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Health insurance mandatory for long-stay foreigners in Thailand

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400000 is not exactly a high cover , highly unlikely will cost a fortune , even less if you chose a deductible.

 

for all those worried, maybe even look at accident insurance as payout amount required is very low.

 

my full health insurance cover has a payout of 50 or so million with premium of 55000 baht.

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12 minutes ago, dhind1 said:

I see no issue in having insurance to cover medical inpatient. Unfortunately, I do have an issue with the 40k outpatient. As has been noted - that will be expensive. I will have to check into how much this will be, but I assume it will add 30% or more to my premium.

 


I have health insurance from Bangkok Bank. It seems they noticed that I wasn't using the "outpatient" service very often (as I usually just pay cash for the once or twice a year I might actually go to the hospital).

They recommended I switch my Plan to the "B" option, same inpatient coverage, reduced outpatient coverage and 9,000 per year cheaper. Now I pay about 21,000 a year and I sure don't use 9,000 in outpatient service a year. Probably haven't used that much in 5 years total.

 

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35 minutes ago, justin case said:

so dumb f. tourists with half a brain come here with no insurance, rent a bike, get into an accident ... and it is the long stay people that will have to be forced into this crap ?

 

new government has shares in insurance companies ?

 

what the hell is the  400.000 / 800.000 baht for ?????

Have NEVER travelled without insurance,(limited term) however getting long term overseas policy over 65 years of age is expensive even without any pre-existing conditions

Australia does not have a reciprocal health insurance (Medicare) with Thailand

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I see no issue in having insurance to cover medical inpatient. Unfortunately, I do have an issue with the 40k outpatient. As has been noted - that will be expensive. I will have to check into how much this will be, but I assume it will add 30% or more to my premium.
 
I have Pacific Cross which is 1.2 million cover but only has 10,000 OPD so have asked how much extra will it cost to increase OPD to 40,000bht if it's to expensive guess I will be leaving!!

Sent from my SM-G610F using Thailand Forum - Thaivisa mobile app

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I am actually surprised it has taken the government so long to demand that farang have insurance.

Wonder what will happen to those married with children, can they join the national scheme??

 

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