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BANGKOK 18 June 2019 09:53
snoop1130

Mandatory health insurance for non-immigrant O-A retirement visa holders likely to take effect in July

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41 minutes ago, pollyog said:

500,000 ThB per person

Even that is outrageous when a bright Thai Government team could put together a more reasonable acceptable program to encompass all at virtually very low cost for 10k or a few hundred dollars per year. They have the resources to monitor and charge and embassies and immigration offices already. To get a visa or renew a visa you have to pay up and then by your visa are covered. Easy a s that. They will make a lot of money too as most foreigners do not got to the hospital.

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The O-A is a 1 year Tourist Visa, and is Not the Non-O Retirement Visa. 

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11 hours ago, snoop1130 said:

For instance, foreigners made 3.42 million medical visits last year, and did not pay for 680,000 of them

Hospitals and clinics don't require identification or proof of insurance to be admitted. Upon being discharged, hospitals rely on the patients honesty for payment. Changing visa requirements won't change the fact that the medical industry doesn't enforce payment and payment abuses will likely continue because the officials aren't addressing the root problem.

 

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3 minutes ago, Just1Voice said:

The O-A is a 1 year Tourist Visa, and is Not the Non-O Retirement Visa. 

O-A is not a tourist Visa and is issued outside of Thailand. You need this long stay visa if you intend to stay here on the basis of retirement. Non-O Retirement is the only visa issued in Country. 

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2 minutes ago, Estrada said:

O-A is not a tourist Visa and is issued outside of Thailand. You need this long stay visa if you intend to stay here on the basis of retirement. //

Of course no! You just need a Non-O (not O-A) to get Extensions for reason of Retirement.

 

3 minutes ago, Estrada said:

Non-O Retirement is the only visa issued in Country. 

Not really issued. It's a "transfer" from your current tourist visa or its exemption.

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Posted (edited)
15 minutes ago, Just1Voice said:

The O-A is a 1 year Tourist Visa, and is Not the Non-O Retirement Visa. 

Can you find any Embassy that still offers a Non-O visa for retirement? I've tried and can only find Non-OA for retirement. Non-O is reserved for marriage/family.  Long ago, Non-O was also used for retirement.

 

It looks like Foreign Affairs is pushing the idea that Non-OA is now synonymous with retirement.

Edited by rabas

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1 hour ago, Mango Bob said:

I have Tricare for Life, I mention this a few times now.  Seems like only a few retired American military here.  But I pay 25% of the bill both inpatient and outpatient up to a max of $3,000 which is around 95,000 baht.  After I met that max I pay nothing for the remainder of the year.  I had this happen around 6 times in the last 13 years.  Also, a few of the big international hospitals here will fill your claim and only charge you the 25% and Tricare pays them the amount due.  If I need insurance here it would add close to the amount of my deductible.  Before 1 July I need to know if these people at immigration will accept this.  They should extend the start to January next year and not push us to get it done in a month and a half.  

I am also on Tricare. Which international hospitals are you referring too? Thanks, Joe.

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Posted (edited)
8 minutes ago, johnny49r said:

Hospitals and clinics don't require identification or proof of insurance to be admitted. Upon being discharged, hospitals rely on the patients honesty for payment. Changing visa requirements won't change the fact that the medical industry doesn't enforce payment and payment abuses will likely continue because the officials aren't addressing the root problem.

 

Why not do as Tulane hospital New Orleans did when I got knocked down by a bus in 1992..

My girlfriend had to go back to our hotel to get my insurance certificate before they would attend to me..Broken collar bone,facial bruising and lost my sense of smell..If no insurance see proof of funds.

As an aside When I got back to London [2 weeks later] I was taken straight back into hospital [same day] and my collar bone re-broken and reset again as Tulane had done such a crap job.

Edited by p414

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total BS figures obviously, article meant to justify the graft and 'save face'...

 

one of the reasons I chose tland to retire (and definitely decided to not stay in the ussa) was the lower cost of health care and lack of govt interference in it. i felt it not a bad idea to insure against 'major XXX' which would wipe my bank account so i have insurance. the outpatient care option isn't for 'major' and deductible amounts must be used first anyways before ins kicks in.

 

luckily i have never had the first hand experience of hospital admittance but from all i've read over the years it's a close corollary to no money no honey. a bit harsh but i get it.

 

now it appears da-gooberment says i'm going to have to pay an additional 50,000b annually (above my current ins premium) for lesser total coverage and op/accident coverage which i don't want.

 

so what is the 800,000b in the bank admittance ticket for? obviously it's not to insure against an  unexpected health issue, and if govt ever said 'sorry you go home now' it's far more than an airline ticky costs.

 

my frugal (but higher than the avg middle class thai) monthly expenses are all a net positive to the economy and i pay VAT same as all thais do. i like living here as a retiree and i hope the final 'rule' will allow for my current and better level health insurance to be accepted rather than having to downgrade coverage for a far higher price. hopefully my half million or so baht annual input to the economy plus the 800k+ stuck in the bank is valued by da gooberment. i would rather stay than find elsewhere to live, but this insurance graft is looking to be a make or break issue.

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1 hour ago, rabas said:

Been waiting for someone to  suggest that. I have a few Thai friends who are accountants, agents, lawyers, etc. Even have an idle 'Thai' company waiting for something to do. Maybe someone will start a thread. Good idea. 

If they are going to repeatedly stick it to the good guys and call us bad guys, then we really need to stand up and stick it back up their little rear ends. Many hurdles and the could try to block it being set up in Thailand, but there are ways around that as well.

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