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BANGKOK 20 July 2019 13:02
webfact

Mandatory health insurance for foreigners aged over 50 in Thailand - why it may not affect you

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Posted (edited)
5 minutes ago, Destiny1990 said:

I understand the rule something like this some retirees need the mandatory insurance and other retirees do not need it and the price of the insurance is various.

I would add the word "maybe" need/not need. Otherwise its a great summery so far.

Edited by Peterw42
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10 minutes ago, Peterw42 said:

How are they getting an extension without putting money in a Thai bank ? its 65k a month 800k pa

There is no requirement for maintaining an account balance. As long as they get their 65K per month posted, they can withdraw it all the next day. That may be seen as a problem. 400,000 minimum maintained in a bank account permanently, as with the 800,000 retirees might be what they're thinking. 

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Posted (edited)

Yeah right- the only facts in that verbiage  is the paragraph "But it should be stressed that we are still awaiting clarification from Immigration regarding the interpretation and implementation of the new mandatory health insurance rules, including who exactly is affected". 

Perhaps a line should also be added to the headline- "In my opinion why...………………………………….."

Edited by IHTE

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Having just scoured many Thai government websites etc it would appear that an NonO and a NonO-A visa are the same thing if either has been subsequently used to obtain an extension of stay, so all of us long-term farangs must have the health cover for our next renewal as far as I can tell.  

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2 hours ago, Kay McDonnell said:

Maybe media outlets should clarify the information before announcing these statements in future. 

It's hard for the news to be clear when the source announcements from the govt are unclear and vaguely worded.

 

Notwithstanding this latest article by TVF, the bottom line is, no one still really knows for certain whether retirement extensions will be covered or not.

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4 minutes ago, pollyog said:

Having just scoured many Thai government websites etc it would appear that an NonO and a NonO-A visa are the same thing if either has been subsequently used to obtain an extension of stay, so all of us long-term farangs must have the health cover for our next renewal as far as I can tell.  

Maybe read the OP again, it appears its not for extensions of stay.

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3 minutes ago, Uptooyoo said:

Perhaps the goal isn't to protect hospitals from foreigners who dash-out with unpaid medical bills. Maybe the purpose is to mandate a lucrative stream of money into the coffers of Thai insurance companies.

Of course. What this government has suddenly realized is that every time there is a shortage in cash flow, they can dream up some new requirement for expats on retirement extensions. First 400K/800K minimums. Now, the health insurance. Why not, say, a public utility fee, next? Expats use roads, electrical lines, water treatment, don't they? Shouldn't they pay a special fee for that, being outsiders?  How about "security fees" to reimburse innocent Thais who may be taken advantage of by unscrupulous Westerners? Makes as much sense as the expats absconding from hospitals and not paying. How about an English language fee to recover the government cost of putting all those documents and websites in exquisite English language prose? Westerners are usually larger than Thais, too; how about a public space fee for making the BTS, buses, and other public conveyances more crowded?

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13 minutes ago, Uptooyoo said:

Perhaps the goal isn't to protect hospitals from foreigners who dash-out with unpaid medical bills. Maybe the purpose is to mandate a lucrative stream of money into the coffers of Thai insurance companies. The banks have their 800K baht locked up in expat deposits; maybe insurance companies want their cut too. Which gives to reason to mandate policies with expensive premiums, but pay almost nothing in coverage: 400,000 baht coverage is a joke... many of us could pay that in cash or put it on a credit card. But doing that wouldn't enrich the status quo.

Yes, they just want a piece of that over 50, over weight, drinking, smoking, diabetes and heart disease pie. Insurance companies dream about customers like that, lol

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56 minutes ago, dinsdale said:

This article should begin with an apology something like this: "We sincerely apologise for the previous article which was misleadling, uninformed and complete crap."

 

ah i don't know the original article seemed clear enough to me..

 

the comments after it not so much 😄

 

 

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