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BANGKOK 18 June 2019 12:01
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Mandatory health insurance for foreigners aged over 50 in Thailand - why it may not affect you

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5 minutes ago, billd766 said:

At last a post with commonsense.

 

From what I have read so far on this and other threads is what was released to the news papers.

 

I have yet to see w2hat Ubonjoe says when he gets a good look at the officially released order from the Thai Immigration Department.

"Cabinet approved an extra health insurance requirement for foreigners applying for one-year Non-Immigrant O-A visas,” Dr Natthawut said.  The new requirement applies to all foreigners aged 50 or older,
The requirement applies to all new applicants for one-year non-

immigrant O-A visas, and for those applying to “renew” their one-year permits-to-stay, he said."

 

Renew means extend in Thai Visa parlance. 

https://www.thephuketnews.com/cabinet-approves-mandatory-health-insurance-for-long-stay-visas-71424.php#pRSh3bvj25mgBOU7.97

 

A reporter for Thai Visa has confused the definition of renew with re apply - there in lies the problem. 


 

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On 5/15/2019 at 1:44 PM, jessc said:

I thought this article was clear and helpful, even if the rules still are not. Thanks!

However, a suggestion: should this new requirement for mandatory health insurance ever be extended to apply to extensions based on retirement, perhaps the health insurance that Thai Visa is selling (notably, right along side these articles) could also be available to the full range of retirees who've lived in Thailand for many years - - often because paying full rate for medical care in Thailand is STILL less expensive than buying insurance back home. Currently the Pacific Cross insurance Thai Visa is hawking only covers people to age 64.

The expats who will be most effected by this requirement, if applied to extensions based on retirement, are those who have retired here on a fixed income, and who have aged out of basically any insurance (affordable or otherwise) available for purchase in Thailand. So, even if financially able to buy the insurance, they can't. And, likely, have no where to go to if unable to stay in Thailand.

There are 6 companies insuring us oldies up 99-100

 

https://longstay.tgia.org/

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3 hours ago, Jingthing said:
 
 
 
2
3 hours ago, Jingthing said:

Dude, I'm only saying it's UNCLEAR and anyone at this point with the information that has been released at this point that says things are definite shouldn't be taken seriously. 

 

Where you're at I don't think is reasonable. You're looking this from a legalist POV when in reality the press coverage and language even in official announcements in English here is notoriously vague and flawed.

I fail to see why you think my quoting what has been officially said is unreasonable when, throughout this thread and others currently running, you have made comments that have definitely not been said or even suggested yet treat them as accurate information without any foundation and yet you think your comments are reasonable. 

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11 minutes ago, sumrit said:

I fail to see why you think my quoting what has been officially said is unreasonable when, throughout this thread and others currently running, you have made comments that have definitely not been said or even suggested yet treat them as accurate information without any foundation and yet you think your comments are reasonable. 

Nothing further from me to you on this. 

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The Thai government is hostile and without empathy for the people who have lived in Thailand for many years.
Farangs puts more money in Thailand an average of Thaier, but will not give us equal rights with the Thais for health insurance. It is crazy, hostile and completely wrong as one will treat resident prisoners.
Many families are destroyed, and many fathers lose everything they have invested over many years, and many have to go home.
If you are over 80, no one will insure your health, and a health insurance for people up to the 80 costs about 91,000 Baht a year.
It is not at all in relation to the demands for income that are set for the retirement visa or married visa, one is completely out in the hemp.
The fact that you will require insurance for those who holiday in Thailand seems to be in perfect order, but the extended measures that are underway are unstable and very hostile.
 
I am 79 years married 11 years and help two children in four year to finish university. I have never been sick and have live here 12 years. All I have here I lose that way, and have nothing to go back to.
 
WHY TO MAKE LIFE DIFFICULT !!!!!!!!!!!!!!!!!!!!!!!!!
Thailand is following most other countries in the world.
Example..if a Thai person wanted to get a visa for eg..mainland europe for the purpose of retirement..he/she would have to have a rather fat bankbook and a top notch healthcare policy.
Think about it.

Sent from my SM-G7102 using Thailand Forum - Thaivisa mobile app

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A post containing profanity has been removed:

 

8.) You will not post disruptive or inflammatory messages, vulgarities, obscenities or profanities.

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On 5/15/2019 at 1:03 PM, dcnx said:

Not yet. It will apply to everyone eventually.

 

It may. There is no doubt that some of the elite despise most foreigners. Thaksin's first Minister of the Interior, Phurachai, was one. Back then the police department, including Immigration, came under the Interior Ministry. Phurachai was the leader of the "church wing" of the old Phalang Tham Party established by General Chamlong Srimuang. Phurachai managed to derail all applications for naturalization and permanent residence, sent every single approved application back for review, because he claimed to suspect irregularities (i.e. corruption). We were seriously worried that he would kick all foreigners out of the country. So I'm just going to wait and see. Interestingly, at the time Phurachai's two sons were attending school in New Zealand, and he moved there after he left office (that might have been after the coup of 2006).

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On 5/15/2019 at 3:09 PM, stevehhd said:

Very simple

 

Retired and got 800k in the bank to support yourself and get you home if it goes tits up ?  Visa granted.    Health/accident Insurance up to you but stupid not to have IMO

 

0ver 50 and either don't have, or don't want 800k in the bank etc ?  Must have proper health/accident insurance for Thailand so Thailand does not have to pay all your bills.

 

Personally I would rather my paid up taxes went to better causes than patching up and sending home yet another pisshead after his 10th motorbike crash.

 

That said. All this exposure will turn everyone you meet into an insurance agent with the best deals to offer. Wait and shop around.

 

What about under 50 and not retired?

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On 5/15/2019 at 1:59 PM, userabcd said:

The visa in your passport shows it is either an O visa or an O-A visa

Interesting, i will now check my visa in the pp.

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So will I have to get health insurance for Lady Roadrunner too!? She already costs me enough.
 
We Farang need some collective way to petition the Thai Gov't and Immigration. Right now they just do as they please with the reg's that affect our lives. How can they expect people to retire here with no surety of tenure?
 
The health insurance requirement may not affect retirees yet but it's coming for sure.
 
Bottom line is you can stay .... so long as you have money. Typical Thailand.
Take the boulder of your shoulder..Thailand is just following many other countries re immigrants/healthcare.
Imagine a Thai wanting to retire to eg..Spain..

1..he/she would need to show a fat bankbook.
1..He/she would also require to have a very pricy healthcare insurance policy.

Sent from my SM-G7102 using Thailand Forum - Thaivisa mobile app

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Posted (edited)
2 hours ago, malagateddy said:

Thailand is following most other countries in the world.
Example..if a Thai person wanted to get a visa for eg..mainland europe for the purpose of retirement..he/she would have to have a rather fat bankbook and a top notch healthcare policy.
Think about it.

In the European countries I know and which have a mandatory insurance it is mandatory for the insurance companies as well to insure anybody. It cannot be a one sided requirement.

 

In Thailand nobody wants to have free health care and profit from somebody else. But I understand everybody who wants to stay if he has the funds to do that without being a burden. You could be 85 years old and a multimillionaire. And you would want to refuse this person to stay here by making it mandatory to have an insurance which nobody wants to offer ? This person is and will never be a burden financially and in my eyes it is not very compassionate to ignore that. You would do unspeakable harm to this person - completely unjustified. And I do not think the reasoning of "few collaterals that cannot be avoided" is appropriate. Especially if you think of the aim of this exercise. It is possible to have a solution that fits all. I think this is really the core of all this.

 

Of course you should have the means to be able to pay for your health, which could be demonstrated by having a sum in a fixed account. This would even guarantee that in case of sickness the bills can be paid for sure. An insurance company on the other hand might refuse to pay because of anything and nothing is gained. I thought the aim was to reduce the amount of unpaid bills. Just think yourself which approach would assist here more.

Edited by moogradod
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Posted (edited)

What makes me worry is that thai authorities constantly change the rules.

 

How can you plan anything that way, without legal security ?

 

I am retired since october. I came to Thailand at the beginning of january with a 3 months Visa non O and asked in Bangkok for a 1 year extension which I very easily got. That extension expires in april 2020.

 

I went back to France, where I am now, at mid april (after a 3 months and half stay). What I intended to do with my 1 year permission to stay (and later renewals) was to come to Thailand whenever I wanted. Next planned trip in november for 3 to 5 months). For now I do not intend to live in Thailand but to stay there 6 months a year ( about 2 times 3 months). May be later I would settle there.

 

If I stay out of France no more than 6 months, the french national security system still covers me. I just have to ask them for refund of medical expenses when I go back to France (and an extra "assistance" linked to my Visa Pemier Card provides me with an advance of funds if need be. I only have to pay for an extension of this assistance if my trip is longer than 90 days). So I do no need an extra health insurance and I much doubt the french national security system (Sécurité sociale) would give me any document, acceptable by thai authorities, to prove I am already covered.

 

 

Edited by aixois
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