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BANGKOK 16 June 2019 14:24
webfact

Health insurance mandatory for long-stay foreigners in Thailand

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On 5/14/2019 at 4:24 AM, gunderhill said:

Next people  will  buy coverage for the  amount specified and to reduce premiums to as  small as  possible get a massive excess smacked on it.

Be prepared for the longest ever tv  thread!

Been in Thailand for over 11 years 2 years ago changed fro non o to retirement visa I AM 73 years old & find it near impossible to get medical insurance, as are many of My mates on long stay visas  

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Posted (edited)
39 minutes ago, bobinkolat said:

Been in Thailand for over 11 years 2 years ago changed fro non o to retirement visa I AM 73 years old & find it near impossible to get medical insurance, as are many of My mates on long stay visas  

Don't worry, the wunnerful Thai administrators will think of a way.

 

If it is mandatory for, say, a 90-year-old living 'permanently' in Thailand to have health insurance (as it should be), it will be mandatory for Thai insurance companies - or at least those who wish to partake of the profits - to offer cover. The question will be, as always: What's the cover & what's the cost? It would be nice to think that competition between insurance providers might be helpful to customers ...

Edited by mfd101

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12 hours ago, Olmate said:

Suppose it is? And it wouldn’t be Thai price!

Suppose your right.

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12 minutes ago, gmac said:

Interestingly I went to renew my health policy through AA insurance on the day all this broke on Tuesday and was told I needed to change policies as mine didn't have OPD cover.  Having read through this thread and having a non-O retirement extension I returned yesterday intending to tell them that I would continue my current policy as I did not believe this change affected me at this time (maybe later but not now).

 

Before I could say a word they asked all about my visa extension whether it was O or O-A and did I have 800k deposited and confirmed to that the new requirements indeed did not affect me so I could carry on with my old policy as before.

If it plays out that Non-O extensions do not have to get insurance, and Non O-A do, that will certainly be an interesting twist. If I had of come to Thailand on a tourist visa and then switched to Non O and then obtained an extension I would not need to buy insurance. However, came to Thailand on a Non O-A and now would be required.

 

As always we'll have to wait until the last minute to know the details and then how each office will react to the changes.

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Like most here I am s little confused.
I have been here for nine years.

I am on the O-A extension. The said extension due again next August 27.

Is the insurance required for the extension?


Sent from my iPhone using Thaivisa Connect

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16 minutes ago, Deerculler said:

Like most here I am s little confused.
I have been here for nine years.

I am on the O-A extension. The said extension due again next August 27.

Is the insurance required for the extension?


Sent from my iPhone using Thaivisa Connect

You are not on a O-A extension.

An O-A Visa cannot be extended.

Your are on an extension from an entry of an O-A Visa.

No difference to that of an extension from an entry on an O Visa.

 

You would only require the medical Insurance if applying for a new Non O-A Visa, which can only be applied for in a Country where you have citizenship, or permanent residency.

An extension grants you nothing more than a temporary permission of stay for 1 year.

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54 minutes ago, Tanoshi said:

You are not on a O-A extension.

An O-A Visa cannot be extended.

Your are on an extension from an entry of an O-A Visa.

No difference to that of an extension from an entry on an O Visa.

 

You would only require the medical Insurance if applying for a new Non O-A Visa, which can only be applied for in a Country where you have citizenship, or permanent residency.

An extension grants you nothing more than a temporary permission of stay for 1 year.

But you're wrong. The foreign ministry has said the rule will apply to RENEWALS of O-A visas as well. If you think you actually know what they mean by renewals, then you're smarter than me. It's all speculation at this point. Let's not pretend otherwise. 

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Who knows right
 
Truth is as always the govt makes new rules & Immigration will be confused/uninformed as to how to implement but............
 
From what I am reading I think the new insurance for Non Imm OA Visa obtained outside Thailand at your home country consulates yes will need insurance
to complete
 
But any long stay extension done inside Thailand will have the new 800k for X amount of months?  & 400k remainder months?
That basically is the insurance requirement covered by the 400k....probably easier than trying to suss who has what policy etc.
 
So if your doing your extension inside Thailand & are following the seasoned money in bank rules you will not need the insurance since your 400k
is showing a form of locked in self insured?
 
But as usual like I said Who knows right? That is my guess & how I have read it so far
How each Imm office will interpret it is anyone's guess
But you cannot spend the 400k ,if you do you lose your visa,is that not right?

Sent from my SM-A720F using Thailand Forum - Thaivisa mobile app

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17 hours ago, nongsung said:

/snip

 

I asked him about his experience with farang/aliens that skipped paying their bills and he said that, to his knowledge, that had never happened in the three government hospitals he worked.

We like farangs, they are good for the hospital because they bring in some cash. They are knowledgeable, you can discuss

treatment with them and most of the time they agree with a treatment if you explain things to them. Of course we are way cheaper than private hospitals but sometimes I feel that even in our hospital a certain treatment is expensive.

It’s never a problem with farangs, they want the best and we give them the best we can give them. We charge according to the standard prices in our computer and payment has never been a problem.

 

We do however have payment problems with a specific group of foreigners... people from Laos. They are known for sneaking out without payment. We try to prevent that but it’s kind of difficult.

 

Just my (or his) two Satang.

This lengthy topic from 2016 has details of outstanding debts, as claimed by some hospitals. Vachira Hospital in Phuket and Banglamung Hospital in Pattaya gets a mention. ScandAsia are noted as the source of the information, who also highlight the amounts unpaid by Scandinavians. Unlikely to be limited to just these two......

 

https://forum.thaivisa.com/topic/900767-uninsured-foreigners-burdens-thai-public-hospitals/#comments

 

 

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