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Details of mandatory health insurance for Non-Imm O-A visas to be announced next week


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And what if the vast majority of unpaid bills are incurred buy non O foreigners, such as ordinary tourists, or migrant workers, or other visitors?

 

What if the vast majority of non O holders are high spending and law abiding and respectful and respectable people who are now going to say enough is enough and just not come back?

 

Is there any evidence at all to support these xenophobic claims, or is this just a sneaky trick to raise revenue for the insurance companies and elite visa scheme?

 

 

 

 

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I would have thought with the millions of tourists flooding Thailand that they would be more of a medical problem then a few hundred expats living here !

Yes, but many expats can't get an insurance because of their age.

I still find this extremely hard to believe as the hospital will never let you leave until paid in full. How do you rack up a bill and then walk away?   All we can do is wait and see what

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1 minute ago, glennb6 said:

simple - falang have more money and are not able to object to immigration regs and stay here, so they cook up a BS reason to steal

And were did they say it would be mandatory only for farangs ??

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All we can do is wait and see what comes out and how it is written. Not going to speculate, but I have my feeling there is more to it than that..


"I still find this extremely hard to believe as the hospital will never let you leave until paid in full. How do you rack up a bill and then walk away?"

An easy way to do it (as a mate of mine did recently) is to die.
His good woman had to cough up lots of dosh as he'd been in a govt hosp for more than a month getting treatment for cancer, no insurance, then she had to fund his cremation as well.

Sent from my SM-T385 using Thailand Forum - Thaivisa mobile app

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1 hour ago, holy cow cm said:

I still find this extremely hard to believe as the hospital will never let you leave until paid in full. How do you rack up a bill and then walk away?

 

All we can do is wait and see what comes out and how it is written. Not going to speculate, but I have my feeling there is more to it than that..

Private money machines do this to raise the amount on the bill even more

What is te use of doing that if there is no money?

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I believe Bangkok Bank already offers this exact coverage for 8000B a year for any age. The policy exactly matches the coverage requirements. Slowly boil the farang frog. Which visa categories are next, Sahibs? Or I could have been in a drunken stupor at the bank when the policy was being touted. Maybe it was just another banking nightmare. Devaluation Now, Devaluation Forever!

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58 minutes ago, mtls2005 said:

 

Same here. Once you're conscious, and disconnected from any IV/monitors they watch you like a hawk, making doing a runner impossible.

 

I think a lot of the unrecovered medical expenses fall into two categories:

 

 - tourist has a minor accident, gets treatment maybe can't pay full boat.

 

 - tourist or foreigner dies after incurring medical treatment, making recovering payment challenging.

 

 

Anyone staying here on an extension could be found, and be made to pay or be deported. Implementing some insurance scheme seems like overkill, but then money to be made.

 

 

 

 

 

Maybe increased interest in TM30 is prep.

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Pathetic bunch of Thai scrooges, where's your Buddhist ethos of helping other people in need?

 

Tourism is worth between 1 and 2.5 trillion Baht a year to the Thai economy, depending on which source you look at, and these tightwads are worried about getting a measly billion Baht back? Pathetic!

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42 minutes ago, bheard said:


 

 


"I still find this extremely hard to believe as the hospital will never let you leave until paid in full. How do you rack up a bill and then walk away?"

An easy way to do it (as a mate of mine did recently) is to die.
His good woman had to cough up lots of dosh as he'd been in a govt hosp for more than a month getting treatment for cancer, no insurance, then she had to fund his cremation as well.

Sent from my SM-T385 using Thailand Forum - Thaivisa mobile app
 

 

And so the hospital did not pay. And Gov hospitals are cheap as they come. So if this friend of yours did not have adequate money to cover a Gov hospital then that is another story, but I guess he did as his woman paid. If he stiffed his woman then shame on him. It should all be preset up.

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Walking out of a hospital is not a criminal offense. It is civil. Police and immigration can do very little, although I have no doubt they will try to use intimidation to recover funds.

 

Hospitals can also not retain your passport legally. A call to your Embassy will solve that very quickly.

 

Most of the issues that we hear about are tourists who skip out on medical bills. Why don't they have a mandatory insurance scheme on arrival - say 500 or 1000 baht. 30million tourists is a lot of mandatory insurance money.

 

With my credit cards I get insurance cover far in excess of what they want - I wonder if that will suffice or by having a certain amount of money in the bank will suffice.

 

 

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1 hour ago, burner2014 said:

Bt40,000 outpatient coverage???
This would be the worse. This means you need to buy a much more expansive coverage plan than you might need just for this visa. I am not interested in outpatient coverage and still forced to buy it?
This will shake out a lot of foreigners living here. As if the outpatient medical services would be the ones which have outstanding bills. No doctor treats you "outpatient" if you don't show your credit card or health insurance. It's all about emergencies (in terms of "open bills")

I have visited 7 different hospitals and a few clinics all over the country for outpatient treatment, on more than one occasion, one resulting in a 3 day stay, others included expensive tests and dental treatment,  and never been asked for advance proof of funds to pay, nor have I been escorted to the cashiers counter with the bill. Also in many cases I have given an hotel as my address.

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2 minutes ago, DLock said:

Walking out of a hospital is not a criminal offense. It is civil. Police and immigration can do very little, although I have no doubt they will try to use intimidation to recover funds.

 

Hospitals can also not retain your passport legally. A call to your Embassy will solve that very quickly.

 

Most of the issues that we hear about are tourists who skip out on medical bills. Why don't they have a mandatory insurance scheme on arrival - say 500 or 1000 baht. 30million tourists is a lot of mandatory insurance money.

 

With my credit cards I get insurance cover far in excess of what they want - I wonder if that will suffice or by having a certain amount of money in the bank will suffice.

 

 

 

 

 

100 Baht a head would cover it......... wasn't that proposed earlier this year.

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1 hour ago, burner2014 said:

That's a big issue of the insurance world anyways. But it's not 100% true. I asked this 4 months ago at a Thai Insurance Company and this was the answer:

 

"It is because XXX only accepts new applicants up to 70 years old, but there is no age limit for renewal clients. It means that if you apply for our health insurance before 70 years old, you can still renew even if you are 90 years old."

 

So choosing a health insurance when you still 50-60 years old is important to be insured when you 90.

 

Not strictly true, my international health insurer for 11 years dropped my at 65.

Get out clause being they are doing away with my type of policy, no offer to switch at all.

Thai companies may be different but when I searched for a new policy, I found there premiums were very expensive for the amount of cover offered.

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1 minute ago, Jip99 said:

 

 

 

100 Baht a head would cover it......... wasn't that proposed earlier this year.

Well yes, it would cover it. But this is all about Thai insurance companies making big profits. Why charge the foreigners 100 baht per person, when you can charge 10,000 baht per person. Knowing that they will pay! 

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