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Details of mandatory health insurance for Non-Imm O-A visas to be announced next week


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I think the main bone of contention is to do with the 40,000 THB outpatient cover. 
If the outpatient departments required you pay a deposit, of let's say 2,000 THB, and this could be applied to anyone without a Thai ID card, this would negate the requirement for outpatient insurance and provide more comprehensive cover for the hospitals as it would apply to all non-Thai.

After consulting the doctor and receiving any necessary treatment, the patient would visit the cashier, as normal, but either for a refund on, or to pay the excess on the cost of that visit.

But perhaps my idea does not suit the insurance companies who may have been lobbying hard for this.

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I would have thought with the millions of tourists flooding Thailand that they would be more of a medical problem then a few hundred expats living here !

Yes, but many expats can't get an insurance because of their age.

I still find this extremely hard to believe as the hospital will never let you leave until paid in full. How do you rack up a bill and then walk away?   All we can do is wait and see what

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4 minutes ago, Jingthing said:

Not really. For retirement extensions you can't go under 800k for 3 months after and after that never under 400k until the beginning of the next 800k baht 3 months seasoning period. So basically at least 400k locked up indefinitely as long as you want to keep getting extensions.

Sent from my Lenovo A7020a48 using Thailand Forum - Thaivisa mobile app
 

That doesn't accord with my experience.

 

In fact on my last extension I was forced to take a 2 month extension as my seasoning money arrived one day late to satisfy the 400k requirement for a marriage extension, previously a retirement extension, as they didn't want any glitches on the paperwork being sent to Bangkok.

 

My bank account showed around 100k prior to the deposit of my seasoning money, and there were no repercussions.... In all 4 of my extensions (3 x retirement) my account has shown far less than the 400k you state has to be maintained prior to the seasoning period.

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2 hours ago, Vacuum said:

Yes, but many expats can't get an insurance because of their age.

Maybe they're not trying hard enough.  I look for travel insurance when in Oz every year. Some will insure up to 99 years old.  Health insurance is probably much more expensive or difficult.  This year about $750 for 9 months for TI.

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2 hours ago, tracker1 said:

I would have thought with the millions of tourists flooding Thailand that they would be more of a medical problem then a few hundred expats living here !

I thought the government were going to charge tourists 100 baht entry fee to Thailand to cover this.

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2 hours ago, Sticky Wicket said:

If you are going to advertise as a tourist destination then you are bound to have a few unwanted costs. However compared to what comes in it's a drop in the ocean.

 

Also they don't advertise how dangerous the country is! 

Most of the injuries/deaths will have been caused by a Thai or Thailand

You know that how any stats to back up a very wild and misleading statement

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15 minutes ago, nursebob said:

I thought the government were going to charge tourists 100 baht entry fee to Thailand to cover this.

I think it was just torture for the Thai insurance companies the thought of farangs having money in their bank that was not going to them....After all farangs would just be spending their own money foolishly ......

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25 minutes ago, Tofer said:
40 minutes ago, Jingthing said:

Not really. For retirement extensions you can't go under 800k for 3 months after and after that never under 400k until the beginning of the next 800k baht 3 months seasoning period. So basically at least 400k locked up indefinitely as long as you want to keep getting extensions.

That doesn't accord with my experience.

In fact on my last extension I was forced to take a 2 month extension as my seasoning money arrived one day late to satisfy the 400k requirement for a marriage extension, previously a retirement extension, as they didn't want any glitches on the paperwork being sent to Bangkok.

My bank account showed around 100k prior to the deposit of my seasoning money, and there were no repercussions.... In all 4 of my extensions (3 x retirement) my account has shown far less than the 400k you state has to be maintained prior to the seasoning period.

The post you are quoting outlines the new, current, requirements for a retirement visa extension. In force from 1 July 2019 I believe. Previously you could remove the 800k from your bank as soon as the extension was granted, but had to seed it for 3 months before the next one.

Marriage extensions have different rules for lump sums and seeding, which you apparently didn't meet anyway, and luckily was granted an extension until you did.

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3 hours ago, holy cow cm said:

I still find this extremely hard to believe as the hospital will never let you leave until paid in full. How do you rack up a bill and then walk away?

 

All we can do is wait and see what comes out and how it is written. Not going to speculate, but I have my feeling there is more to it than that..

I'm with you and expecting them to add it for extensions as well and requiring proof at time of extension. I hope I am wrong but we shall know soon enough. 

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