP you need another document to proof your place of residence.

What banks acknowledge can differ.

Of course you can also find recommendations for Bangkok in other threads.

Seems the bank centrals are best spot (Silom rd. etc.).

 

9 minutes ago, ravip said:

I opened a savings account at the Bangkok Bank on a tourist visa.

Can you tell where?

It seems you were lucky to find a branch that knows Bangkok Bank's own rules.

On their website they indeed say that you can get a savings account as a non resident (without Non O, extension or similar).

My Kasikorn savings account on 30 day stamp and hotel business card is from 2009. Kasikorn at Pattaya Royal Garden. Can't tell whether it is still that easy,

Edited by KhunBENQ

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1 minute ago, KhunBENQ said:

In general yes.

But even there look for main branches not some shopping center micro branch.

If you don't have a WP you need another document to proof your place of residence.

What banks acknowledge can differ.

Of course you can also find recommendations for Bangkok in other threads.

Seems the bank centrals are best spot (Silom rd. etc.).

 

Can you tell where?

It seems you were lucky to find a branch that knows Bangkok Bank's own rules.

On their website they indeed say that you can get a savings account as a non resident (without Non O, extension or similar).

My Kasikorn savings account on 30 day stamp is from 2009. Kasikorn at Pattaya Royal Garden. Can't tell whether it is still that easy,

At the Don Mueang International Airport branch. A Thai government employee 'introduced' me.

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Just now, ravip said:

A Thai government employee 'introduced' me.

If the OP has a KTB account already this might be good enough as a "reference".

I don't know from experience what this reference/recommendation thing is about.

Was never confronted with. I have opened my other accounts after 2011 with wife in company.

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2 minutes ago, KhunBENQ said:

If the OP has a KTB account already this might be good enough as a "reference".

I don't know from experience what this reference/recommendation thing is about.

Was never confronted with. I have opened my other accounts after 2011 with wife in company.

I opened it in 2016 and it was my GF who was the referee.

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I have a yellow book (house registration) and a pink card for farang. forgot to mention this. Maybe it can help me?

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2 weeks ago I took my Yellow Book and ID card to Thai Farmers Bank in Phimai.  I have a 12 month multiple entry O visa and a marriage extention.  I was asked for my work permit. I explained that I worked as a consultant in other countries.  I was told I need a work permit or a retirement visa to open a bank.  I spoke with head office and the customer service guy was understanding and helpful. He spoke to the deputry branch manager several times however was unable to convince her that she should open an account. My wife and 2 sons have accounts at the branch which was behind my choice of the bank.  According to the customer service hot line each branch makes its own decision about how it chooses to follow the bank policies. BTW the web site states that proof of your registered address is required and a passport or ID is required to open the account.  Anyway I walked to Bangkok Bank and walked out 20 minutes later with an ATM card and passbook.  All's well that ends well.

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To the OP: Giving your location might elicit replies from those with local knowledge. Start with the nearest location of KTB, because you have an account there now.  They might think "If he is good enough for branch "xxx", maybe he is good enough for us."

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Posted (edited)

I have accounts in 3 different banks (and had one in another but closed it). I have never had a WP.

Edited by dotpoom

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The yellow book is your proof of address and residence. In the bank papers you are resident now. That should be enough to open savings account in all of the banks. Except maybe not in KTB, SCB still required my wife as the recommender, ridiculously. The reason bank staff keeps saying WP is that it was all the training thought them to say and is completely wrong. Very small branches don't have managers to authorize accounts for foreigners. I would recommend international banks UOB min deposit 50k or Citib min deposit 1 mil thb. these offer better service and better deals for insurance etc

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As others have said, Go bank to bank, branch to branch until you find one that will open an account, Banks close to the local immigration office probably more familiar and more likely to open accounts.

Take a Thai account holder with you for introduction. Take the information from the banks website that says you can open an account.

Buying insurance can often work, banks sell accident insurance (to account holders) and staff get commission, accounts can get magically opened.

If you present yellow book and pink ID, your name is in Thai script on both, so the account name will be in Thai script and usually passport not able to operate that account as passport has name in English, and vica versa, pink ID cant usually operate an English name account.

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Bangkok Bank for me. I opened an account at Nana branch six years ago on a tourist visa without any problems.

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A bank account can be obtained for a fee by going to a visa agency, concierge service, or law firm that advertises the service.

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