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BANGKOK 19 July 2019 19:02
snoop1130

Mandatory health insurance for non-immigrant O-A retirement visa holders likely to take effect in July

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This looks like new O-A applicants and current ones doing extensions?

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10 hours ago, Denim said:

I assume these statistics are from government hospitals.

 

With private ones unless you show the ability to pay you are not likely to pass go.

 

Certainly, when I was admitted for 4 days the waiting room was chocker with sickly looking falangs and half a dozen receptionists trying to phone overseas insurance companies to confirm the policies  were up to date and correct. Very undignified if you are on deaths door.

My first memory of getting royally upset with medical care was when we took my Uncle Bill to the hospital (treatment diagnosis = heart attack) and before he could be seen, he had to fill out the insurance claim and medical liability releases. That was in a country without a national healthcare scheme ... USA in 1970s. 

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4 minutes ago, pollyog said:

Why oh why can't they offer a sensible alternative to those of us who have self-funded in the past and would prefer to do so, by enforcing another bank account holding with 500,000 ThB per person - more than the stupid compulsory insurance level - that can only be used for medical treatment.  Since 400K insurance wouldn't cover much in the event of a really serious problem and we'd have to pay the rest ourselves anyway, this would make a lot of sense. 

The original announcement does mention implementing a cash deposit scheme for those who cant get (or dont want) insurance.

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3 hours ago, AYJAYDEE said:

what they put in pays for the services they receive. health care is an extra that has to be paid for.

 

Yes ok, I would differ on that, but what're your thoughts on the statistics in the OP? Maybe your rosie spectacles filter that out.

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again because of the cheap charlies we are now paying a price.  same thing happened with the embassy letters.

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No requirement for money in a Thai bank account ?

Yup, with the OA the 800/65k requirements can be in your home country bank.
Plus, you can get 2 years from an OA !

That’s 2 years avoiding the Thai financial requirements !!, then go back home and get another !!
The OA was looking as a great option until the Thais noticed !!
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Posted (edited)
46 minutes ago, Destiny1990 said:

Example...

 

a farang crosses the road at a zebra crossing.

A drunk Thai pick up driver smashes into him resulting in 2 broken legs and a skull fracture for the farang so  he gets admitted in a hospital.

Driver admits responsibility but has not insurance..

Are these the cases that hospitals blaming on foreigners for not paying their hospital bills?

All vehicles have compulsory 3rd party person insurance, PorLor Bor insurance paid when you get the annual sticker. This insurance pays out no matter what even if driver has no license, drunk etc. Your home country would have a similar compulsory coverage, in Australia for example its called CTP insurance.

I get your point though, a big accident above what the insurance pays probably does account for some of the unpaid.

Edited by Peterw42
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These are some of the questions that cannot be answered.
What is going to happen will happen whatever the wrong figures and maths.


Sent from my iPhone using Thaivisa Connect

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  13 minutes ago, pollyog said:

Why oh why can't they offer a sensible alternative to those of us who have self-funded in the past and would prefer to do so, by enforcing another bank account holding with 500,000 ThB per person - more than the stupid compulsory insurance level - that can only be used for medical treatment.  Since 400K insurance wouldn't cover much in the event of a really serious problem and we'd have to pay the rest ourselves anyway, this would make a lot of sense. 

The original announcement does mention implementing a cash deposit scheme for those who cant get (or dont want) insurance.

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Yes, I remember.  But there has been no mention of this option since, so will they actually offer this option?

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