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Details of mandatory health insurance for Non-Imm O-A visas to be announced next week


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2 minutes ago, Max69xl said:

Do you live in Phuket? Phuket is one place that the government incl. The Ministry of Health was thinking of when they got the idea for a mandatory accident insurance at the airport on arrival (just a small fee). The 300 million baht comes from an article in The Nation earlier this year. If you read newspapers and not only threads here,you might learn something about the real world. Learn how to use Google and a new world will open up for you. 

Don't be overbearing - I am a computer expert.

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I would have thought with the millions of tourists flooding Thailand that they would be more of a medical problem then a few hundred expats living here !

Yes, but many expats can't get an insurance because of their age.

I still find this extremely hard to believe as the hospital will never let you leave until paid in full. How do you rack up a bill and then walk away?   All we can do is wait and see what

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1 hour ago, beau thai said:

I would like to think you were correct, but if you walk around hospitals here as some of us have too, you will see many more older farang with persistent (costly) health issues, than the few young accident prone farang with (cheaper) 'mechanical' issues.

But it still beats me how people escape without paying their hospital bills. I guess well over 90% pay up, so applying a 100% (?) solution to a less than 5%(?) problem seems less than smart. If banks did that, they would never make a loan, but they profit from the majority and pursue the non paying minority.

I still don't hink it is the retiree or expats making the stink of unpaid bills for the most part.

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This topic has gone way off.  The thread started off about insurance becoming mandatory for holders of oa visas,  nobody else. 

However it would not make a lot of sense, in the future,  to keep this requirement for someone who's visa allows for a twelve month stay,  maybe stretched to two years,  and not extend this requirement for longer stay people. 

Not the use of the word requirement. 

Many people say they do not wish to purchase insurance. That will not be an option if indeed it does become the requirement. A requirement leaves no wriggle room apart from not complying and running the risk in a similar manner to those on overstay. 

However people may recall some months ago when this came to public attention the spokesperson mentioned a couple of options for health coverage,  one of those being insurance and another being money in the bank. Is it purely coincidental that the 400k requirement for retired folk matches the 400k insurance level.?

 Maybe, maybe not. 

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3 minutes ago, holy cow cm said:

I still don't hink it is the retiree or expats making the stink of unpaid bills for the most part.

It doesn't really matter the cause of the unpaid bills. It is a problem that,  apparently,  needs to be solved.  I can't see requiring OA visa holders to have insurance will solve it to any large degree. And that is who the government are targeting at this time. 

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8 minutes ago, emptypockets said:

It doesn't really matter the cause of the unpaid bills. It is a problem that,  apparently,  needs to be solved.  I can't see requiring OA visa holders to have insurance will solve it to any large degree. And that is who the government are targeting at this time. 

OK stay positive. Good on you.

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21 hours ago, Thaidream said:

We are much closer in thought on this issue- 

 

The actual  premise  behind insurance is that the insurance pool should include everyone of any age and indeed younger people who pay in are part of that pool.  An   a ctuary will  determine that there are more people below the age of 50 than above due to levels of mortality and therefore the pool will pay out more  as people age due to more illness.  But that is the whole point of everyone having insurance.  Coverage is needed at every age level and those who are retired and on a pension have no further earning capacity and live off a mostly fixed pension.

 

If the Thai social security system- the health coverage only was applied to thiose foreigners on one 1 yesar extensions/Visas - the money generated would more than make up for any payout.   The current charge for medical care if one is in the system is 457 Baht per month or approximately 5500 baht per month per person.  If there are 500,000 expats that become eligible (all Nationalities)- the money generated at the end of year 1  would be approximately $92 Million  (US Dollars at about 30 Vaht  to 1).

If 100,000 foreigners or 20% of the total used the Thai Government system each year and spent an average of 100,000 Baht (US3,333.99) that would be around $33 Million out of the original $92 Million.

The result of this - all long stay foreigners have medical coverage; The excess funds in the system can go to improved facilities or services in the Thai medical system which would be a boon for all Thai citizens. They could even tack on a 10% surcharge to the final hospital and this system would be much fairer than the worthless insurance coverge they are proposing.

 

I still believe  Healthcare is a human right- because the right to life is enshrined in all countries constitutions - and  Universal Healthcare as proposed by some members of the Thai medical establishment should not be used to generate profit or make doctors wealthy.

 

 

Well it would be hard to argue against such as scheme if your numbers play out as you suggest.  I'd be all for it, not that it would matter 😞

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21 hours ago, expat1010 said:

easy solution for the old farts, marry the Thai GF, get an O visa and after 3 years apply for permanent residency. insurance problem solved

they might not need to have to worry about the requirement to have insurance for visa purposes, but they won't be able to take advantage of any Thai health care system unless they get insurance or somehow manage to qualify for the public scheme (which I believe requires working and making social security contributions).

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can someone here confirm or comment on :

 

my friend claimed he was now insured through his thai wife's health insurance.

his thai wife has been working as service staff for a hotel in pattaya since december 2017 and obtained health insurance through her employer.

 

wbr

roobaa01

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1 hour ago, Max69xl said:

The 300 million baht comes from an article in The Nation earlier this year. If you read newspapers and not only threads here,you might learn something about the real world. Learn how to use Google and a new world will open up for you. 

Depends what newspapers you read. My Thai friend once said to me that several are pro government, pro Prayuth etc.

 

He specifically made a reference to one that also owns a visa forum website.

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5 minutes ago, lkv said:

Depends what newspapers you read. My Thai friend once said to me that several are pro government, pro Prayuth etc.

 

He specifically made a reference to one that also owns a visa forum website.

Does that also include the likes of ScandAsia?

 

This is a thread from 2016 which OP gives details of just a few hospitals and the millions of baht in unpaid bills from treating foreigners, with an obvious focus on Scandis:

 

https://forum.thaivisa.com/topic/900767-uninsured-foreigners-burdens-thai-public-hospitals/#comments

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24 minutes ago, dabhand said:

Does that also include the likes of ScandAsia?

I was referring to more major newspapers, that are government controlled.

 

I have no idea about the one you mentioned, other than, it's a Thai publishing company located in Ladprao, Bangkok.

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12 minutes ago, Angry Dragon said:

conditions for getting PR or benefits of having PR?  🙂

 

Conditions for getting,  and add the cost of application, the 3 years unbroken work record on extentions, not visas and 100 per nationality per year and the more than one year wait for a decision etc etc.

Unless you want to invest 10,000,000 baht you most likely would never see again and I believe you still have to do TM30's and re-new everyear and pay extra everytime you leave the country.

 

Edited by overherebc
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