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Details of mandatory health insurance for Non-Imm O-A visas to be announced next week


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I would have thought with the millions of tourists flooding Thailand that they would be more of a medical problem then a few hundred expats living here !

Yes, but many expats can't get an insurance because of their age.

I still find this extremely hard to believe as the hospital will never let you leave until paid in full. How do you rack up a bill and then walk away?   All we can do is wait and see what

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2 minutes ago, Thaifriends said:

Absurd comment on your part. When anyone gets a resident permit in the EU then its mandatory to have health insurance.

 

Oldies got all things easy and free before but not anymore. Numbers are not a few hundred by thousands retiree and not expats. Expats term is actually meant for working class👨‍💻

In the UK...?

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20 minutes ago, randy723 said:

This is 100% bulls s*** the hospitals will not help you until you show that you can and will not let you leave until you do pay.

Never been asked for money up front or proof of insurance before my three in patient stays in Thailand and each time it would have been simple for me to leave without paying if I were that dishonest as I was left alone to pay at the cashier's office.

This was at 2 Govt Hospitals in Kanchanaburi.

 

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13 minutes ago, Thaifriends said:

Absurd comment on your part. When anyone gets a resident permit in the EU then its mandatory to have health insurance.

 

Oldies got all things easy and free before but not anymore. Numbers are not a few hundred by thousands retiree and not expats. Expats term is actually meant for working class👨‍💻

10 minutes ago, Thaifriends said:

Expats are working class not retiree. This is reason its not applicable on others. 

 

Absurd point of view, how can a retiree retire if he/she never worked?

Anyway here are the official 'expat' numbers for Thailand.

Foreign Expats by regions 2010[30]
Region Population Percentage
Total population 2,581,141 100.00
Unknown 2,147 0.08
Central Asia 2,749 0.11
Western Asia 6,634 0.26
Africa 8,166 0.32
Central and South America 10,608 0.41
Australia and Oceania 13,233 0.51
Northern America 46,279 1.79
South Asia 78,454 3.04
Stateless 117,315 4.54
Europe 200,564 7.77
East Asia 249,204 9.65
Southeast Asia 1,845,788

71.51

More here: https://en.wikipedia.org/wiki/Demographics_of_Thailand

informal noun
noun: expat; plural noun: expats
  1. 1.
    a person who lives outside their native country.
    "a British expat who's been living in Amsterdam for 14 years"
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1 hour ago, gearbox said:

... my Citibank Signature which has unlimited medical and is valid for 6 months when you buy return tickets ...

A friend of mine (ANZ Black - trumps Citibank Signature I believe 😋) thought so too but then checked the small print. Credit card TI policies almost always have a para that states that they are for "Australian residents" and an "Australian resident" is defined as someone who "spends 75% of their time in Australia". The odd year with six months out of the country is fine; habitually spending 6 months out of every 12 months means the policy holder has breached the "Australian resident" definition

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8 minutes ago, Thaifriends said:

Absurd comment on your part. When anyone gets a resident permit in the EU then its mandatory to have health insurance.

 

Oldies got all things easy and free before but not anymore. Numbers are not a few hundred by thousands retiree and not expats. Expats term is actually meant for working class👨‍💻

I'm on an O-A retirement visa here, and the last time I looked at the visa conditions they just define me as a long term tourist here. Not resident. I don't have a right to work here, or any more rights than a tourist on a 7 days holiday.  Heaps of banks refused to open an account for me.

 

I don't say it is good or bad, it is just the way it is. However the mandatory health insurance for the O-A holders is a money grab. If we have the same rights as any tourist, then TI should be good enough.

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3 minutes ago, Thaifriends said:

Anywhere...... UK is not majority. All which us in UK can not be in the whole world.

Don't understand any of that, try again..

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2 minutes ago, rabas said:

 

Absurd point of view, how can a retiree retire if he/she never worked?

Anyway here are the official 'expat' numbers for Thailand.

Foreign Expats by regions 2010[30]
Region Population Percentage
Total population 2,581,141 100.00
Unknown 2,147 0.08
Central Asia 2,749 0.11
Western Asia 6,634 0.26
Africa 8,166 0.32
Central and South America 10,608 0.41
Australia and Oceania 13,233 0.51
Northern America 46,279 1.79
South Asia 78,454 3.04
Stateless 117,315 4.54
Europe 200,564 7.77
East Asia 249,204 9.65
Southeast Asia 1,845,788

71.51

More here: https://en.wikipedia.org/wiki/Demographics_of_Thailand

informal noun
noun: expat; plural noun: expats
  1. 1.
    a person who lives outside their native country.
    "a British expat who's been living in Amsterdam for 14 years"

Over a period of time in the last two decades retirees also joined the community. Why not then take a proper business registration on ones own name, hire locals, pay taxes and be an expat professional even if 80 years old, does not matter. Pay taxes for keeping business here. Thats the fundamental of this new insurance. It is not applicable to nonb.

I did not mean to offend anyone please, its my view and stay firm on this. The first member tried to portray that tourist are likely to bring more diseases. Anyways, my point is clear. All are welcome to their point of view.

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6 minutes ago, ThaiBunny said:

A friend of mine (ANZ Black - trumps Citibank Signature I believe 😋) thought so too but then checked the small print. Credit card TI policies almost always have a para that states that they are for "Australian residents" and an "Australian resident" is defined as someone who "spends 75% of their time in Australia". The odd year with six months out of the country is fine; habitually spending 6 months out of every 12 months means the policy holder has breached the "Australian resident" definition

No such limitation on my TI...yet. As a general rule the terms and conditions only get worse, so sooner or later this may pop up.

 

https://www.citibank.com.au/global_images/complimentaryinsurance/pdf/mcg7932_0319_citi_description_of_cover_final.pdf

 

 

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2 hours ago, billsmart said:

At 73, it would be easier and less costly for me to post such a bond than try to get private insurance.

absolutely.

Other interesting items would be:
1) possibilities to increase the in-patient cover.
2) will pre-existing conditions be covered, as in compulsory insurance programs in some European countries.
3) is the insurance valid for life ? or must one keep an international insurance for after a certain age when it becomes impossible to get a reasonable insurance quote ?

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