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BANGKOK 19 July 2019 23:49
webfact

Mandatory health insurance for foreigners aged over 50 in Thailand - why it may not affect you

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Posted (edited)
4 hours ago, totally thaied up said:

I said yesterday not to get your knickers in a twist as is was just going to be phased in for O-A Visa holders. These visa holders are not tying dollars up in a Thai bank and hence are being penalized for not having and extension. If it was going to be phased into extensions, most of the expat population would be wiped out in a year or two and personally, I do think that would not happen unless the Government was really serious in shaking us out.

I hope you're right. I spend 6-months in Thailand and have an O-A visa that I get every two years. No fixed amount of money to bring into Thailand every month or tie up huge chunk of money in a Thai bank. If I am forced to buy useless insurance, I will change to extension inside Thailand. After paying an agent, it will be still cheaper. I already have my ACA (Obama care) insurance not sure if they will take it or not. It has a huge deductible - 10,000USD but reimbursable throughout the World after out of pocket $10,000 USD. So basically I have self-insured myself up to $10,000 USD. I put 10,000USD in an HSA account tax free.

Edited by onera1961

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4 hours ago, malagateddy said:

Wait and see.
I am not a gossip monger..I was told this by someone who is in a position to know things.
The same person told me over 15 MONTHS ago about meetings being set up re healthcare insurance becoming mandatory

Sent from my SM-G7102 using Thailand Forum - Thaivisa mobile app
 

 

4 hours ago, Peterw42 said:

That is the very definition of gossip, telling an unfounded and un-sourced story.

 

If you have legitimate information that proves the OP wrong and effects all of us, why not share it, and the source.

 

Is this information, including the start date, written down anywhere ?

 

Don't take the bait. People on this forum are imaginative to say the least, anything to increase their posts.  Ubonjoe is one of the most reliable on this forum so ignore the drivel from others. Reliably informed is just another term for "Do you not think I am important ?".

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18 minutes ago, ianezy0 said:

I am so confused. I obtained my OA VISA in Australia last year. So, according to the ruling, I need to have the health insurance. Yet part of the requirement for the VISA was to have a deposit of 800k in a Thai bank AC, which I had.

so, do I also have to keep the 800k in the bank for 2 month prior and 3 month after, then 400k after that?

Also, when I come to renew the VISA, am I ok to do this at the IO in Thailand?

OA visa you get in Australia and show money in the bank in Australia. Not sure how you would show money in a thai account, how would you get bank letter or statements, update bank book etc for a thai bank from Australia. No requirements for seasoning money for an OA. You can't renew an OA, you can return to Australia and get another or switch to an extension in Thailand, the extension would require the 800/400k seasoning you mention.

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2 minutes ago, geoffbezoz said:

Ubonjoe is one of the most reliable on this forum so ignore the drivel from others. Reliably informed is just another term for "Do you not think I am important ?".

He is most reliable in quoting laws only but we all know that laws don't have any teeth in Thailand as there is no judicial system to address your grievances when IOs blatantly break laws. 

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That is the very definition of gossip, telling an unfounded and un-sourced story.
 
If you have legitimate information that proves the OP wrong and effects all of us, why not share it, and the source.
 
Is this information, including the start date, written down anywhere ?
 
Why should I...it sadly is the truth..in addition the same party told me in December of last year about the changes re money in bank before/after renewal of extensions.
Up to you if you want to believe me.
Remember this..expats got only 4/5 weeks notice re money in Thai banks etc prior to think it was 1st of March.

Sent from my SM-G7102 using Thailand Forum - Thaivisa mobile app

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Just now, onera1961 said:

He is most reliable in quoting laws only but we all know that laws don't have any teeth in Thailand as there is no judicial system to address your grievances when IOs blatantly break laws. 

Disappointed to here that you are inferring that Ubonjoe will only quote laws, rather than offer advice on what is actually happening.

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4 minutes ago, Peterw42 said:

OA visa you get in Australia and show money in the bank in Australia.

I think you could show money in Thailand also. At least Washington embassy allows money in Thailand also. No seasoning is required but I think they require three months statements. Not sure if you put the money a day before your application, they will issue a visa. 

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1 minute ago, malagateddy said:

Why should I...it sadly is the truth..in addition the same party told me in December of last year about the changes re money in bank before/after renewal of extensions.
Up to you if you want to believe me.
Remember this..expats got only 4/5 weeks notice re money in Thai banks etc prior to think it was 1st of March.emoji6.png

Sent from my SM-G7102 using Thailand Forum - Thaivisa mobile app
 

Another one with a friend of a friend That leaked Information straight from the top level immigration bosses. oh puleez 🙄

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Maybe do some research before making statments that the insurance isnt available
Here is a list of several insurance companies that offer the 400/40 insurance requirements. These companies have been offering this insurance ever since the OX visa was introduced, the OX has the same 400k in/40k out requirements.
 
https://longstay.tgia.org
Thailand is only catching up with many other countries globally.
Try being a NON EU citizen and wandering into a UK hospital for eg..tests re possible burst ulcer..can you imagine the cost to the UK taxpayer if the party had no insurance and no cash.!!!

Sent from my SM-G7102 using Thailand Forum - Thaivisa mobile app

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1 minute ago, geoffbezoz said:

Disappointed to here that you are inferring that Ubonjoe will only quote laws, rather than offer advice on what is actually happening.

He does if someone has a complex situation. But most posters don't have complex situation. 

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55 minutes ago, mosan said:

It seems to me that even with the above explanation, some still haven figured it out there is no such thing as a "Retirement Visa"...just that many people (and even some immigrations people) call "Extension of Stays" VISAs.  You either have a Non-Immigrant O-A VISA, which is issued in your home country, or you have a Non-Immigrant O VISA issued from wherever, which subsequently can be converted/extended by a "Extension of Stay" based on a reason of "Retirement" or "Marriage" or some other such reason.  

infact. I have an O from london, over 50 and financials presented , renewed in Bangkok, and even when I changed passport the new stamp says O transfer, and all the extensions do not give O or O-A . So they are the same retirement, and therefore long stay, therefore new insurance.

IMO.

and therefore I won't even bother doing extension next year.

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4 minutes ago, Peterw42 said:

OA visa you get in Australia and show money in the bank in Australia. Not sure how you would show money in a thai account, how would you get bank letter or statements, update bank book etc for a thai bank from Australia. No requirements for seasoning money for an OA. You can't renew an OA, you can return to Australia and get another or switch to an extension in Thailand, the extension would require the 800/400k seasoning you mention.

Thanks for the reply.

i already had a Thai bank AC from when I was working over here so I transferred the 800k before my application. I printed off an online statement which was then signed by a JP in Cairns. 

I have put 800k into a FD account thinking I would need to show this when it came to renew. But, as you inform me, I will not be able to extend or renew the OA visa in Thailand. Do I understand you correctly? Cheers

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 original posting scared the Bejesus out of me

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4 minutes ago, madmen said:

Another one with a friend of a friend That leaked Information straight from the top level immigration bosses. oh puleez 🙄

Even if it was a leak from one of the top shots, the dude next to him would have a differing opinion. It's all up to the whims of the Masters.

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4 minutes ago, onera1961 said:

He does if someone has a complex situation. But most posters don't have complex situation. 

So you know most posters personal circumstances ? An amassing generalisation indeed.

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