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Mandatory health insurance for non-immigrant O-A retirement visa holders likely to take effect in July

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Posted (edited)
1 hour ago, connda said:

Where I come from they will treat you, and then force you into bankruptcy court.

Someone asked the Q why treat the sick !What happens afterwards is another story.

Edited by Olmate
Wrong respondent

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I don't understand, each time i have a small problem and i need to go to hospital, i don't get any results for my exams nor any medicine if i don't pay first.... how come a thai hospital can let some money disappear like this, give me the receipe.

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Posted (edited)
1 hour ago, Pattaya46 said:

Unsure where you have read that, but I remember reading something like "health insurance for foreign companies may be considered for approval" on the initial announcement.

And BTW, how many of us have a foreign insurance that covers 40'000B Out Patient ?

Meanwhile, the Public Health Ministry has suggested that visa applicants purchase health insurance from one of the companies listed on www.longstay.tgia.org. The ministry has also told relevant agencies to plan how health insurance policies bought overseas will be verified. 

https://www.nationmultimedia.com/detail/national/30369468

 

You should not make stuff up.  Every article written about the new mandatory insurance coverage has mentioned foreign coverage.  You must not have read any of them.

Edited by marcusarelus

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Just now, TomyumFarangSe said:

I don't understand, each time i have a small problem and i need to go to hospital, i don't get any results for my exams nor any medicine if i don't pay first.... how come a thai hospital can let some money disappear like this, give me the receipe.

You have to be a poor Burmese, Lao or Khmer. 

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8 minutes ago, marcusarelus said:

You should not make stuff up.  Every article written about the new mandatory insurance coverage has mentioned foreign coverage.  You must not have read any of them.

Sorry but who make stuff up? You! You take second hand article (TheNation) as if it was the official announcement; it's not! My previous quote come from the original article who says that foreign insurance "may be considered for approval", it's a conditional expression, nothing sure.

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On 5/15/2019 at 9:23 PM, Andrew Dwyer said:

If all these millions of OA visa holders are skipping their hospital bills then why don’t they chase em up !!

After all , what with the TM 30 and 90 days reporting they are easily tracked down emoji848.png

Too bloody LAZY, but i cannot believe these figures as every time i have used a hospital i cannot leave until i pay the bill. There is something wrong here.

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38 million O-A  visa holders. Just think of how much money  those 38 million bring into the country, now many of us will have to leave, i will for one as i can not get insurance aged 84 even though i am fit and well. Now i will have to DESERT my Thai family, how cruel is that.  To be honest i think that this figure of 38 million debtors is probably far more than O-A visas issued. Another point, every time i have used any hospital i have had to pay the bill before i could leave.

It is very discriminatory that some have to have health insurance but others are excused. Is this Thai logic. What are the monetary requirements attached to obtaining this visa expected to be used for as one can get quite a few Take away Khao Phats for this sum. Now if they will drop the 800.000 bht from the application, i will go back to my country and try to get cover.  The best Unlimited cover to age 75 that i can find is 32.726.00 bht per annum. over that age nothing.

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Now that they have produced these figures for O-A retirement visas, how about how many tourists under 50 that owe money to hospitals as there is no requirement for tourists to have health insurance. These would be more likely to check out and skip the country than long term resident retired ex-pats.

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14 hours ago, Andrew Dwyer said:


The figures have been adjusted, seems like the 38 million was visitors !!
OA visa holders for 2018 was 80,950 .
 

That still sounds a lot of O-A visas..  So can we see just how many retirees owe hospital bills and how much as i am still skeptical about these figures.

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Now that they have produced these figures for O-A retirement visas, how about how many tourists under 50 that owe money to hospitals as there is no requirement for tourists to have health insurance. These would be more likely to check out and skip the country than long term resident retired ex-pats.

Actually the 38 million turned out to be visitors 2018 and the number of OA visa holders is, apparently, 80,950 for 2018.
But, who knows what the actual figures are !!

A breakdown of these people who owe money to the hospitals would be very interesting !!

Most likely tourists falling off their mc’s and foreigners from nearby Asian countries make up the majority !!
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14 hours ago, CanterbrigianBangkoker said:

Good to know they can report correct information, even if it takes them two goes! 🤣

38 million!!! 🙄 Who allowed that to go to press!? 🤔

It still gives over 75's no chance of staying with their Thai families as unless the government can arrange some reasonable cover, we cannot get it from insurance companies.

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13 hours ago, madmen said:

I know 2 guys , one 75 and the other in his 80's. Barley living month to month on poor pensions. They dont give a rats about health insurance and must be thousands more like them.

I am 83 have no insurance, cannot get it, my health is as good as any 60 yr old and better than most and have had only 3 hospital visits in 12 years. One private, was taken there by Samui Rescue ambulance, stayed overnight and payed the 26.000 bht bill before leaving, i have been to government hospital twice, but to outpatients and once again paid the bill before leaving. So i really am questioning all these unpaid bills with retirees.   Something is not right here, also why do some have to have health insurance and others are excused.  At the same time, tourists are excused health insurance, when these are the ones most likely to skip the country. I have two pensions and able to live comfortably.

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13 hours ago, BritManToo said:

I'm one of the thousands, had 5 trips to government hospital in the last four weeks (3 were to emergency).

My hospital bill was 1,500bht ........... (paying from 600bht to 77bht per visit)

 

Tell me why I need insurance again?

Bit of a wait (2-5hrs) each visit, didn't mind the 50bht extra foreigner charge on the bill, but can't fault the service

This goes for all of us oldies, we pay as we go, no problem.

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13 hours ago, zydeco said:

Why should they? With pre-existing conditions and other exclusions, they won't be covered anyway. And any money they spend on a worthless insurance policy will mean less that they have to pay in cash when they need to make a hospital visit. Which means Thai hospitals are still stuck with the same problem of taking in so-called charity cases. Insurance solves nothing. In fact, it makes matters worse. It will simply be a transfer of money to insurance companies with little benefit to purchasers. 

But probably creates a very nice milch cow for some fortunate Thai insurance company with obligatory Brown Envelopes. 

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13 hours ago, GeorgeCross said:

 

in the UK you would pay 16,000 baht annually for the NHS surcharge which comes with unlimited coverage both in and out patient, no pre-existing conditon exclusions and its for any age

 

mandatory for long stay settlement visas 

 

source: https://www.gov.uk/healthcare-immigration-application/how-much-pay

 

oh and of course being a developed country, after 5 years they give you a passport and you don't have to pay it ever again.

 

not 50-250K every year until you die broke in your late 90s with a policy that covered $%$% all of consequence.

 

 

 

Yes but we are only concerned with Thai hospitals. So i guess that this is supposed to be a guide on costs. 

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