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Mandatory health insurance for non-immigrant O-A retirement visa holders likely to take effect in July

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Posted (edited)
1 hour ago, SheungWan said:

O-A does not require any baht bank balance.

 

Right... just the equivalent of 800K baht in the applicant's home country bank account (or one of the other financial options)...  FWIW, I didn't say it had to be in a Thai bank account.

 

But there's no way to talk about the O-A requirement without talking about it as 800,000 baht, since that's the actual rule language, and any equivalent foreign currency amounts are going to vary based on the exchange rate at any given time. 

Edited by TallGuyJohninBKK

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38 minutes ago, TallGuyJohninBKK said:

 

Right... just the equivalent of 800K baht in the applicant's home country bank account (or one of the other financial options)...  FWIW, I didn't say it had to be in a Thai bank account.

 

But there's no way to talk about the O-A requirement without talking about it as 800,000 baht, since that's the actual rule language, and any equivalent foreign currency amounts are going to vary based on the exchange rate at any given time. 

I think it is important re O-A to refer to "equivalent". If just referring to baht, then there is an assumption that it is held in a Thai bank. One of the distinctions of the O-A visa has been that financial requirements can be held outside of Thailand as opposed to Extension rights to stay.

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I am throwing it out there that since application for an O-A visa is done within one's home country then one can apply for a single-trip travel insurance policy. In the UK can get up to 18 months subject to <66.

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Wow!  This thread must contain the most confusion about visa terminology that I have ever seen on ThaiVisa!

 

Since the age of 70, I have lived in Bangkok on continuous one-year extensions and during that time have paid 12-13 million for various health care charges to a hospital that has raised its fees to a gross overcharge level.  Last year, I paid more than the maximum listed amount for a colonoscopy ($800.)  I no longer use that hospital and am now paying 33% of what that hospital charges for everything.  I am able to self-finance my health care costs and do not want to pay for extra insurance costs to cover people who can not self insure.  If I were to be required to pay that insurance fee, I would be forced to limit my length of stay to 180 days or less and seek my medical care back in Japan where I need only pay 10% of all my medical and dental costs.  That would be too bad because I enjoy living in Bangkok nine months of the year.

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20 minutes ago, DogNo1 said:

Wow!  This thread must contain the most confusion about visa terminology that I have ever seen on ThaiVisa!

 

Since the age of 70, I have lived in Bangkok on continuous one-year extensions and during that time have paid 12-13 million for various health care charges to a hospital that has raised its fees to a gross overcharge level.  Last year, I paid more than the maximum listed amount for a colonoscopy ($800.)  I no longer use that hospital and am now paying 33% of what that hospital charges for everything.  I am able to self-finance my health care costs and do not want to pay for extra insurance costs to cover people who can not self insure.  If I were to be required to pay that insurance fee, I would be forced to limit my length of stay to 180 days or less and seek my medical care back in Japan where I need only pay 10% of all my medical and dental costs.  That would be too bad because I enjoy living in Bangkok nine months of the year.

 

 

In which case, this thread does not apply to you.

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These stats are like my beer bins. A complete fabrication of the truth. 

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7 hours ago, SheungWan said:

O-A does not require any baht bank balance.

SheungWan you are Wrong...Annual Extensions of Stay for O-A Visas require- and have for years- evidence of a monthly income or a sum of money in a bank prior to applying..  The current requirements are 800,000baht IN a Thai bank 2 months prior, and which must remain in the account 3 months after renewal and can then withdraw only up to 400,000baht keeping the balance in the account untouched; or proof of a monthly income derived from overseas and deposited into a Thai bank account no less than 65,000baht per month for 12 consecutive months prior to applying for the Extension of Stay renewal.

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8 hours ago, mitebbots said:

I want to get an OA this week and plan on spending July - December most likely. I wonder if I can get month-to-month medical?

 

I will be in and out often, 30 days might be a bit tight tho. 

If you apply before the changes are brought in, you won't need the medical cover.

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All of this is very interesting but begs the question, why don't the hospitals, whether public or private have insurance against theft? For example, if I have my wallet stolen whilst in hospital, having given it to medical staff for safe keeping, I would expect the hospital to reimburse me through their insurance policy. Non payment of any bill is theft and should of course be dealt with by full force of the law, but the hospitals should insure themselves against such theft! It's the same as landlords insuring themselves against tenants who fail to pay rent. Just common sense, don't force ridiculous insurance premiums on people who cannot claim due to age and pre-existing conditions who always pay their hospital bills!


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SheungWan you are Wrong...Annual Extensions of Stay for O-A Visas require- and have for years- evidence of a monthly income or a sum of money in a bank prior to applying..  The current requirements are 800,000baht IN a Thai bank 2 months prior, and which must remain in the account 3 months after renewal and can then withdraw only up to 400,000baht keeping the balance in the account untouched; or proof of a monthly income derived from overseas and deposited into a Thai bank account no less than 65,000baht per month for 12 consecutive months prior to applying for the Extension of Stay renewal.
You are confusing an Extension of Stay based on retirement which is done in Thailand and applying for an OA visa which is done in your home country. It is only the OA visa that will require insurance from 1 July.

Sent from my SM-G930F using Thailand Forum - Thaivisa mobile app

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2 minutes ago, brewsterbudgen said:

You are confusing an Extension of Stay based on retirement which is done in Thailand and applying for an OA visa which is done in your home country. It is only the OA visa that will require insurance from 1 July.

Sent from my SM-G930F using Thailand Forum - Thaivisa mobile app
 

All Extension of stay will require it.

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OK - who is telling the biggest porky ever!

38 million retirees? - The WHOLE Thai population is only 69 million?

ANNND - the 2017 stats by immigration puts retirees at 73,000.

 

This is a big forum - I would like to see a post from ANY RESIDENT RETIREE who has skipped a Thai hospital leaving a bad debt

1037461882_Retirementnumbers.PNG.8190f0232a4e52edfc11f8c4003ac442.PNG

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11 hours ago, humbug said:

someone posted the link thread on the guy working for the health industry with his call centre chasing unpaid bills, at the end of the article he states the stages, first stage one group of foreigners, final stage tour company foreigners all requiring insurance, yes its a sellout of immigration to the health industry, yes  the plan might not work or only be left at the first stage, who knows with this crime gang, how long they can stay around, but thats maybe the reason why 30-40 million foreigners was put in the nation article, even with lost in translation, if their whole plan succeeds, thats 30-40 million people on various stays etc paying 50-100 billion baht to the health industry every year, thats the whole point of their wacko greed plan, when you have a crime gang happily sell elephants, forests etc they will happily sell out foreigners to the health industry.

 

i also think agents will make an extra killing in all of this and good luck to them and those that use them, because this feels like one big almighty scam

The sellout is to the insurance industry, not to the health industry. 

The bills in Thai clinics or hospitals are not that expensive, yet private health insurances might refuse to pay them - and in the end nothing would change then. 

 

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