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BANGKOK 23 April 2019 15:18
alexlm

Is my Kasikorn bank account still open since I left the country for almost 2 years with my Wife to France?

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Hello

 

I left Thailand in March 2018 with an active Kasikorn "normal" bank account.

 

When we will be back to Thailand after 18 months, will the account still be open and usable?

 

Thanks

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Usually if there's no activity for one year, which means there haven't been any transactions, they will designate it as an inactive account and freeze it. They will send you a letter confirming this. To make it active again you have to go to the bank. I had an account a while back that was inactive but I couldn't even activate it again through the online banking app by trying to make a transaction. I had to go to the branch with my bank book and passport.

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after a year, my bank started deducting 50 per month..until zero...there was only a few hundred in it...account was reusable, though...lost about 400 thb i recall...maybe my biggest banking error here in years..but then it was tough to get online banking on a TV

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Yes, it depends if there was a balance or not.

 

Banks charge the annual fee here. If the account reached zero then it is most likely closed.

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I had a Bangkok bank account for 6 years, 2016 left Thailand for a 2 year stint in Australia, thanks Centrelink, returned last year expected the atm card to be canned, and a visit to the bank.. but no problem card worked fine

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All you need to do is go on the Internet.I didn’t use my account for 5 years.All was good

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IT depands on the amount you leave in the account. if it more than the min, amount

than there is no fee, and the account will be active even if you come back after 20 years.

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Just out of interest.... why not ask Kasikorn bank ?  But, I wouldn't mention that you went to France with your wife. That could be the deal breaker.

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15 minutes ago, malt25 said:

Just out of interest.... why not ask Kasikorn bank ?  But, I wouldn't mention that you went to France with your wife. That could be the deal breaker.

Why's that?

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7 minutes ago, scorecard said:

Why's that?

Scorecard, mate, buddy !  After 17,000 posts you are asking. thought by now you would have been able to work it out.

1. Kasikorn might have slightly better info on the subject than here.

2. Sarcasm. Sorry, it's part of my DNA, I can't help. Why mention that you went to France with your wife ? What relevance to the question ? 

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1 minute ago, malt25 said:

Scorecard, mate, buddy !  After 17,000 posts you are asking. thought by now you would have been able to work it out.

1. Kasikorn might have slightly better info on the subject than here.

2. Sarcasm. Sorry, it's part of my DNA, I can't help. Why mention that you went to France with your wife ? What relevance to the question ? 

Sarcasm doesn't work well unless it's obvious, yours wasn't.

 

Your reply was just irrelevant and untrue not sarcastic 

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after an account is inactive for a year and has less than 2,000 baht balance they will start deducting 50 baht/month until the balance is zero.  I had such an account and later decided to see if I could use it again.  They said no problem.

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See below from Kbank website....and once reaching zero balance due to the monthly maintenance fee drawing the balance down to zero then the account will be closed.  This is the typical policy at all/most Thai banks. 

 

The key is if you know you are not going to be accessing the account for an extended period like over one year....that is, "user-initiated" activity such as a deposit, withdrawal, or transfer...is to leave at least Bt2K in the account.   And don't forget to take into account fees such as an annual debit card fee, monthly SMS fee, etc., that may draw down the account to below Bt2K.  Those are "bank-initiated" account activity like periodic interest payments which do not count as "user-initiated" activity.

image.png.f6cf103c77ecee759ad2af40c1849e98.png

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You have Thai wife and You post a question on ThaiVisa. 

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