Health insurance policies to be standardised by 2021

[gunderhill 5,596]

4 minutes ago, Matzzon said:

It´s not possible for a nation to do checks of if the ones that are not insured have money instead

Its exactly what Thailand does, its ask you to keep 400 or 800k in the bank for "expenses"

[Bruce Aussie Chiang Mai 896]

4 minutes ago, Matzzon said:

Ok, I understand that you have millions that might save you and pay for the things that might happen to you. Infortunately that´s not how the world works. It´s not possible for a nation to do checks of if the ones that are not insured have money instead. Also money is not an insurance. They can suddenly be used for something else and disappear. 

Sounds like you work in the insurance industry.

[cheshiremusicman 251]

12 minutes ago, Matzzon said:

Ok, I understand that you have millions that might save you and pay for the things that might happen to you. Infortunately that´s not how the world works. It´s not possible for a nation to do checks of if the ones that are not insured have money instead. Also money is not an insurance. They can suddenly be used for something else and disappear. 

And what if you cannot get 'Insurance' because of your age or previous problems? I have had two admissions to the Hua-Hin General Hospital, one for a brain operation and one for pneumonia and have paid from my own private funds I'm 76. I believe that the recent changes in what you are required to have as a minimum in the bank in order to get and keep your 'retirement extension' 400,000 is to ensure that you have enough money to pay for your own treatment in a Thai Hospital. It is of course your prerogative to have 'Health Insurance' if you wish, but please don't force it (or wish it) onto other people. The recent change in Thai policy to people coming here on holiday that they have to pay some 100 Baht for health insurance during their stay is a total load of BS. The Thai authorities claimed that they were loosing some 20M Baht per year (more BS) because holiday makers were not paying their hospital bills (if this is true) could be solved very easily by the hospital in question holding the passport of the person receiving treatment until the bill is paid. It doesn't take a genius to figure that one out does it? 

[Wilson Smith 61]

2 hours ago, gunderhill said:

its MY  choice and  not  accepting  it  denies Me and  others  that  right  to  die,  i  choose my  morals

Everyone is a tough guy when they are healthy. When your leg is hanging off on the side of the road and you are half unconscious from some soft of an accident usually the bird sings another tune.  

[gunderhill 5,596]

1 minute ago, Wilson Smith said:

Everyone is a tough guy when they are healthy. When your leg is hanging off on the side of the road and you are half unconscious from some soft of an accident usually the bird sings another tune.  

My leg was hanging off the other week, I was taken to the hospital and paid them to fix  it, I am covered  by motor  insurance for road  accident thru my car policy

[Matzzon 9,387]

1 hour ago, Bruce Aussie Chiang Mai said:

Sounds like you work in the insurance industry.

Why is that? No, I don´t.

[Matzzon 9,387]

1 hour ago, gunderhill said:

Its exactly what Thailand does, its ask you to keep 400 or 800k in the bank for "expenses"

Nope, that is for showing that you have enough money for living and supporting yourself in a foreign country. As of my opinion that is not at all close to the amount they actually should ask for. 400/800k baht gets you almost nowhere in any country. Would be better with 2/4M baht. Then they should lock half of that all year. In that case there would be enough for replacing a, hopefully coming soon, mandatory insurance.

[Matzzon 9,387]

1 hour ago, gunderhill said:

Yes it  can but I  fully  understand that if its  not there I accept that I will die. I want no one to bail me out in any way.

And all your friends and relatives are of the same opinion and would respect your choice? If so, how many people and families more than you do you think that goes for. Rules and laws are not implementes for one single persons view on things. They are mostly implemented to care for the general public.

[gunderhill 5,596]

3 minutes ago, Matzzon said:

And all your friends and relatives are of the same opinion and would respect your choice? If so, how many people and families more than you do you think that goes for. Rules and laws are not implementes for one single persons view on things. They are mostly implemented to care for the general public.

Relatives, I have a 93  year old  Mother and a  Wife, Thats it I have no need of "friends" and my wishes will be respected, Its  not "care" if it was  care it would be 1,  much cheaper so EVERYONE could  afford it and 2 not enforced, thats "care"

I have no control over other people and wouldnt wish to.

[gunderhill 5,596]

7 minutes ago, Matzzon said:

supporting yourself in a foreign country

yes ie in case of  accident injury hospitalisation

[wgdanson 9,186]

1 hour ago, gunderhill said:

Its exactly what Thailand does, its ask you to keep 400 or 800k in the bank for "expenses"

And if you do need to use it for expenses, you get refused an extension next time.

[gunderhill 5,596]

2 minutes ago, wgdanson said:

And if you do need to use it for expenses, you get refused an extension next time.

That depends "how  much"  you use.

[Handsome Gardener 743]

6 hours ago, Matzzon said:

If they keep up with letting every single person decide by themselfs, there are always going to be lazy people that disregard the need to be safe and have the protection they need. Would be nice to include that in the 2021 plans.

Garbage - I don't have a very expensive health policy as if anything happens to me, and I mean anything, I have more than enough cash in the bank to pay for it and if it doesn't happen to me, I keep myself very fit, then I'm quids in. ie I insure myself

 

How am I lazy ?

[wgdanson 9,186]

Just now, gunderhill said:

That depends "how  much"  you use.

Doooh. If you have 800k and use more than 400k if on a retirement extension = no renewal. Half that if married.

[wgdanson 9,186]

1 minute ago, Handsome Gardener said:

Garbage - I don't have a very expensive health policy as if anything happens to me, and I mean anything, I have more than enough cash in the bank to pay for it and if it doesn't happen to me, I keep myself very fit, then I'm quids in. ie I insure myself

 

How am I lazy ?

Don't talk silly. I just got Bht 12M of cover for Bht 120,000. What treatment could I get for 120k, not much?