Jump to content
BANGKOK 20 August 2019 01:41
webfact

Mandatory health insurance for foreigners aged over 50 in Thailand - why it may not affect you

Recommended Posts

59 minutes ago, BritManToo said:

It isn't a 'farang' charge, it's a foreigner charge, Laos and Burma citizens pay it as well.

Yes that's what I said and it's Ok with me if that would help cover their loses anyway just an idea.

Share this post


Link to post
Share on other sites
Posted (edited)
10 minutes ago, peter2186 said:

I hope this doesn't apply to me, why pay money to an insurance company who will find a million reasons not to pay and attend a third rate hospital who give a sub standard service - went to hospital with what was diagnosed as Gastroenteritis, though the 20 year old doctor wasn't sure and put me through an X ray for some obscure reason and gave me anti-biotics that have a contra indication of causing stomach pain - I'd rather pay for a flight if possible and get treated elsewhere

So no insurance and gamble that the medical issue leaves you fit enough for commercial flight ?

 

Sounds like a winning plan that one.

Edited by Don Mega
  • Like 1

Share this post


Link to post
Share on other sites
On ‎5‎/‎15‎/‎2019 at 1:59 PM, userabcd said:

The visa in your passport shows it is either an O visa or an O-A visa

Forgive me, please, for not reading all 29 pages of this thread but what is the difference between O and O-A?  I have O issued in my home country followed by extensions based on retirement.  Thanks for your help.

Share this post


Link to post
Share on other sites
Posted (edited)
18 minutes ago, losername said:

Forgive me, please, for not reading all 29 pages of this thread but what is the difference between O and O-A?  I have O issued in my home country followed by extensions based on retirement.  Thanks for your help.

Look at the visa in the photo on Page 1 of the OP.  Says "O-A".

 

If you don't have one of those, then you likely have a single entry Non-O, good for 90-days, extendable thereafter. 

 

Edit:  The Permission to Stay is extended, not the visa itself. 

Edited by 55Jay
  • Like 1

Share this post


Link to post
Share on other sites
On 5/15/2019 at 2:01 PM, connda said:

For now.....
Here you go:
index.jpg.74ac493778ccaa773c6b3e5399d960b0.jpg

Right.... does feel like they are floating a policy balloon.  Immigration has been emboldened by their recent successes taking on sacred cows. 

  • Like 1

Share this post


Link to post
Share on other sites
19 minutes ago, 55Jay said:

Look at the visa in the photo on Page 1 of the OP.  Says "O-A".

 

If you don't have that one of those, then you likely have a single entry Non-O, good for 90-days then extendable thereafter. 

 

Edit:  The Permission to Stay is extended, not the visa itself. 

Thanks for that.  Sadly mine is quite clearly a Non-Immigrant "O" allowing Multiple Journeys.  It had to be used within a year which I did and I have been extending the permission to stay ever since.  My question related purely to the O vs O-A issue.  It's a mystery (to me anyway).

  • Like 1

Share this post


Link to post
Share on other sites
Posted (edited)
41 minutes ago, Don Mega said:

So no insurance and gamble that the medical issue leaves you fit enough for commercial flight ?

Sounds like a winning plan that one.

My gamble worked out OK, no health insurance 90bht to see the doctor, 50bht foreigner surcharge, 120bht for the catheter and bag (total 260bht). I could then travel anywhere I liked in the world for month to get it fixed (but as I happens, I seem to be OK now).

 

Can't imagine there are many circumstances where a cheap fix doesn't allow you to travel without negative prognosis. Even heart attacks respond to a quick fix, allowing you to travel.

 

Impact accidents may need quicker repairs, but that would be covered by the vehicle insurance.

Edited by BritManToo

Share this post


Link to post
Share on other sites
2 minutes ago, BritManToo said:

My gamble worked out OK, no health insurance 90bht to see the doctor, 50bht foreigner surcharge, 120bht for the catheter and bag. I could then travel anywhere I liked in the world for month to get it fixed (but as I happens, I seem to be OK now).

 

Can't imagine there are many circumstances where a cheap fix doesn't allow you to travel without negative prognosis. Even heart attacks respond to a quick fix, allowing you to travel.

 

Impact accidents may need quicker repairs, but that would be covered by the vehicle insurance.

I gather your cheap fix was at a government hospital.

 

Interesting about accidents, if the vehicle insurance covers it why do so many visitors start a gofundme to pay the bills?

Share this post


Link to post
Share on other sites

For simplification I  suggest an extension of stay based on retirement be in future referred to as an ESBR. 

Share this post


Link to post
Share on other sites
On 5/15/2019 at 1:44 PM, jessc said:

I thought this article was clear and helpful, even if the rules still are not. Thanks!

However, a suggestion: should this new requirement for mandatory health insurance ever be extended to apply to extensions based on retirement, perhaps the health insurance that Thai Visa is selling (notably, right along side these articles) could also be available to the full range of retirees who've lived in Thailand for many years - - often because paying full rate for medical care in Thailand is STILL less expensive than buying insurance back home. Currently the Pacific Cross insurance Thai Visa is hawking only covers people to age 64.

The expats who will be most effected by this requirement, if applied to extensions based on retirement, are those who have retired here on a fixed income, and who have aged out of basically any insurance (affordable or otherwise) available for purchase in Thailand. So, even if financially able to buy the insurance, they can't. And, likely, have no where to go to if unable to stay in Thailand.

Excellent.

Share this post


Link to post
Share on other sites
I gather your cheap fix was at a government hospital.
 
Interesting about accidents, if the vehicle insurance covers it why do so many visitors start a gofundme to pay the bills?
They buy a new car if it's a Stella performance go fund me
  • Like 1

Share this post


Link to post
Share on other sites
4 hours ago, Peterw42 said:

The 6 approved companies have been offering their policies ever since the introduction of the OX visa a couple of years ago. They didnt just pop up yesterday offering longstay insurance. They didnt just get approval.

The policies have always included 40k outpatients coverage, its always been the OX requirement, OA insurance will be the same insurance. 

 

This website and the policies they offer came into exsistance a couple of years ago.

https://longstay.tgia.org

 

The same site appears on many Thai embassy websites as a guide to where you can get the appropriate insurance.

 

Have to correct you slightly on that. The Pacific Cross Platinum Plans for this insurance are brand NEW. They have only came into existence about 2-3 weeks ago.

Share this post


Link to post
Share on other sites
On Wednesday, May 15, 2019 at 1:42 PM, Teddy3943 said:

It's funny that sometimes immigration officers in various cities use various interpretations of their own laws...

You call that funny, it should be funny Ha Ha along the lines of the right hand not knowing what the left hand hand is doing - typical of Thailand in all aspect. 

  • Like 1

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Recently Browsing   0 members

    No registered users viewing this page.

×
×
  • Create New...