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BANGKOK 18 August 2019 12:16
webfact

Mandatory health insurance for foreigners aged over 50 in Thailand - why it may not affect you

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8 hours ago, losername said:

Surely, in terms of this thread, the point is whether Immigration would accept the policy as satisfying their needs.  I see this as a problem.  IO with no training in, or understanding of, health insurance trying to interpret the terms of a policy which may not even be in Thai.  Always easier to say "no".

Your policy will have to be translated into Thai, reviewed by a specialist and stamped approved, so an Immigration official tells me. 

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18 minutes ago, marcusarelus said:

Your policy will have to be translated into Thai, reviewed by a specialist and stamped approved, so an Immigration official tells me. 

If your contact may make such detailed statements then can this official not as well clearify or at least significantly contribute to the ongoing debate and the open questions ?

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If your contact may make such detailed statements then can this official not as well clearify or at least significantly contribute to the ongoing debate and the open questions ?
Good point. Who is this Immigration Official, what does he/she know and why is he not telling us?!

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1 hour ago, tingtongtourist said:

Your policy will have to be translated into Thai, reviewed by a specialist and stamped approved, so an Immigration official tells me. 

In other words..even if you have another policy from outside of Thailand, you'll probably end up having to purchase the Thai policy. Turning the screws.

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Are O-A visas for people that do not work in Thailand? All the cash that foreigners bring into the country, buying houses for Thai bargirls, motorbikes, paying the lady every month, bringing in foreign reserves, Euro, Dollar etc compared to the average Thai peasant on 15,000Baht a month NEVER paying any tax in the rice farm you would have thought they could provide medical insurance. No, just another example of how Thai people and Thailand are all TAKE. No shame they think it is clever to beg from foreigners. The best you get is a very most of the time 1 year, the 5 year x 2  does not make sense if you have to tie up all that money, another way for Thai banks to build their balance sheet, what is wrong with foreign banks, another xenophobic trait. You extremely rarely get citizenship, can be kicked out at any time, especially if you upset a connected Thai, setup etc I know of no other country if you marry a citizen and even have children they still do not give you permanent residence, let alone citizenship. I am moving to a country where I get citizenship, health cover and money to go and help with rent It is one of the most developed countries in the world. Thailand is so uneducated and about 50 years behind the time (I lived there for years never again, the place is going backward fast. Thailand only wants your money, not you!
Do tell us where this paradise is that you're going to?

And to answer your initial question, yes, working is prohibited under an O-A visa.

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I'm on a work permit but will soon lose my job and revert back to a retirement visa - oops, sorry - revert back to a retirement extension of stay  (I'm 63)

so I don't think I'll (yet) be compelled to take out insurance but I'd like to since my disgusting experience with Bupa Thailand (now Aetna?) forced me to leave them.

question: I received a timely email from an insurance broker who said he would find the best deals for me - ended up offering just one. It's with Regency and the policy has been set up to cater for the minimum required under the new legislation
what worries me is that Regency will not put in writing the exclusions  - every time previously my insurance companies have spelled these out and if you fall ill with anything not listed you're covered
if they refuse to put in writing the exclusions then I fear that if I fall sick with XXX they will claim it falls under YYY and therefore is not covered - am I making sense?
is it usual for ins. companies to not list exclusions and then say they'll match your claim with your previous medical records?

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I'm on a work permit but will soon lose my job and revert back to a retirement visa - oops, sorry - revert back to a retirement extension of stay  (I'm 63)
so I don't think I'll (yet) be compelled to take out insurance but I'd like to since my disgusting experience with Bupa Thailand (now Aetna?) forced me to leave them.
question: I received a timely email from an insurance broker who said he would find the best deals for me - ended up offering just one. It's with Regency and the policy has been set up to cater for the minimum required under the new legislation
what worries me is that Regency will not put in writing the exclusions  - every time previously my insurance companies have spelled these out and if you fall ill with anything not listed you're covered
if they refuse to put in writing the exclusions then I fear that if I fall sick with XXX they will claim it falls under YYY and therefore is not covered - am I making sense?
is it usual for ins. companies to not list exclusions and then say they'll match your claim with your previous medical records?
Be careful about Regency for Expats. Nearly all but their most expensive policies only cover inpatients for a "semi-private" room. A lot of hospitals in Thailand only have private rooms.

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19 hours ago, moogradod said:

If your contact may make such detailed statements then can this official not as well clearify or at least significantly contribute to the ongoing debate and the open questions ?

Said they have no information regarding insurance for extensions or any thing but the A-X visa. 

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Said they have no information regarding insurance for extensions or any thing but the A-X visa. 
Maybe because those are the only visas which will require insurance! Why do you persist in thinking it will apply to Extensions? Surely your contact would know by now, if it was going to start from 1 July?

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On 5/20/2019 at 10:47 PM, wisperone said:

In other words..even if you have another policy from outside of Thailand, you'll probably end up having to purchase the Thai policy. Turning the screws.

that post is from the guy i quoted, not me. but never mind.

Thai minister said overseas policies ok, but first must work on a ways to verifying.

 

So, chop chop lads, we have 2 months to train thousands of IMM officers to read all languages of the world and understand all worlds of insurance policies.

 

yes sir,

can do

can do

no plobrem

 

 

 

 

 

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On 5/15/2019 at 5:13 PM, Sparkles said:

You're not thick.Recommendation from my Dr today was to just wait until there is more clarification.

Imm always go off half cocked and some media put their own spin on it and no 2 Imm offices operate under the same rules.

 

I share your concern being married myself to a lovely Thai lady for 15 years and her coming with me to Austalia is not an option due to the cost of living in Australia.

 

If Thailand came up with a reasonably priced  health insurance using only Gov Hospitals it would be a welcome option.

 

The Aus $ has hit an all time low in my 17 yrs here ,that doesnt help

Thanks mate,

very similar situation here. We returned to CNX after I retired as even with our own home in Oz, the costs were Over The Top particularly with our daughter in school. She’s now at CMU  and I couldn’t pull her out of there to return to Australia.

 

However, today’s version of THE LAW ( Friday 24 May) is very encouraging...as long as they Stick To It. The Health scheme that the previously ELECTED Gvt., introduced for the Ferang was fine...but of course that was “thrown out with the bath water” when Yingluck was booted out.

 

Anyway...thanks again... and Fingers Crossed !

who knows, the Oz Dollar might, just might get a little better...

toes crossed!

 

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5 hours ago, Torrens54 said:

However, today’s version of THE LAW ( Friday 24 May) is very encouraging...as long as they Stick To It. The Health scheme that the previously ELECTED Gvt., introduced for the Ferang

was fine...but of course that was “thrown out with the bath water” when Yingluck was booted out.

Clear as mud ... 😉

Any more information or are we supposed to search on Google ?

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