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Health insurance mandatory for long-stay foreigners in Thailand

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16 minutes ago, Deerculler said:

Like most here I am s little confused.
I have been here for nine years.

I am on the O-A extension. The said extension due again next August 27.

Is the insurance required for the extension?


Sent from my iPhone using Thaivisa Connect

You are not on a O-A extension.

An O-A Visa cannot be extended.

Your are on an extension from an entry of an O-A Visa.

No difference to that of an extension from an entry on an O Visa.

 

You would only require the medical Insurance if applying for a new Non O-A Visa, which can only be applied for in a Country where you have citizenship, or permanent residency.

An extension grants you nothing more than a temporary permission of stay for 1 year.

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54 minutes ago, Tanoshi said:

You are not on a O-A extension.

An O-A Visa cannot be extended.

Your are on an extension from an entry of an O-A Visa.

No difference to that of an extension from an entry on an O Visa.

 

You would only require the medical Insurance if applying for a new Non O-A Visa, which can only be applied for in a Country where you have citizenship, or permanent residency.

An extension grants you nothing more than a temporary permission of stay for 1 year.

But you're wrong. The foreign ministry has said the rule will apply to RENEWALS of O-A visas as well. If you think you actually know what they mean by renewals, then you're smarter than me. It's all speculation at this point. Let's not pretend otherwise. 

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Who knows right
 
Truth is as always the govt makes new rules & Immigration will be confused/uninformed as to how to implement but............
 
From what I am reading I think the new insurance for Non Imm OA Visa obtained outside Thailand at your home country consulates yes will need insurance
to complete
 
But any long stay extension done inside Thailand will have the new 800k for X amount of months?  & 400k remainder months?
That basically is the insurance requirement covered by the 400k....probably easier than trying to suss who has what policy etc.
 
So if your doing your extension inside Thailand & are following the seasoned money in bank rules you will not need the insurance since your 400k
is showing a form of locked in self insured?
 
But as usual like I said Who knows right? That is my guess & how I have read it so far
How each Imm office will interpret it is anyone's guess
But you cannot spend the 400k ,if you do you lose your visa,is that not right?

Sent from my SM-A720F using Thailand Forum - Thaivisa mobile app

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17 hours ago, nongsung said:

/snip

 

I asked him about his experience with farang/aliens that skipped paying their bills and he said that, to his knowledge, that had never happened in the three government hospitals he worked.

We like farangs, they are good for the hospital because they bring in some cash. They are knowledgeable, you can discuss

treatment with them and most of the time they agree with a treatment if you explain things to them. Of course we are way cheaper than private hospitals but sometimes I feel that even in our hospital a certain treatment is expensive.

It’s never a problem with farangs, they want the best and we give them the best we can give them. We charge according to the standard prices in our computer and payment has never been a problem.

 

We do however have payment problems with a specific group of foreigners... people from Laos. They are known for sneaking out without payment. We try to prevent that but it’s kind of difficult.

 

Just my (or his) two Satang.

This lengthy topic from 2016 has details of outstanding debts, as claimed by some hospitals. Vachira Hospital in Phuket and Banglamung Hospital in Pattaya gets a mention. ScandAsia are noted as the source of the information, who also highlight the amounts unpaid by Scandinavians. Unlikely to be limited to just these two......

 

https://forum.thaivisa.com/topic/900767-uninsured-foreigners-burdens-thai-public-hospitals/#comments

 

 

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20 hours ago, TallGuyJohninBKK said:

 

I don't understand your comment at all. The announcement yesterday did actually say that they would accept either Thai-issued policies or those from abroad, as long as they had the required minimum 400K/40K coverage...

 

That's a distinct difference from the O-X visa health insurance requirement, where only policies issued by the half dozen or so Thai insurers on the government's Long Stay website will be accepted.

 

they actually said the equivalent of "may be considered" rather than "would accept". 

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Posted (edited)
7 minutes ago, fletchsmile said:

they actually said the equivalent of "may be considered" rather than "would accept". 

 

From the OP article in this thread....

 

Quote

Foreigners can buy valid health insurance from longstay.tgia.org or if they wish to use health insurance that they bought overseas, they must ensure that the coverage amount is no less than what is required by the rule.

 

And the subsequent article talking about July being the implementation date had the following:

 

Quote

Meanwhile, the Public Health Ministry has suggested that visa applicants purchase health insurance from one of the companies listed on www.longstay.tgia.org. The ministry has also told relevant agencies to plan how health insurance policies bought overseas will be verified. 

 

Edited by TallGuyJohninBKK

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Yes those are true. Bearing in mind though: That's all in English, and just a quote of somebody speaking in a newspaper interview. So a couple of steps even further away from being anything official.

 

The most official text I've seen so far was in Thai from the Ministry of Health on their website, which said (translated) "may be considered"

 

......

 

plus even the full quote in OP article also said they were going to discuss with authorities how to check it. If someone anywhere in the chain decides they can't reasonably check it, or it fails the check for whatever reason (eg immigration officer throwing in their 2 cents interpretation) that will also be an issue.

 

So another maybe to add to the list. I wouldn't like to count my chickens just yet though, and wouldn't rush into buying anything based on all this confusion 😉

 

Quote

Foreigners can buy valid health insurance from longstay.tgia.org or if they wish to use health insurance that they bought overseas, they must ensure that the coverage amount is no less than what is required by the rule. “We are going to discuss with relevant authorities on to how to check the validity of health insurance bought from overseas,” Nattawuth said. 

the cynic in me also sees the following scenario: yes you can buy it; yes you wish to use it; yes you must ensure coverage is at least as high; but no Immigration don't want to accept it 🤣

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5 minutes ago, fletchsmile said:

 

the cynic in me also sees the following scenario: yes you can buy it; yes you wish to use it; yes you must ensure coverage is at least as high; but no Immigration don't want to accept it 🤣

 

It's probably not wise to assume anything until the actual rules and policies are issued.... as opposed to the conceptual approval from Cabinet.

 

For right now, we can only go on what we have seen and read....

 

 

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On 5/14/2019 at 4:05 AM, Thaiwrath said:

I am sure, with the proficiency of English within the Thai immigration, this should not pose any problems ! 😂 😂 😂

If they can't check the validity of pension funds. How are they going to check the validity of health insurance? Confirming my pensions is a whole lot easier than checking the validity of a health insurance plane. My pension paperwork is only two pages. Or one if you print front and back. 

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Posted (edited)
12 hours ago, ivor bigun said:

But you cannot spend the 400k ,if you do you lose your visa,is that not right?

Sent from my SM-A720F using Thailand Forum - Thaivisa mobile app
 

Yes that seems to be the rule right now....Which if the intent is self insured savings then I guess it is valid

 

Then if used for medical emergency perhaps it would be allowed if 400k replenished after & visa stays intact?

Or is it just a type of guarantee for unpaid hospital bills?

 

Once again with Imm who knows...they make rules that even the various immigration offices all interpret

as they see fit.

Edited by mania

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On 5/15/2019 at 1:08 PM, Jingthing said:

So which is it? O-A visas only or also extension of O and O-A?

 

 

 

First 15 seconds this guy mentions that extensions of stay are included?

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