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Health insurance mandatory for long-stay foreigners in Thailand

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33 minutes ago, Tingtau said:

Can anyone tell me just exactly what is a NON (O-A) visa.  I am on a Marriage Visa and will be renewing very soon......does anyone know if a NON (O-A) visa includes a Marriage Visa? 

This new rule does NOT apply for Non O based on Marriage or Extension of stay based on marriage. Its for Non O-A visa,

 

 

 

Non-Immigrant Visa  “O-A” (Long Stay)

 

This type of visa may be issued to applicants aged 50 years and over who wish to stay in  Thailand for a period of not exceeding 1 year without the intention of working. 

 

Holder of this type of visa is allowed to stay in Thailand for 1 year.  Employment of any kind is strictly prohibited.

 

1. Eligibility

            1.1 Applicant must be aged 50 years and over (on the day of submitting application).

            1.2 Applicant not prohibited from entering the Kingdom as provided by the Immigration Act B.E. 2522 (1979).

            1.3 Having no criminal record in Thailand and the country of the applicant’s nationality or residence.

            1.4 Having the nationality of or permanent residence in the country where application is submitted.

            1.5 Not having prohibitive diseases ( Leprosy, Tuberculosis, drug addiction, Elephantiasis, third phase of Syphilis) as indicated in the Ministerial Regulation No. 14  B.E. 2535.

             1.6 Employment in Thailand is prohibited.

 

2. Required Documents

- Passport with validity of not less than 18 months.

- 3 copies of completed visa application forms.

- 3 passport-sized photos (4 x 6 cm) of the applicant taken within the past six

months.

- A personal data form.

- A copy of bank statement showing a deposit of the amount equal to and not less than 800,000 Baht or an income certificate (an original copy) with a monthly income of not less than 65,000 Baht, or a deposit account plus a monthly income totalling not less than 800,000 Baht.

- In the case of submitting a bank statement, a letter of guarantee from the bank (an original copy) is required.

- A letter of verification issued from the country of his or her nationality or residence stating that the applicant has no criminal record (verification shall be valid for not more than three months and should be notarised by notary organs or the applicant’s diplomatic or consular mission).

- A medical certificate issued from the country where the application is submitted, showing no prohibitive diseases as indicated in the Ministerial Regulation No.14 (B.E. 2535) (certificate shall be valid for not more than three months and should be notarised by notary organs or the applicant’s diplomatic or consular mission).

- In the case where the accompanying spouse is not eligible to apply for  the Category ‘O-A’ (Long Stay) visa, he or she will be considered for temporary stay under Category ‘O’ visa.  A marriage certificate must be provided as evidence and should be notarised by notary organs or by the applicant’s diplomatic or consular mission.

 

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1 hour ago, taipan1949 said:

BUPA Thailand told me that because I was hypertensive but maintained by a few little pills every day I had to sign a waiver stating that if I incurred any health problems due to it then I would not be covered. After a few years my rate was getting ridiculous and I also did not trust them as just about anything can be related to high blood pressure so I quit them.

 

Of course you have to be truthful on any insurance application, if not then you are throwing your money down the toilet as the cover would be void. However I assume they have no access to your overseas medical record, so in that scenario unless you were diagnosed in Thailand how would they know ?

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1 minute ago, nightfox said:

This new rule does NOT apply for Non O based on Marriage or Extension of stay based on marriage. Its for Non O-A visa,

Thats how I understand it , new OA is pretty clear but it will probably come down to what they mean by renew/renewal, I take it as permission to stay based on the OA, others see it as meaning all extensions and all visa's. 

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16 minutes ago, sqwakvfr said:

“The Devil is always in the details”.

I see two issues with the program:

1.  Hypothetically speaking a 50+ person goes to a Thai Embassy/Consulate to apply for the Non Imm O-A in the future.  This person is fully qualified and is told he must purchase Health Insurance.  Therefore, if he purchases Health Insurance then the application is guaranteed to be approved?  I doubt any Embassy/Consulate can much such an assurance.  

2. Hypothetically speaking the same person applies for the Non Imm O-A but does not intend to depart for Thailand for several months.  Does this mean this person must also purchase Thai Health Insurance even though he will not be in the country for months.  

 

I have checked the Los Angeles Thai Consulate website and so far no mention of this new law.  I will probably go to the same Consulate to apply for another Non Imm O-A sometime next year and I will see if any new requirements are implemented.  

Another interesting point would be, and this would depend on the laws of the country you usually reside in, i.e. what would you take your insurance out as, e.g. a resident (at the time) or a non-resident (after 6 months), technically speaking when you take out insurance they would ask, are you a resident or a non-resident and could put you in trouble when making a claim, i.e. assuming you put yourself down as a non-resident (which doesn't take place until after 183 days out of the country), or a resident, however you are no longer a resident when out of the country for 183 days (technically speaking), if you see my point ?

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19 minutes ago, Tuvoc said:

 

It makes zero sense to require it for one year for the initial application, and then to say that you don't need it after that. Commons sense applies I think.

So if we have been here many years ,but cannot get medical insurance ,will we be told to leave ?

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2 minutes ago, bert bloggs said:

So if we have been here many years ,but cannot get medical insurance ,will we be told to leave ?

 

Unfortunately that appears to be what they are saying - if you don't have insurance for your extension then you won't get that extension and then be in the country illegally. Draconian. But I think it is all speculation at the moment until we know exactly what they mean.

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1 minute ago, Tuvoc said:

 

Unfortunately that appears to be what they are saying - if you don't have insurance for your extension then you won't get that extension and then be in the country illegally. Draconian. But I think it is all speculation at the moment until we know exactly what they mean.

So thats my wife of 20 years ,gone my home gone ,everything gone ,just dozens maybe hundreds of us turning up in the UK .

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5 minutes ago, bert bloggs said:

So if we have been here many years ,but cannot get medical insurance ,will we be told to leave ?

And If We Are,That'll leave an awful LOT Of Farang / Thai Marriages Up Sh*t Creek without a Paddle "

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1 minute ago, bert bloggs said:

So thats my wife of 20 years ,gone my home gone ,everything gone ,just dozens maybe hundreds of us turning up in the UK .

Yep, My Thoughts Entirely !!! BTW,We've been Married for 26 Years,3 Months & 12 Days.....NOT that I'm Counting Mind !!

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1 minute ago, Nong Khai Man said:

And If We Are,That'll leave an awful LOT Of Farang / Thai Marriages Up Sh*t Creek without a Paddle "

Yes, very sad. But if you have heaps of money, there will be some company able to offer coverage. Decision time for many. Maybe an extra job to cover the costs - there must be some jobs available to older gents resident in Thailand. BUT - does that also contravene the visa under which people are there ?? Wow complex.

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1 hour ago, hashmodha said:

I think we all start a petition ......fast to reverse this....I am not able to....can anyone put it up on change.org.....and we all sign...

good idea but where will it get you?? and any others?......

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1 minute ago, Melbun said:

Yes, very sad. But if you have heaps of money, there will be some company able to offer coverage. Decision time for many. Maybe an extra job to cover the costs - there must be some jobs available to older gents resident in Thailand. BUT - does that also contravene the visa under which people are there ?? Wow complex.

Just an idea. Maybe once a year gents can fly home , do some work to finance the yearly insurance premium. Would that work ??

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On 5/14/2019 at 6:32 AM, alfalfa19 said:

does medicare parts a and b work in thailand, does anyone know?

No. Valid only in the USA, and does not include the rest of North America (Canada and Mexico).

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